Y-12 Federal Credit Union CD Account Review: 2.55% APY 3-Month CD Special (Tennessee only)

If you are a current resident of Tennessee who would like to start the new year fresh with a generous bank promotion, then look no further! Y-12 Federal Credit Union is offering you a wide range of rates to fit all your banking needs. With rates ranging from 0.20% APY on a 3-Month rate to the current special rate, there is definitely an account for you! However, right now, you can take advantage of a 2.55% APY on a 3-Month CD! Not only do you get the freedom to choose your account, but with a low deposit of only $500, you don’t have to worry about depositing too much money for your new experience! If you would like to start saving, then I recommend you sign up for a new account today!

Eligibility: Membership is also available for anyone who lives, works, worships, or attends school in the counties listed. If you would like to learn more, be sure to check out the membership eligibility section to see if your county qualifies.

Y-12 Federal Credit Union CD Summary:

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• Account Type: CD account
• Current Promotion: 2.55% APY 3-Month CD
• Special APY Rates/Balance requirements:
  • 2.55% APY- $500
• APY Rates: 
  • 6 Month:
    • 0.30% APY- $100K
    • 0.25% APY- $50K
  • 12 Month:
    • 0.70% APY- $100K
    • 0.65% APY- $50K
  • 13 Month:
    • 0.55% APY- $100K
    • 0.50% APY- $50K
  • 18 Month:
    • 1.50% APY- $100K
    • 1.45% APY- $50K
  • 24 Month:
    • 1.00% APY- $100K
    • 0.95% APY- $50K
  • 25 Month:
    • 0.80% APY- $100K
    • 0.75% APY- $50K
  • 36 Month:
    • 1.05% APY- $100K
    • 1.00% APY- $50K
  • 60 Month:
    • 1.25% APY- $100K
    • 1.20% APY- $50K
• Availability: TN (Bank Locator)
• Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
• Minimum Balance Requirement: $500
• Additional Requirements: None
• Early Withdrawal Fee: None
• Auto-Renewal: None listed, check with CSR

Y-12 Federal Credit Union Best CD Rates:

Y-12 Federal Credit Union rank quite nicely across the board from our Best 6 or 9-Month CD Rates in the local section. Y-12 Federal Credit Union wants to give you the freedom of selecting an account that will fit all your banking needs while still being able to put you in the control of how much you would like to deposit. If you would like to earn the high rates available, make sure you take advantage of the current special offers! Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

Y-12 Federal Credit Union CD Account Features:

• Certificates available for investments of $500
• Terms from 6 months to 5 years
• Online access
• Mobile access
• NCUA insured

Conclusion:

Y-12 Federal Credit Union is a great option if you are a resident of Tennessee looking to start a new banking experience. With a range of short term or long term CD, there is definitely one that you could benefit from! With the current 2.55% APY 3-Month CD Special, you will be able to obtain some of the best rates available nationwide! All you need to do is meet the deposit and watch your money grow! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!

Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.