Here at BankCheckingSavings, we try to find the best bank deals for our readers. It’s important to learn what methods Banks count as direct deposit so you guys can max out on Checking and Savings bonuses.
If you’re familiar with these offers, you will know that they often come with some kind of Direct Deposit requirement. While there are a few banks that don’t require Direct Deposit, most of the higher value bonuses do.
In addition, many Checking accounts require Direct Deposit in order to avoid some monthly fees.
The terms and conditions usually define Direct Deposit as an “electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.”
If you don’t have any problem adhering to those guidelines, then you’ll receive your bonus without any problems. However, there are many who can’t get their paycheck directly deposited by their employer and many who don’t qualify for government benefits.
To help save you time and energy, here’s a list of several banks that accept alternative Direct Deposit options.
BONUS LINK | OFFER | REVIEW |
Chase Business Complete Checking® | $300 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
Best Alternatives To Trigger Direct Deposit For Bank Accounts
All of these methods are YMMV, meaning Your Mileage May Vary. One method isn’t guaranteed to work for everyone, so keep in mind that you may have to use a combination of these options.
- ACH Transfers. All banks have Automated Clearing House (ACH) Transfers. It’s a free way to transfer money between financial institutions. This popular alternative method is fast, taking typically 2 business days for transfers. People often try to do an ACH transfer from a different bank account they own into the new one.
- Capital One 360 Online Checking. This online checking product allows for ACH transfers and Person2Person payments (a way to send money to anyone using their email, similar to Chase Quickpay). It’s a popular option to fulfill Direct Deposit requirements because you control everything online. Plus, there are no monthly fees, unlike the ones traditional banks require. You can also earn up to $1,000 in bonus money with referrals.
- PayPal. This is an iffy option and may not work. Essentially, you just add your new bank account to your PayPal profile. Then, withdraw the balance from your PayPal account into your bank account.
The good thing about these methods is that you’re just shifting your own money with no risk of additional fees. If you plan on signing up for many bank bonuses, you should prepare by setting up these options first.
Meeting Direct Deposit Requirements For Specific Banks
Here’s a list I’ve compiled of Direct Deposit alternatives that have or haven’t worked for banks often offering bonuses. This is based on user reports from many popular finance blogs and forums. If you have any personal experience with a bank, please comment below to let us know.
Take note that this information is always changing. So, I can’t guarantee that these other Direct Deposit methods will always work.
List of Banks / Credit Unions in Alphabetical Order
121 Financial Credit Union
No data available
7 17 Credit Union
No data available
1st Advantage Federal Credit Union
No data available
1st Colonial Community Bank
No data available
1st Community Credit Union
No data available
American Express Bluebird
The following count as a direct deposit:
- Amazon Payment
1st Financial Federal Credit Union
No data available
1st Mariner Bank
No data available
1st Security Bank
No data available
1st Source Bank
The following count as a direct deposit:
- Charles Schwab
- Chase
1st United Credit Union
The following count as a direct deposit:
- Chase
3Rivers Federal Credit Union
The following count as a direct deposit:
- Keybank
AAC Credit Union
No data available
Abington Bank
No data available
ACNB Bank
No data available
Acorns
No data available
Addition Financial
The following count as a direct deposit:
- Charles Schwab
- Advance Financial Federal Credit Union (AFFCU)
Advantage Bank
No data available
Advantis Credit Union
No data available
Adventure Credit Union
The following count as a direct deposit:
- Capital One 360
Advia Credit Union
No data available
Aero Federal Credit Union
No data available
Affiliated Bank
No data available
Affinity Federal Credit Union
The following count as a direct deposit:
- Ally
- Brex
- Charles Schwab
- Coinbase
- Discover
- Fidelity cash
- Kabbage
Air Academy Federal Credit Union
No data available
Albert Neobank
The following count as a direct deposit:
- Bluevine
- Brex
- Chase business
- DoorDash
- Square
- Wise
Alcoa Tenn Federal Credit Union
No data available
Allegiance Credit Union
No data available
Allegius Credit Union
No data available
Allied First Bank
No data available
AllTru Credit Union
No data available
Aloha Pacific Federal Credit Union
No data available
Amalgamated Bank
The following count as a direct deposit:
- BMO Harris
Amboy Direct
No data available
Amerant Bank
The following count as a direct deposit:
- Public.com
American Bank
No data available
American Bank Center
No data available
American Bank & Trust
No data available
American Commerce Bank
No data available
American Eagle Financial Credit Union
The following count as a direct deposit:
- Charles Schwab
American Express Serve
The following count as a direct deposit:
- Ally
- PayPal
- CapitalOne 360
- Santander ACH push
America First Credit Union
No data available
American Eagle Credit Union
No data available
American Enterprise Bank
No data available
American Investors Bank & Mortgage (AIBM)
No data available
American Heritage Credit Union
No data available
American Pride Bank
No data available
American Trust & Savings Bank
No data available
American United Federal Credit Union
No data available
America’s Christian Credit Union
No data available
AmeriCU Credit Union
No data available
Ameris Bank
The following count as a direct deposit:
- Chase
ANB Bank
No data available
Anchor Bank
The following count as a direct deposit:
- Discover ACH
Andigo Credit Union
The following count as a direct deposit:
- Ally
- American Express Bluebird
- Charles Schwab
- Fidelity
- PayPal
- Venmo
Andrews Federal Credit Union
No data available
APGFCU
No data available
Apple Bank
Ardent Credit Union
The following count as a direct deposit:
- Charles Schwab
Arizona Central Credit Union
No data available
Arizona Federal Credit Union
No data available
Armed Forces Bank
The following count as a direct deposit:
- Chase
Arrha Credit Union
No data available
Arsenal Credit Union
No data available
Arundel Federal Savings Bank
No data available
Arvest Bank
No data available
Ascend Federal Credit Union
No data available
Ashland Credit Union
No data available
Aspiration
The following count as a direct deposit:
- American Express Bluebird
- American Express Serve
- Penfed
- Venmo
Associated Bank
The following count as a direct deposit:
- Ally
- PNC ACH
- Tax refund
Associated Credit Union
No data available
Associated Credit Union of Texas (ACUTX)
No data available
Avidia Bank
The following count as a direct deposit:
- Capital One 360 ACH
Axos Bank
The following count as a direct deposit:
- Brex payroll
- Capital One
- Charles Schwab
- SoFi
- USAA
- T-Mobile
Ballston Spa National Bank (BSNB)
No data available
BancorpSouth
No data available
Bank7
No data available
Bank & Trust
The following count as a direct deposit:
- Alliant
- Ally:
- American Express Serve
- Capital One
- Charles Schwab
- Chase
- Personal
- Business
- Fidelity
Bank Direct
Extremely strict. Seems like they do a manual review on all direct deposits to ensure that they are from an employer or qualifying. Will need to deposit full paycheck and not a partial deposit (they check this by verifying it against your stated annual income)
Bankers Trust
No data available
BankFinancial
No data available
BankHometown
No data available
Bank of America
The following count as a direct deposit:
- ACH Transfer
- Airbnb payout
- Alliant
- American Express
- Bluebird
- Serve
- Astra
- Baxter Credit Union
- Chase
- YouInvest
- Coinbase
- Connexus
- Emigrant
- E*Trade
- Fidelity Money Line
- Guilford Bank
- HSBC
