Wells Fargo has progressed quite a bit in accessibility towards free FICO Scores. Wells Fargo was perhaps the only bank in 2016 to not offer Free FICO Scores. That changed with Wells Fargo offering free FICO to consumer cardholders who used the Wells Fargo mobile app in March 2016, in which case, they gave you a FICO Bankcard 2.
Within a span of time, they’ve expanded access to those enrolled in Online banking and recently, to anyone with a deposit, investment, or retirement account at Wells Fargo. That means, if you’re a Wells Fargo checking account holder, you’ll have access to Experian’s newest credit criteria platform, FICO 9 Scores, updated quarterly for free.
|HSBC Advance checking account: Earn $200 bonus when you open an Advance checking account with qualifying activities. Make recurring monthly Qualifying Direct Deposits totaling at least $500 from a third party to your HSBC Advance checking account(s) for 3 consecutive calendar months. Member FDIC Terms|
|HSBC Advance checking account: Get up to $240 bonus when you open an Advance checking account. You'll receive 3% Cash Bonus, up to $270, on Qualifying Direct Deposits up to $40 per month, during the first 6 calendar months after account opening. Member FDIC Terms|
|Chase Premier Plus CheckingSM: Enjoy $300 bonus as a new Chase checking customer, when you open a Chase Premier Plus CheckingSM account and set up direct deposit within 90 days of account opening.
Apply Now---Chase Premier Plus Checking Review
|Huntington 25 Checking: Earn $500 bonus when you open a Huntington 25 Checking account and make cumulative new money deposits of at least $15,000 within 60 days of account opening. The $500 bonus will be deposited into your Huntington 25 Checking account after all requirements are met and your account is open for 90 days.
Apply Now---Huntington 25 Checking Review
|Chase Private Client: Enjoy a $2,000 bonus when you join Chase Private Client. Within 45 days, transfer a total of $250,000 or more in qualifying new money or securities to a combination of eligible checking, savings and/or investment accounts, (excludes: any You InvestSM, J.P. Morgan retirement accounts and CDs) and maintain the balance for at least 90 days. Offer available to existing Chase customers only.
Learn More---Chase Private Client Review
Table of Contents
Recommended Wells Fargo Cards:
- Wells Fargo Cash Wise Visa® Card
- Wells Fargo Propel American Express® Card
- Wells Fargo Platinum Visa® Card
Wells Fargo Deposit Account Holders Offer Summary:
- Wells Fargo Deposit account holders will now be able to have access to FICO 9, Experian’s newest credit score grading platform.
- FICO Scores will be updated quarterly for absolutely no charge attached.
Get your FICO Score for free
It’s a good practice to check your credit, and one of the simplest ways to understand your credit is to check your FICO Score regularly
As a Wells Fargo credit customer, when you select View Your FICO Score below, you’ll gain free access to:
- Your FICO Score
- Up to 5 Score Factors
- Your Score History
- Credit Education
The Wells Fargo Cash Wise Visa® Card a $150 cash rewards bonus after spending $500 in the first 3 months.
You'll earn an unlimited 1.5% cash rewards on purchases. You can also enjoy earning 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening.
This card comes with $0 annual fee on top of up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card.
What is FICO 9?
FICO 9 follows the same general methodology as previous FICO grading scales, but it does have some significant changes for consumers which included:
- Medical Collections
- Third-Party Collections
- Rental History
Wells Fargo was perhaps behind times when it came to offering account holders Free FICO Scores, however, as of recent, they’ve completely satisfied all deposit account holders (deposit, investment, or retirement account) with accessibility to FICO 9 Scores with no price tag attached. Even though FICO 9’s scoring model is not yet widely used, it still provides even more aspect to your FICO at no additional cost. Be sure to scroll through out complete list of Bank Bonuses and Promotions today!
The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value.
You'll earn 3X points for:
• eating out and ordering in
• gas stations, rideshares and transit
• travel including flights, hotels, homestays and car rentals
• on popular streaming services
• 1X points on other purchases
This card comes with no annual fee.