CitiBank is a big contender in what we should call the “Big four” in regards to top leading banks which makes it a necessity to evaluate Citi’s current stance when it comes to what bureau to pull from: Experian, Equifax, or TransUnion. It’s also all the more detrimental that we evaluate any circumstances around the pull if at all any. The table below will represent all data collected regarding the pulls varying from each state.
Fifth Third Bank Checking: Get $200 when you open an eligible Fifth Third checking account and make qualifying direct deposits totaling $500 or more within 90 days of account opening. Apply Now---Fifth Third Bank Checking Review |
|
Chase College CheckingSM: Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of account opening. Get Coupon---Chase College Checking Review |
|
Chase Secure BankingSM: Earn a $100 bonus when you open a new Chase Secure BankingSM account online or enter your email address to get your coupon and bring it to a Chase branch to open an account. Make sure to complete 10 qualifying transactions within 60 days of coupon enrollment. Apply Now---Chase Secure Banking Review | |
Chase Private Client: Enjoy up to $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities. Get more from a personalized relationship when you open a new Chase Private Client Checking account with qualifying activities. Learn More---Chase Private Client Review |
CitiBank Credit Pull Table:
Editor’s Note: Statistics and credibility is solely entitled to CreditBoards. In order to express the utmost clarity and conveyance, the credit bureaus will be abbreviated accordingly:
- Trans-Union= TU
- Experian= EX
- Equifax= EQ
- N/A= Not Applicable
Abbrevation | State Name | Credit Bureau Pulled |
AL | Alabama | EQ |
AK | Alaska | NI |
AZ | Arizona | EX, EQ, TU |
AR | Arkansas | TU |
CA | California (CA) | EX, EQ, TU |
CO | Colorado | EX, EQ |
CT | Connecticut | EX, EQ, TU |
DE | Delaware | EX,EQ |
FL | Florida | EX, EQ, TU |
GA | Georgia | EX, EQ |
HI | Hawaii | EQ |
ID | Idaho | EX |
IL | Illinois | EX, EQ, TU |
IN | Indiana | EX, TU |
IA | Iowa | EX |
KS | Kansas | NI |
KY | Kentucky | EX, EQ |
LA | Louisiana | EQ, TU |
ME | Maine | EQ, TU |
MD | Maryland | EX, EQ |
MA | Massachusetts | EX, EQ |
MI | Michigan | EX, EQ, TU |
MN | Minnesota | EX, EQ |
MS | Mississippi | NI |
MO | Missouri | EX, EQ, TU |
MT | Montana | EQ, |
NE | Nebraska | NI |
NV | Nevada | EX, EQ |
NH | New Hampshire | EX, EQ |
NJ | New Jersey | EX, EQ, TU |
NM | New Mexico | EX |
NY | New York | EX, EQ, TU |
NC | North Carolina | EX, EQ, TU |
ND | North Dakota | NI |
OH | Ohio | EX |
OK | Oklahoma | EX, EQ |
OR | Oregon | EX,EQ, TU |
PA | Pennsylvania | EX, EQ, TU |
RI | Rhode Island | NI |
SC | South Carolina | EQ |
SD | South Dakota | EX, EQ, TU |
TN | Tennessee | EX, EQ, TU |
TX | Texas | EX, EQ, TU |
UT | Utah | TU |
VT | Vermont | NI |
VA | Virginia | EX, EQ, TU |
WA | Washington | EX, EQ, TU |
WV | West Virginia | NI |
WI | Wisconsin | EX |
WY | Wyoming | NI |
DC | District Of Colombia | EX |
Conclusion:
CitiBank reports your information to one of the major credit bureaus solely with the content of what they deem fit when calculating your scores. Taking a overall look at the table above, you will notice that mostly Experian and Equifax will play a major contender rather than TransUnion. However, in some cases, you could be pulled from TransUnion. Some have reported getting pulled from both Experian and Equifax. Keep in mind that if you freeze one of your reports, Citi will not pull from a different report and if you want to keep one of your reports frozen, you will be able to give them a pin. Also, you can find out which card is fit for you by checking out our complete list of Credit Card Promotions today!