- ING Direct/Capital One 360
- PenFed
- PurePoint Financial
- Robinhood
- Serve
- SoFi
- Transferwise
- Treasury Direct
- Wealthfront
Bank of Canton
No data available
Bank of Maine
No data available
Bank Midwest
No data available
Bank Mutual
The following count as a direct deposit:
- Ally ACH
- Paypal
Bank of Blue Valley
No data available
Bank of Elk River
No data available
Bank Five Nine
No data available
Bank Independent
No data available
BankNewport
No data available
Bank Novo
No data available
Bank of Greene County
No data available
Bank of Hope
No data available
Bank of Montgomery (BOM)
No data available
Bank of New York
The following count as a direct deposit:
- HSBC
Bank Of Sun Prairie
No data available
Bank of Tennessee
No data available
Bank of The Blue Grass
No data available
Bank Of The West
The following count as a direct deposit:
- BMO Harris
- Capital One
- Chase
- Discover
- Emigrant
- ING Direct/Capital One 360
- Discover ACH
- Midfirst Bank
- Paypal
- Schwab ACH
- USAA
- Venmo
BankPlus
No data available
Bank OZK
No data available
BankWell
The following count as a direct deposit:
- Charles Schwab
Banner Bank
No data available
Banterra
No data available
Barclays
No data available
Bar Harbor Bank & Trust
No data available
Baton Rouge Telco Federal Credit Union
No data available
BayCoast Bank
No data available
BB&T
The following count as a direct deposit:
- Alliant
- Ally
- Charles Schwab Brokerage
- Chase
- E*Trade
- Treasury direct
- Wealthfront
Beacon Credit Union
No data available
Beartooth Bank
No data available
BECU
No data available
Belco Community Bank
No data available
Bell Bank
No data available
Bellco Credit Union
No data available
Beneficial Bank
No data available
Berkshire Bank
No data available
BethPage Credit Union
No data available
Better Banks
No data available
Beverly Hill Bank
No data available
BHCU
No data available
BiddefordSavings
No data available
Blue Federal Credit Union
The following count as a direct deposit:
- BMO Harris
Blue Hills Bank
The following count as a direct deposit:
- Discover
BMO Harris
The following count as a direct deposit:
- Alliant ACH
- Ally
- American Express
- Serve
- Bluebird
- Capital One 360
- Chase
- Discover ACH
- Fidelity
- Robinhood
- Schwab Transfer
- Vanguard
- UFCU
BMI Federal Credit Union
The following count as a direct deposit:
- American Express
- Bluebird
BOKF (Bank of Albuquerque, Bank of Oklahoma, Bank of Texas, Colorado State Bank and Trust)
The following count as a direct deposit:
- Chase
Below is what worked for specific banks within BOKF
- Bank of Texas:
- Capital One 360
- Charles Schwab
Bravera Bank
No data available
Brentwood Bank
No data available
Bridge Credit Union
No data available
Bridgeview Bank Group
The following count as a direct deposit:
- Ally
- Gusto
Broadway Bank
- University Federal
Bryn Mawr Trust (BMT)
No data available
Bryon Bank
No data available
Byline Bank
The following count as a direct deposit:
- Capital One
Bull’s Eye Credit Union
No data available
California Bank & Trust
No data available
California Coast Credit Union
No data available
California Credit Union
The following count as a direct deposit:
- Chase
- Business checking
- Wells Fargo
Callaway Bank
No data available
Cambridge Savings Bank
No data available
Cambridge Trust Company
The following count as a direct deposit:
- Charles Schwab
Camden National Bank
The following count as a direct deposit:
- Capital One
Campus USA Credit Union
No data available
Cape Cod 5
No data available
Cap Ed Credit Union
No data available
Capital Bank
The following count as a direct deposit:
- Alliant
- Ally
- Capital One
- Charles Schwab
- Chase
- Discover
- Fidelity
- Paypal
- Wealthfront
Capital City Bank
No data available
Capital Credit Union
No data available
Capitol Bank
No data available
Capital One 360
The following count as a direct deposit:
- Alliant
- ACH
- Ally
- Ameritrade
- Charles Schwab
- Chase
- Clearview
- Discover
- Cash back redemption
- Savings
- eTrade
- Fidelity
- Fifth Third
- First Tennessee
- Goldman Sachs
- ING Direct/Capital One 360
- PNC
- PenFed
- Robinhood
- TD Ameritrade
- U.S. Bank
- Wells Fargo
- Vanguard
Carver Federal Savings Bank
No data available
Cash App
The following count as a direct deposit:
- Alliant
- Charles Schwab
- Fidelity
- First horizon
- First Republic
- NorthOne
- Orion
- T-Mobile
CCFBank
No data available
CBT Bank
No data available
Cedar Rapids Bank & Trust
No data available
CEFCU
The following count as a direct deposit:
- Investors Bank
Center Parc
No data available
Centier
No data available
Central Illinois Bank
No data available
Central Pacific Bank
No data available
Century Bank
The following count as a direct deposit:
- Fidelity
Central Bank
No data available
Central Minnesota Credit Union
No data available
Charles Schwab
The following count as a direct deposit:
- Wells Fargo Business
Charter One
The following count as a direct deposit:
- ING Direct/Capital One 360
Chartway Federal Credit Union
No data available
Chase
The following count as a direct deposit:
- ABC Giftcards Payout
- Acorns
- AirBnB
- Alliant
- Amazon Payments
- America First Credit Union
- American Express
- Redcard
- Serve
- Ameritrade
- Apple Cash
- Aspiration
- BeFrugal
- Barclays Online Saving
- Barclays cash back
- Capital One
- CardCash
- Cash app
- CBC Federal Credit Union
- CCUIL ACH
- Charles Schwab
- Chime
- Chrome River
- Circle Pay
- CIT Bank
- Connexus FCU
- Consumers Credit Union
- Discover Savings
- DoorDash
- Dosh
- Dwolla
- Elements Financial
- E*Trade
- Fidelity EFT
- Fidelity CMA
- First Green Bank
- First Technology Credit Union
- Firstrade
- Freshbooks WePay
- Goldman Sachs
- Google Adsense
- Gulf Winds Federal Credit Union
- Gusto
- Invstr
- Keesler Federal
- Langley Federal Credit Union
- MarketForce Payroll
- Mercari
- Merrill Edge
- M1Finance
- Motif Investing
- Mountain America Credit Union
- M&T Bank
- M1 Finance
- Northern Bank
- NorthOne
- Orion
- Payooner
- PenFed
- Poshmark
- Provident Credit Union
- Raise
- Robinhood
- Schools First
- Robinhood
- Santander
- SchoolFirst
- SoFi Invest
- SoFi Money
- Square
- Stanford FCU
- Suncoast
- TD Ameritrade
- Tech Credit Union
- The Knot (wedding registry)
- T-Mobile Money
- Topcashback Payout
- Transferwise
- Uber
- University Federal Credit Union
- Upwork
- USAA
- Vanguard Brokerage
- WealthFront
- Wells Fargo
- Wisebanyan
Cheese
No data available
Chesapeake Bank
No data available
Chief Financial Credit Union
No data available
Chime
The following count as a direct deposit:
- Ally
- American Express Serve
- Apple Cash
- Axos Bank
- Cash app
- Charles Schwab
- Chase
- Circle Pay
- Discover
- One Finance
- PayPal
- Santander
- SoFi Money
- TD Bank
- Wells Fargo
- USAA
- U.S. Bank
Cincinnatus Savings & Loan
No data available
Citi
The following count as a direct deposit:
- ACH
- Amazon payments
- Capital One
- Chase
- Discover
- Emigrant direct
- Fidelity ACH
- INGdirect
- Paypal
- PNC
Civista Bank
No data available
Christian Community Credit Union
The following count as a direct deposit:
- Vanguard
CIBC US
The following count as a direct deposit:
- Venmo
Cincinnati Federal
No data available
CinFed Credit Union
No data available
Citadel Bank
- SoFi Money
- Wells Fargo
The Citizens Bank
No data available
Citizens Bank
The following count as a direct deposit:
- ACH
- Alliant
- Ally
- American Express Savings
- Bank of Guam
- Capital One 360
- CardCash
- Charles Schwab
- Chase
- Discover
- eTrade
- Fidelity
- HSBC
- Huntington Bank
- ING Direct/Capital One 360
- IRS refund
- Paypal
- Santander
- TD Bank
- Topcashback
- Wells Fargo
- Vanguard
- Venmo
Citizens First Bank
No data available
City National Bank (Bankatcity)
No data available
Clearview Federal Credit Union
The following count as a direct deposit:
- Discover trial deposits
- PNC
Clifton Savings Bank (CSBK)
No data available
Clinton Savings Bank
No data available
C&N Bank
No data available
CNB Bank & Trust
No data available
CODE Credit Union
No data available
Collins Community Credit Union
No data available
Columbia Bank (NJ)
The following count as a direct deposit:
- Bank of America
- Capital One 360
- Chase
- Citizens Bank
- Discover
- Fidelity
- Robinhood
- Santander
- TD Bank
- Vanguard
- Venmo
Columbia Bank (WA, OR, ID)
The following count as a direct deposit:
- Chase
Columbia Bank Online
No data available
Comerica Bank
The following count as a direct deposit:
- Alliant
- Capital One
- Chase
- Venmo
- Wells Fargo
Commonwealth Central Credit Union
No data available
Compass Bank
The following count as a direct deposit:
- ING Direct/Capital One 360
Compass Credit Union
No data available
Commerce Bank (MA)
The following count as a direct deposit:
- Paypal
- ING
Commerce Bank (MO, KS, IL, OK & CO)
No data available
Communication Federal Credit Union
No data available
CommunityAmerica Credit Union
No data available
Community Bank & Trust
No data available
Community Choice Credit Union
No data available
Community Credit Union Florida
No data available
Community First Credit Union of Florida
No data available
Community West Credit Union
The following count as a direct deposit:
- ACH counts for the interest rate bonus, but not the cash bonus
Compass Federal Credit Union
No data available
ConnectOne Bank
No data available
Connex Credit Union
No data available
ConnexUs Credit Union
The following count as a direct deposit:
- Ally
- BMO Harris
Consolidated Community Credit Union
No data available
Consumers Credit Union
The following count as a direct deposit:
- BMO Harris
- Chase
- NFCU
Consumers Credit Union (MI)
No data available
Cooperative Bank of Cape Cod
No data available
Coors Credit Union
No data available
Cornerstone Bank
No data available
Cornerstone Financial Credit Union
No data available
Crane Credit Union
No data available
Credit Human
No data available
Credit Union 1
No data available
Credit Union of America
No data available
Credit Union of Ohio
No data available
Credit Union of Southern California
No data available
Credit Union One
The following count as a direct deposit:
- Ally
- Chase
- Discover
- Paypal
Credit Union of Texas
The following count as a direct deposit:
Charles Schwab: 1,
Credit Union West
No data available
Crystal Lake Bank
No data available
CSE Federal Credit Union
No data available
Current
The following count as a direct deposit:
- Ally
- Charles Schwab
- Chase
- Discover
- Fidelity
Dearborn Savings Bank (DSB)
No data available
Dedham Savings Bank
The following count as a direct deposit:
- Chase
Delta Community Credit Union
No data available
Denmark State Bank
No data available
Desert Financial Credit Union
No data available
Desert Schools Federal Credit Union
No data available
Devon Bank
No data available
Diamond Valley Federal Credit Union
No data available
Digital Credit Union (DCU)
No data available
Discover
The following count as a direct deposit:
- Ally
- Amazon Seller Disbursements
- Bank of America Business ACH
- Capital One 360
- Fidelity
- Paypal
- Serve
- TD Ameritrade
Dollar Bank
The following count as a direct deposit:
- American Express Serve
- Chase
- Fidelity
- Robinhood
- Thrivent FCU
- Wells Fargo
Dort Federal Credit Union
No data available
DuGood Federal Credit Union
No data available
Dundee Bank
No data available
East Boston Savings Bank
No data available
Eastern Bank
The following count as a direct deposit:
- Charles Schwab
Eastern Savings Bank
No data available
Eastman Credit Union
No data available
East Idaho Credit Union
No data available
East Wisconsin Savings Bank
No data available
EBSB Direct
No data available
ECCU
No data available
Educators Credit Union (ECU)
No data available
Edwards Federal Credit Union
No data available
Elements Financial
The following count as a direct deposit:
- Alliant
- Ally
- American Express Serve
- Capital One 360
- Discover
- Goldman Sachs savings
- Incredible Bank
- Wealthfront
- Wells Fargo
- Vanguard
Elite Community Credit Union
No data available
Elko Federal Credit Union
No data available
Empire State Bank
No data available
Emprise Bank
No data available
Energy Federal Credit Union
No data available
ENT Credit Union
No data available
ESSA Bank & Trust
No data available
Essex Bank
No data available
E*Trade
The following count as a direct deposit:
- ING Direct/Capital One 360
Evansville Teachers Federal Credit Union
The following count as a direct deposit:
- Alliant
- Initial credit card funding worked
- Capital One
- Chase
- Marcus
- PayPal
- Wells Fargo
Exchange Bank
No data available
Excite Credit Union
No data available
Extraco Banks
No data available
Fairwinds Credit Union
The following count as a direct deposit:
- American Express Business
- Wealthfront
Family Trust Federal Credit Union
No data available
Farm Bureau Bank
No data available
Farmers Insurance Federal Credit Union
No data available
Farmers & Merchants Bank
No data available
Farmers & Merchants State Bank
No data available
Farmington Bank
No data available
FAST Credit Union
No data available
FCB Banks
No data available
FCB South County Bank
No data available
FEDCOM Credit Union
No data available
Fidelity Bank (PA)
The following count as a direct deposit:
Discover
Fidelity Bank (Online, MA)
No data available
Fifth Third Bank
The following count as a direct deposit:
- Ally
- Alliant
- American Express Serve
- Bank of America
- Capital One
- Charles Schwab
- Chase
- Chase business
- Citizens
- Discover ACH
- eTrade
- First Tech Credit Union
- Huntington
- USAA ACH
- ING Direct/Capital One 360
- Liberty Financial
- Marcus
- NFCU
- Paypal
- PNC
- Serve
- TransferWise
- Wells Fargo
- USAA
- U.S. Bank
Financial Builders
No data available
Financial Partners Credit Union
No data available
Financial Plus Credit Union
No data available
Financial Resources Credit Union
No data available
Finex Credit Union
No data available
Firefly Credit Union
No data available
First Advantage Bank
No data available
First American Bank
The following count as a direct deposit:
- MyPay
- First Bank (VA)
First Bank (CA, IL & MO)
The following count as a direct deposit:
- Charles Schwab
- Fidelity
First Bank and Trust
No data available
First Bank & Trust Company Illinois
No data available
First Bank Financial Centre (FBFC)
No data available
FirstBank
The following count as a direct deposit:
- American Express Serve
- First Tech Federal Credit Union
- TD Ameritrade
FirstBank [TN, GA, AL]
No data available
First Basin Credit Union Checking
No data available
First Citrus Bank
No data available
First Commerce Credit Union
No data available
First Commonwealth Bank
No data available
First Community Bank (AR/MO)
No data available
First Entertainment Credit Union
No data available
First Federal Bank of Kansas City
No data available
First Federal Bank of Wisconsin
No data available
First Federal Credit Union
No data available
First Fidelity Bank
No data available
First Financial Bank (AR/MS)
No data available
First Financial Bank (TX)
No data available
First Financial Bank (IL, IN, KY, OH)
The following count as a direct deposit:
- Alliant
- Discover
First Financial Federal Credit Union
No data available
First Financial Federal Credit Union (MD Only)
No data available
First Financial Northwest Bank
No data available
First Flight Credit Union
No data available
First Florida Credit Union
No data available
First General Credit Union
No data available
First Hawaiian Bank
No data available
First Internet Bank
No data available
First Merchants Bank
The following count as a direct deposit:
- Alliant
- Ally
- American Express Bluebird
- Astra Finance
- Capital One
- Charles Schwab
- Chase
- Goldman Sachs
First Jersey Credit Union
No data available
FirstLight Federal Credit Union
No data available
First-Lockhart National Bank
No data available
First Mark Credit Union
The following count as a direct deposit:
- ACH
- Alliant ACH
- Ally ACH
First MidWest Bank
No data available
First National 1870
No data available
First National Bank (IA)
No data available
First National Bank of Long Island
No data available
First National Bank in Staunton
No data available
First National Bank and Trust Company
No data available
First National Bank of Waterloo
No data available
First Nebraska Credit Union
Unsure, however, they require a full deposit of your paycheck according to the fine print.
First Northern Credit Union
No data available
First Citizen’s Bank
No data available
First Federal Bank
No data available
First Green Bank
No data available
First Home Bank
No data available
First Horizon Bank
The following count as a direct deposit:
- Ally
- Charles Schwab
- Discover
- Fidelity
- Wells Fargo
First Merit Bank
No data available
First National Bank (FNB)
The following count as a direct deposit:
- Alliant
- Ally
- Capital One
- Charles Schwab
- Chase
- Santander
First National Bank [UT]
No data available
First National Bank [NE]
The following count as a direct deposit:
- Charles Schwab
- Trial deposits
Firstrust Bank
The following count as a direct deposit:
- Alliant
- American Express Bluebird
- Charles Schwab
- PNC
First Savings Bank of Hegewisch
No data available
First Southern Bank
No data available
First South Financial
No data available
First State Bank Of Illinois
No data available
First Tech Credit Union
The following code as a direct deposit:
- Ally
- Capital One
- Chase
First Trade Union Bank (FTUB)
They seem to be manually checking if you’ve received an employer direct deposit or not. Apart from Capital One 360 there is no record of any regular ACH transfers triggering the bonus (and ING/CapOne 360 is from long ago).
The following count as a direct deposit:
- ING Direct/Capital One 360
First Niagara Bank
The following code as a direct deposit:
- Alliant ACH
- Ally ACH
- AmEx FSB ACH
- Bank of America ACH
- Capital One ACH
- Capital One 360 ACH
- Charles Schwab
- Chase ACH
- Discover
- HSBC ACH
- Paypal
- State Farm ACH
- Amazon gift cards also work for meeting the minimum debit card transactions required: 1
First Republic Bank
No data available
First United Bank
The following code as a direct deposit:
- KickFurther
First United Credit Union
No data available
First US Community Credit Union
No data available
Fitness Bank
No data available
Fitzsimmons Credit Union
No data available
Five Star Bank
The following code as a direct deposit:
- Wells Fargo
Flagship Bank
No data available
Flagstar
The following code as a direct deposit:
- Alliant
Florence Bank
The following code as a direct deposit:
- Wells Fargo
Florida Community Bank
No data available
Florida Credit Union
No data available
Flushing Bank
The following code as a direct deposit:
- American Express Serve
- Charles Schwab
- Santander
F&M Bank
No data available
FNBO
No data available
FNCB
No data available
Focus Bank
No data available
Focus Federal Credit Union
No data available
Forcht Bank
No data available
Fort Bragg Federal Credit Union
No data available
Fort Financial Credit Union
No data available
Fort Worth Community Credit Union
No data available
Four Points Federal Credit Union
No data available
Freedom Credit Union
No data available
Freedom Federal Credit Union
No data available
Freedom First Credit Union
No data available
Fremont Bank
The following code as a direct deposit:
- Chase
Frontier Bank
No data available
Frontwave Credit Union
The following code as a direct deposit:
- Fidelity
Fulton Bank
The following code as a direct deposit:
- Capital One 360
- Chase
- Citi
- Discover
- Huntington
- Wells Fargo
Garden Savings Federal Credit Union
No data available
Gateway Metro Federal Credit Union
No data available
Genisys Credit Union
No data available
Georgia Banking Company (GBC)
No data available
Georgia’s Own Credit Union
No data available
Gesa Credit Union
No data available
Global Credit Union
No data available
GNO Federal Credit Union
No data available
GoBank
The following code as a direct deposit:
- Alliant ACH
- BMO Harris
- Chase
GO Federal Credit Union
No data available
GOLD Credit Union
No data available
Go2Bank
No data available
Greater Iowa Credit Union
No data available
Great Lakes Credit Union
The following code as a direct deposit:
- ACH
- Chase
Great River Federal Credit Union
No data available
Great Southern Bank
No data available
Greater Nevada Credit Union
No data available
Grove City Area Federal Credit Union
No data available
Grow Financial Federal Credit Union
No data available
GTE Financial
The following code as a direct deposit:
- Charles Schwab
- Discover
Guardian Credit Union
No data available
Gulf Coast Bank & Trust Company
No data available
Gulf Coast Federal Credit Union
No data available
Hancock Whitney
The following code as a direct deposit:
- Chase
- Wells Fargo
Hanmi Bank
No data available
Hanscom Federal Credit Union
No data available
HarborOne Bank
No data available
Harborstone Credit Union
No data available
Hawthorn Bank
No data available
Heartland Bank
No data available
Heartland Credit Union
No data available
Heritage Credit Union
No data available
Heritage Bank NW
No data available
Heritage Bank of St. Tammany
No data available
HeritageWest Credit Union
No data available
Hiway Federal Credit Union
No data available
Holyoke Credit Union
No data available
Home National Bank
No data available
Home Federal Savings Bank
No data available
Home Savings Bank
No data available
Home State Bank
No data available
HomeStreet Bank
The following code as a direct deposit:
- Citi
- Paypal
- Provident Credit Union
HomeTrust Bank
The following code as a direct deposit:
- Ally
Honor Credit Union
No data available
Horizon Bank
The following code as a direct deposit:
- Chase
Horizon Credit Union (WA, ID, MT)
No data available
Houston Metropolitan Federal Credit Union
No data available
HSBC
The following count as a direct deposit:
- Ally
- American Express Bluebird
- Capital One 360
- Charles Schwab
- Chase
- Citi
- Discover
- PNC Checking
- Robinhood
- Santander
- Schwab Brokerage
- SoFi Money
- Wells Fargo
Hudson River Community Credit Union (HRCCU)
No data available
Hudson Valley Federal
No data available
Huntington Bank
The following count as a direct deposit:
- Alliant
- Ally
- Amazon Payments
- ACH Transfers
- Bluebird
- Capital One
- Charles Schwab
- Chase
- PNC
IBERIABANK
The following count as a direct deposit:
- Chase
- Fidelity
ICBC USA
No data available
IC Federal Credit Union
The following count as a direct deposit:
- Santander
Idaho Central Credit Union (ICCU)
No data available
Ideal Credit Union
No data available
Illinois State Credit Union
No data available
Incredible Bank
The following count as a direct deposit:
- Charles Schwab
- Chase
- Discover
- Wells Fargo
Independent Bank
No data available
InRoads Credit Union
No data available
Inspire Federal Credit Union
No data available
Integrity Bank
No data available
Interior Federal Credit Union
No data available
Interra Credit Union
No data available
InTouch Credit Union
No data available
Investor Bank
The following count as a direct deposit:
- Charles Schwab
- Chase
- Fidelity
Jovia Financial Credit Union
The following count as a direct deposit:
- Ally
- Chase
JSC Federal Credit Union
The following count as a direct deposit:
- Fidelity
Juno
The following count as a direct deposit:
- American Express Business
Kalsee Credit Union
No data available
Kearny Bank
No data available
Keesler Federal Credit Union
No data available
Kemba Financial Credit Union
No data available
Kentucky Bank
No data available
KeyBank
The following count as a direct deposit:
- ACH
- Ally ACH
- Alliant
- American Express Serve
- Capital One 360
- Chase
- Discover
- ECCU
- E*Trade
- Huntington
- Mountain America Credit Union
- NFCU
- Orgeon Community Credit Union
- Paypal,
- Santander
- Stripe Transfer
- TD Ameritrade
- T-Mobile
- Transferwise
- USAA
- Wells Fargo ACH
- Vanguard
- Venmo
KeyPoint Credit Union
The following count as a direct deposit:
- Ally
- Charles Schwab
- Discover savings
- Venmo
Kinderhook Bank
No data available
Kinecta
No data available
La Capitol Federal Credit Union
No data available
Lafayette Federal Credit Union
No data available
Lakeland Bank
No data available
Lake Michigan Credit Union
The following count as a direct deposit:
- ACH
Lake Shore Savings
No data available
Landmark Credit Union
The following count as a direct deposit:
- Brex
Land of Lincoln Credit Union
No data available
Laurel Road
The following count as a direct deposit:
- Alliant
- Brex
- Capital One
- Charles Schwab
- Chase
- Discover
- Etrade
- Fidelity
- HM Bradley
- TD Ameritrade
- T-Mobile Money
- Wealthfront
- Wells Fargo
LBS Financial Credit Union
No data available
Ledyard Bank
No data available
LegacyTexas
The following count as a direct deposit:
- Capital One 360
Level One Bank
No data available
Liberty Bank (CT, MA, RI)
The following count as a direct deposit:
- Chase
- Fidelity
Liberty Bank For Savings
No data available
Liberty First Credit Union
No data available
Liberty Savings Bank
No data available
Lili Bank
The following count as a direct deposit:
- Venmo
Linn Area Credit Union
No data available
LM Federal Credit Union
No data available
Long Game
No data available
LorMet Community Federal Credit Union
No data available
Los Angeles Federal Credit Union
No data available
Lyons National Bank
No data available
Mars Bank
No data available
Magnolia Federal Credit Union
No data available
Mango
The following count as a direct deposit:
- Alliant
- Amazon Payments
- Bluebird
- Fidelity
- ING Direct/Capital One 360 (1) (Warning: There is a report of Capital One 360 locking their account with a fraud warning for linking Mango because it is a prepaid product and only personal checking accounts can be used).
- Paypal
Main Street Bank (of Virginia)
No data available
Mainstreet Credit Union
No data available
MainSource Bank
No data available
Marcus Bank
No data available
Marine Bank
No data available
MarketUSA Federal Credit Union
No data available
Mazuma Credit Union
No data available
MAX Credit Union
No data available
Mcfarland State Bank
No data available
MECU Credit Union
No data available
Melrose Bank
No data available
Member One Federal Credit Union
No data available
Members Choice Credit Union
No data available
Members Cooperative Credit Union
No data available
Members Source Credit Union
No data available
Meridian Bank
No data available
Meridian Trust Federal Credit Union
No data available
Meritrust Credit Union
No data available
Meriwest Credit Union
The following count as a direct deposit:
- Ally
- Charles Schwab
Metro Credit Union
No data available
Metro Credit Union (MA)
No data available
Metro Credit Union (NE)
No data available
Michigan Schools and Government Credit Union
No data available
MidFirst Bank
The following count as a direct deposit:
- Ally
- Charles Schwab
MIDFLORIDA Credit Union
No data available
Midland States Bank
The following count as a direct deposit:
- Ally
- Cash app
- Chase
- Credit card funding worked
- Discover
Mid-Hudson Valley Federal Credit Union
No data available
Mid Penn Bank
No data available
MidWestOne Bank
No data available
Midwest Regional Bank
No data available
MB Financial Bank
The following count as a direct deposit:
- Capital One
- Fidelity
Macatawa Bank
No data available
Memphis City ECU (MCECU)
No data available
Meadows Credit Union
The following count as a direct deposit:
- HSBC
Memory Bank
The following count as a direct deposit:
- Discover
Mercer Savings Bank
No data available
Mercury
No data available
Meriwest Credit Union
The following count as a direct deposit:
- Charles Schwab
MidUSA Credit Union
No data available
Midwest Bank
No data available
Mint Valley Federal Credit Union
No data available
Mission Federal Credit Union
No data available
MoneyLion
No data available
Monifi
The following count as a direct deposit:
- Alliant
- Ally
- Capital One
- Charles Schwab
- Chase
- Discover
- Fidelity
- First Bank
- First Tech
- Marcus
- PenFed
- PNC
- Robinhood
- SoFi
- TD Bank
- T-Mobile
- USAA
- U.S. Bank
- Wells Fargo
Monona Bank
No data available
Monroe Bank & Trust (MBT)
No data available
Monson Savings
No data available
Montgomery County EFCU
No data available
MountainOne Bank
No data available
Mountain America Credit Union
The following count as a direct deposit:
- Charles Schwab
MSUFCU
No data available
My Banking Direct
The following count as a direct deposit:
- Capital One 360
- Schwab Brokerage
My eBanc
No data available
Mutual Bank
No data available
Mutual Security Credit Union
No data available
MVB Bank
No data available
M&F Bank
No data available
M&T Bank
The following count as a direct deposit:
- Alliant
- American Express Savings
- American Express Bluebird
- American Express Serve
- Ameritrade
- BBVA
- Cash app
- Charles Schwab
- Citadel Bank
- Coinbase
- Denizen
- E*Trade
- Fidelity
- Incredible Bank
- Kabbage
- Key Bank
- PenFed
- Santander
- SoFi Invest
- Square Bank
- Stanford Credit Union
- TD Ameritrade
- TIAA
- USAA
- Vanguard
M1 Finance
No data available
NASA Federal Credit Union
No data available
Nassau Financial Federal Credit Union
No data available
Nationwide Bank
The following count as a direct deposit:
- American Express Serve
- Capital One 360 ACH
- Fidelity
- Paypal
Navy Federal Credit Union (NFCU)
No data available
NBC Oklahoma
No data available
Nearside
No data available
Neighborhood Credit Union
No data available
Neighbors Credit Union
No data available
Nevada State Bank
No data available
New Buffalo Savings Bank
No data available
Newtown Savings Bank (NSB)
The following count as a direct deposit:
- USAA
North Brookfield Savings Bank
No data available
North Community Bank
No data available
Northern Paper Milles (NPM)
No data available
NorthOne Bank
No data available
Northern Skies Federal Credit Union
No data available
Northfield Bank
No data available
North Shore Bank
The following count as a direct deposit:
- Chase
North Shore Bank (MA)
No data available
North Shore Bank of Commerce
No data available
North Shore Community Bank
No data available
North Star Credit Union
No data available
North State Bank
No data available
Northwest Bank
The following count as a direct deposit:
- American Express Serve
Northwest Federal Credit Union
The following count as a direct deposit:
- Ally
- Wells Fargo
NorthWest Savings Bank
The following count as a direct deposit:
- ACH
- Ally
- Capital One
- Charles Schwab
- Discover
- Paypal
- PNC
- Schwab One
- USAA
NWSB Bank
No data available
Numerica Credit Union
No data available
NuVision Federal
The following count as a direct deposit:
- Amazon Payments
- Ameritrade
- Schwab Brokerage
- NYCB Family Of Banks
- BMO Harris Bank
Oakland University Credit Union
No data available
Ocean First Bank
No data available
Old Hickory Credit Union
No data available
Old Missouri Bank
The following count as a direct deposit:
- BMO Harris
Old National Bank
The following count as a direct deposit:
- Initial credit card funding
- Fidelity
- PNC ACH
- Wells Fargo
Old Second Bank
The following count as a direct deposit:
- Alliant
- Capital One
- Venmo
Oklahoma’s Credit Union
No data available
OMNI Community Credit Union
No data available
OneAZ Credit Union
The following count as a direct deposit:
- Capital One
- Chase
- Vanguard
One Finance
No data available
One Nevada Credit Union
No data available
OneWest Bank
The following count as a direct deposit:
- Capital One
- Chase
- Discover
OnPoint Community Credit Union
No data available
On Tap Credit Union
No data available
Orange County’s Credit Union
No data available
Origin Bank
No data available
Orion Federal Credit Union
No data available
Orlando Credit Union
No data available
OUR Credit Union
No data available
Palisades Credit Union
No data available
Paradise Valley Federal Credit Union
No data available
Parke Bank
No data available
Partner Colorado Credit Union
No data available
Pelican State Credit Union
No data available
Penn Community Bank
No data available
Pentucket Bank
No data available
People First Federal Credit Union
No data available
PeoplesBank (Bankatpeoples)
No data available
PeoplesBank (MD & PA)
The following count as a direct deposit:
- Alliant
- Ally
- Charles Schwab
- PNC ACH
- Wells Fargo
Peoples Bank
No data available
Peoples Bank (LA)
No data available
Peoples Bank (WA)
No data available
Peoples Bank (ibankpeoples IL, IN)
No data available
People’s United Bank
The following count as a direct deposit:
- Alliant
- Bluebird
Philadelphia Federal Credit Union
No data available
Picatinny Credit Union
No data available
Pikes Peak Credit Union
No data available
Pinnacle Financial Partners
The following count as a direct deposit:
- Chase
Pinnacle Titans Bank
The following count as a direct deposit:
- Paypal
- Discover
PNC
The following count as a direct deposit:
- Alliant
- Ally
- AmEx serve
- AmEx Redbird
- AmEx Bluebird
- Bank of America
- Barclays
- BB&T
- Capital One 360
- Charles Schwab
- Chase
- Chase Business
- Discover ACH
- FCB South County Bank
- Fidelity
- Cash management
- Fifth Third
- Huntington
- Merrill Lynch
- M&T
- Navy Federal
- Paypal
- Pentagon Federal Credit Union
- Fidelity
- Schwab
- Tax refund
- Transferwise
- USAA
- Vanguard
- Venmo
- Wells Fargo
Point Breeze Credit Union
No data available
Polam Federal Credit Union
No data available
Polish American Credit Union
No data available
Polish National Credit Union
No data available
Ponce Bank
No data available
Popular Community Bank
The following count as a direct deposit:
- Capital One 360
- Chase ACH
- Citi
- Discover
- Wells Fargo
- Business
Porte Bank
The following count as a direct deposit:
- Alliant
- All America Bank
- Ally
- Brex
- Chase
- Discover
- Elements
- NFCU
- T-Mobile
- Wells Fargo
Power Financial Credit Union
No data available
Premier America Credit Union
The following count as a direct deposit:
- Charles Schwab
Premier Bank (OH)
No data available
Premier Members Credit Union
No data available
Presidential Bank
The following count as a direct deposit:
- Alliant
- ACH
- PNC
Prestige Community Credit Union
No data available
Principal Bank
The following count as a direct deposit:
- ING Direct/Capital One 360
- HSBC
Santander Bank
The following count as a direct deposit:
- Alliant
- American Express
- Bluebird
- Serve
- BMO Harris
- Capital One 360
- Chase
- Charles Schwab
- Fidelity
- Wells Fargo
- Venmo
Truist
The following count as a direct deposit:
- Capital One
- Charles Schwab
- Chase
- Fidelity
- Public.com
- TD Ameritrade
- Vanguard
U.S. Bank
The following count as a direct deposit:
- ACH
- All America Bank
- Alliant
- Ally
- American Express Serve
- Apple Cash
- Capital One
- Cash app
- Charles Schwab
- Chase
- Discover
- DFCU
- Elements
- Fidelity
- Goldman Sachs
- Incredible Bank
- Marcus
- NFCU
- Paypal
- Pentagon FCU
- PNC
- School’s First Credit Union
- Simple
- SoFi Money
- Square cash
- Tech CU
- T-Mobile Money
- Unify FCU
- USAA
- Vanguard,
- Venmo
- Wealthfront
- Wells Fargo
- Western Vista Federal Credit Union
Wells Fargo
The following count as a direct deposit:
- Alliant
- Ally
- American Express Bluebird
- American Express Serve
- Bank of America
- BECU ACH
- Brex
- Capital One 360
- Charles Schwab
- Checking
- Money Link
- Chase
- Citi
- Coinbase
- Discover / Discover Savings
- DraftKing
- Dwolla
- Elements
- E-Trade
- Fidelity
- HSBC
- Huntington
- Keybank
- Marcus
- Meritrust
- Monifi
- M&T Bank
- Paypal
- PenFed Trial Deposits
- PNC
- Robinhood
- Santander
- Schwab
- Schools First
- Sky One
- Simple
- SoFi Money
- SunTrust
- Tax refund
- USAA
- Vanguard
- Varo
- Venmo
1st Source Bank
The following count as a direct deposit
- Charles Schwab
- Chase
3Rivers Federal Credit Union
The following count as a direct deposit
- Keybank
Adventure Credit Union
The following count as a direct deposit
- Capital One 360
Amalgamated Bank
The following count as a direct deposit
- BMO Harris
American Express Bluebird
The following count as a direct deposit
- Amazon Payment
American Express Serve
The following count as a direct deposit
- Ally
- PayPal
- CapitalOne 360
- Santander ACH push
Anchor Bank
The following count as a direct deposit
- Discover ACH
Andigo Credit Union
The following count as a direct deposit
- Amex Bluebird
- Charles Schwab brokerage
- Fidelity
The following don’t count as direct deposit
- Capital One
Associated Bank
The following count as a direct deposit
- Ally
- PNC ACH
Avidia Bank
The following count as a direct deposit
- Capital One 360 ACH
Bank & Trust
The following count as a direct deposit
- Alliant
- Ally
- American Express Serve
- Capital One
- Charles Schwab Checking
- Chase
Bank of America
The following count as a direct deposit
- Amex Serve
- Baxter Credit Union
- Connexus
- Emigrant
- E*Trade
- PurePoint Financial
- Robinhood
The following don’t count as direct deposit
- Ally
- Amazon
- Bluebird
- Capital One
- Chase
- Charles Schwab
- Discover
- Fidelity
- HSBC
- PayPal
- Vanguard
Bank of New York
The following count as a direct deposit
- HSBC
Bank of the West
The following count as a direct deposit
- BMO Harris
- Capital One 360
- Discover
- Emigrant
- PayPal
- Schwab
- USAA
BankWell
The following count as a direct deposit
- Charles Schwab
BB&T
The following count as a direct deposit
- Charles Schwab Brokeage
The following don’t count as a direct deposit
- PayPal
- PNC
BBVA
The following count as a direct deposit
- Capital One 360
- Charles Schwab
- Fidelity
- First Tech Federal Credit Union
- Merrill Edge
- PayPal
- Provident Credit Union
- TD Ameritrade
The following don’t count as direct deposit
- Ally
- Chase
- Robinhood
Blue Federal Credit Union
The following count as a direct deposit
- BMO Harris
Blue Hills Bank
The following count as a direct deposit
- Discover Checking
The following don’t count as direct deposit
- Discover Savings
BMO Harris Bank
The following count as a direct deposit
- Alliant
- Ally
- Amex Serve
- Chase Biz Checking
- Discover
- Robinhood
- Charles Schwab
- UFCU
The following don’t count as direct deposit
- Amex Bluebird
- Capital One 360
- Chase
- Fidelity
- PayPal
- USAA
- Vanguard
BOKF
The following count as a direct deposit
- Capital One 360
- Chase
- Charles Schwab
Bridgeview Bank Group
The following count as a direct deposit
- Ally
- Gusto
The following don’t count as direct deposit
- Charles Schwab
- Capital One 360
Camden National Bank
The following count as a direct deposit
- Capital One
Capital Bank
The following count as a direct deposit
- Alliant
- Ally
- Capital One
- PayPal
The following don’t count as direct deposit
- Charles Schwab
- Chase
Capital One
The following count as a direct deposit
- Capital One 360
Capital One 360
The following count as a direct deposit
- Alliant
- Ally
- Charles Schwab
- E*Trade
- Fidelity
- Fifth Third Bank
- Goldman Sachs
- PNC
- Robinhood
- TD Ameritrade
- Vanguard
The following don’t count as direct deposit
- Ally
- Chase
- Discover
- Elements
- Santander
- Stripe
- TIAA Direct
- Wells Fargo
- USAA
Charles Schwab
The following count as a direct deposit
- Wells Fargo Business
Charter One
The following count as a direct deposit
- Capital One 360
Chase
The following count as a direct deposit
- Acorns
- AirBnB
- Amazon Payments
- American Express Redcard
- Ameritrade
- Circle Pay
- CIT Bank
- Connexus FCU
- Consumers Credit Union
- Discover Savings
- DoorDash
- Dosh
- Dwolla
- Elements
- E*Trade
- Fidelity EFT
- First Green Bank
- First Technology Credit Union
- Goldman Sachs
- Google Adsense
- Gusto
- Keesler Federal
- MarketForce Payroll
- Merrill Edge
- M1Finance
- Motif Investing
- Mountain America Credit Union
- M&T Bank
- M1 Finance
- Northern Bank
- Payooner
- Provident Credit Union
- SchoolFirst
- Standford FCU
- TD Ameritrade
- Uber
- University Federal Credit Union
- Upwork
- Vanguard Brokerage
- Wealthfront
- Wisebanyan
The following don’t count as direct deposit
- Alliant
- Ally
- American Express Savings
- Barclay Savings
- Bank of America
- Capital One
- Capital One 360
- Charlies Schwab
- Citi ACH
- Discover
- FNBO
- IRS
- Robinhood
- Square Cash
- TopCashBack
- U.S. Bank
- USAA
- Venmo
- Wells Fargo
Chime
The following count as a direct deposit
- American Express Serve
- Charles Schwab
- Chase
- Discover
CIBC US
The following count as a direct deposit
- Venmo
Citizens Bank
The following count as a direct deposit
- ACH
- Alliant
- Amex Savings
- Bank of Guam
- CardCash
- Charles Schwab
- Chase
- Discover
- Fidelity
- Huntington Bank
- IRS refund
- PayPal
- Santander
- TD Bank
- Topcashback
- Wells Fargo
- Vanguard
- Venmo
The following don’t count as direct deposit
- Capital One 360
Clearview Federal Credit Union
The following count as a direct deposit
- Discover Trial Deposits
Columbia Bank (NJ)
The following count as a direct deposit
- Capital One 360
- Chase
- Citizens Bank
- Discover
- Fidelity
- Robinhood
- TD Bank
- Vanguard
- Venmo
Columbia Bank (WA, OR, ID)
The following count as a direct deposit
- Chase
Commerce Bank (MA)
The following count as a direct deposit
- PayPal
- Capital One 360
Compass Bank
The following count as a direct deposit
- Capital One 360
Connexus Credit Union
The following count as a direct deposit
- Ally
- BMO Harris
Consumers Credit Union
The following count as a direct deposit
- BMO Harris
Credit Union One
The following count as a direct deposit
- Chase
- Discover
- PayPal
Elements Financial
The following count as a direct deposit
- Alliant
- Ally
- American Express Serve
- Capital One 360
- Discover
- Goldman Sachs savings
- Incredible Bank
- Wells Fargo
The following don’t count as direct deposit
- Charles Schwab
E*Trade
The following count as a direct deposit
- Capital One 360
Evansville Teachers Federal Credit Union
The following count as a direct deposit
- Alliant
- Initial CC Funding
- Chase
- Wells Fargo
Fifth Third Bank
The following count as a direct deposit
- Ally
- American Express Serve
- Bank of America
- Capital One 360
- Chase
- Chase business
- Citizens
- Discover
- PayPal
- Serve
- USAA
The following don’t count as direct deposit
- Huntington Bank
- PNC
FirstBank
The following count as a direct deposit
- American Express Serve
- First Tech Federal Credit Union
- TD Ameritrade
The following don’t count as direct deposit
- Capital One 360
First Mark Credit Union
The following count as a direct deposit
- ACH
- Alliant
- Ally
First Merchants Bank
The following count as a direct deposit
- Ally
- Goldman Sachs
First National Bank (FNB)
The following count as a direct deposit
- Chase
First National Bank (NE)
The following count as a direct deposit
- Charles Schwab Trial Deposits
First Niagara Bank
The following count as a direct deposit
- Alliant
- Ally
- AmEx Savings
- Bank of America
- Capital One
- Capital One 360
- Chase
- Discover
- HSBC
- PayPal
- State Farm
First Tennessee Bank
The following count as a direct deposit
- ACH
- Alliant
- Capital One
- Capital One 360
- Capital One Savings
- Charles Schwab
- Discover
- First Citizens Bank
- PayPal
- Santander
- Schwab Brokerage
- USAA
- Wells Fargo
- Venmo
The following don’t count as direct deposit
- Ally
- Chase
First Trade Union Bank (FTUB)
The following count as a direct deposit
- Capital One 360
The following don’t count as direct deposit
- Ally
- Chase
First United Bank
The following count as a direct deposit
- KickFurther
Five Star Bank
The following count as a direct deposit
- Wells Fargo
Flushing Bank
The following count as a direct deposit
- Amex Serve
- Charles Schwab
Fulton Bank
The following count as a direct deposit
- Capital One 360
- Citi
- Discover
- Huntington
- Wells Fargo
GoBank
The following count as a direct deposit
- Alliant
- BMO Harris
- Chase
Great Lakes Credit Union
The following count as a direct deposit
- ACH
- Chase
Hancock Whitney
The following count as a direct deposit
- Chase
HomeStreet Bank
The following count as a direct deposit
- Citibank
- PayPal
- Provident Credit Union
Horizon Bank
The following count as a direct deposit
- Chase
IC Federal Credit Union
The following count as a direct deposit
- Santander
Incredible Bank
The following count as a direct deposit
- Charles Schwab
- Chase
- Wells Fargo
Investor Bank
The following count as a direct deposit
- Charles Schwab
- Fidelity
The following don’t count as a direct deposit
- Ally
JSC Federal Credit Union
The following count as a direct deposit
- Fidelity
Lake Michigan Credit Union
The following count as a direct deposit
- ACH
LegacyTexas
The following count as a direct deposit
- Capital One 360
Liberty Bank (CT, MA, RI)
The following count as a direct deposit
- Chase
Mango
The following count as a direct deposit
- Alliant
- Amazon Payments
- Bluebird
- Capital One 360
- Fidelity
- PayPal
M&T Bank
The following count as a direct deposit
- ACH trial deposits
- Capital One
- Chase
- Citi
- Discover
- HSBC
- PayPal
- PNC
MB Financial Bank
The following count as a direct deposit
- Capital One
- Fidelity
Memory Bank
The following count as a direct deposit
- Discover
MidFirst Bank
The following count as a direct deposit
- Ally
My Banking Direct
The following count as a direct deposit
- Capital One 360
- Schwab Brokerage
Nationwide Bank
The following count as a direct deposit
- American Express Serve
- Capital One 360
- Fidelity
- PayPal
The following don’t count as a direct deposit
- Ally
NorthWest Savings Bank
The following count as a direct deposit
- ACH
- Ally
- Capital One
- Discover
- PayPal
- PNC
- Schwab
- USAA
NuVision Federal Credit Union
The following count as a direct deposit
- Amazon Payments
- Ameritrade
- Schwab Brokerage
NYCB Family Of Banks
The following count as a direct deposit
- BMO Harris
Old Missouri Bank
The following count as a direct deposit
- BMO Harris
The following don’t count as a direct deposit
- Ally
Old National Bank
The following count as a direct deposit
- Initial credit card funding
- Fidelity
- PNC
- Wells Fargo
Old Second Bank
The following count as a direct deposit
- Capital One
- Venmo
OneWest Bank
The following count as a direct deposit
- Chase
PeoplesBank (MD & PA)
The following count as a direct deposit
- Ally
- Charles Schwab
- PNC
- Wells Fargo
People’s United Bank
The following count as a direct deposit
- Alliant
- Amex Bluebird
The following don’t count as a direct deposit
- Fidelity
Pinnacle Titans Bank
The following count as a direct deposit
- Discover
- PayPal
Popular Community Bank
The following count as a direct deposit
- Capital One 360
- Chase
- Citibank
- Discover
- Wells Fargo
Presidential Bank
The following count as a direct deposit
- ACH
Principal Bank
The following count as a direct deposit
- Capital One 360
- HSBC
Regions Bank
The following count as a direct deposit
- ACH
- Ally
- Amazon payments
- American Express Serve
- Ally
- Bank of America
- Capital One 360
- Charles Schwab
- Chase
- First Tennessee
- PenFed
Salem Bank
The following count as a direct deposit
- E*Trade
Salem Five
The following count as a direct deposit
- Alliant
- Capital One
Sandy Spring Bank
The following count as a direct deposit
- American Express Serve
SchoolsFirst FCU
The following count as a direct deposit
- Capital One 360
Seacoast Bank
The following count as a direct deposit
- American Express Serve
- Discover
Security Service Federal Credit Union
The following count as a direct deposit
- PayPal
Stoneham Bank
The following count as a direct deposit
- Capital One 360
- Wells Fargo
SunTrust
The following count as a direct deposit
- ADP
- Ally ACH
- Alliant
- Adventure Credit
- Capital One 360
- Charles Schwab
- Chase
- Discover
- Fidelity
- Goldman Sachs
- Navy Federal Credit Union
- TCF
- Wells Fargo
The following don’t count as a direct deposit
- PayPal
- PNC
Synovus Bank
The following count as a direct deposit
- Capital One
- Chase
Talmer Bank & Trust
The following count as a direct deposit
- Capital One
- Chase
- Venmo
TCF Bank
The following count as a direct deposit
- Alliant
- Ally
- Capital One 360
- Chase
- First Tech
- Discover Savings
- Fidelity
TD Bank
The following count as a direct deposit
- ACH
- Ally
- Alliant
- American Express Savings
- Bank of America
- Barclays Saving
- Capital One,
- Charles Schwab
- Chase
- Discover Savings
- E*Trade
- Fidelity
- PayPal
- PNC
- Tax refund
- Vanguard
- Wells Fargo
Tech CU
The following count as a direct deposit
- Ally
- Capital One 360
- Charles Schwab
- Chase
- Citi
- Discover
- PNC
- Schwab
- Synchrony
Thrivent Federal Credit Union
The following count as a direct deposit
- American Express Bluebird
- Discover
TIAA Direct
The following count as a direct deposit
- Capital One
- Capital One 360
- Chase
- Chase business
- Discover
- Fidelity
- Fidelity CMA
Town Bank
The following count as a direct deposit
- Capital One
TruMark Financial
The following count as a direct deposit
- PayPal
TruStone Financial
The following count as a direct deposit
- American Express Serve
TruWest Credit Union
The following count as a direct deposit
- Vanguard
Unify Financial Credit Union
The following count as a direct deposit
- Alliant
- Capital One
- Charles Schwab
- Chase
- Discover checking
- Fidelity
- Ticketmaster
Union Bank & Trust
The following count as a direct deposit
- Alliant
- Ally
- American Express Business Plus
- Capital One 360
- Charles Schwab
- Chase
- Discover
- Merrill Edge
USAA
The following count as a direct deposit
- Capital One 360
- Navy Federal ACH
The following don’t count as a direct deposit
- ACH
- PayPal
Wesbanco
The following count as a direct deposit
- Keybank
The following don’t count as a direct deposit
- PayPal
Valley National Bank
The following count as a direct deposit
- Capital One
- Chase
- NFCU
VantageWest
The following count as a direct deposit
- PayPal
- Wells Fargo
Varo Money
The following count as a direct deposit
- Alliant
- Ally
- Bank of America
- Capital One
- Charles Schwab
- Chase
- Discover
- Santander
- Square Cash
- USAA
The following don’t count as a direct deposit
- Goldman Sachs
- Vanguard
Vista Bank
The following count as a direct deposit
- Charles Schwab
Manchester82 says
USBank said they do not consider ACH transfer from an external account count as a direct deposit. I followed their requirement of direct deposits of at least $2K using ACH but USBank did not honor and give bonus.
Marina says
Please update the list. I just made a transfer from CIT bank and it is NOT considered by Chase to be a direct deposit
V says
I have PayPal counting as direct deposit for my Bank of America and Chase checking accounts.
Danielle H says
What’s the minimum deposit per month required please? I’m new at this. Ty for any help.
Lisa says
Hello-For Chase it lists Discover Savings as an accepted form, but Discover on this list of not accepted. Can you explain the difference between the Discovers please? Perhaps the latter the credit card? Thanks!
phillip says
Can i deposit my checks into my charles schwab account and then transfer it to chase as a direct deposit?
Kathy says
Take gold man Sachs off chase list they reject mine they claim they could not verify I think they rejected it so that it won’t qualify for direct arch deposit requirements
Rebecca says
Does an incoming wire count as a direct deposit or ACH to any bank for a bonus?
Joan says
Can someone tell me if HSBC accepts ACH push?
Kaz says
Hi, Anthony. Great info. So, a bank transfer from one bank to my BOA core checking of $250 should allow me to avoid the monthly fee?
Anthony Nguyen says
That or a $1500 balance.