The 1st Nor Cal Credit Union is a non-profit organization, has equal voting, and a voluntary board of members. With that said, the bank is offering a wide range of rates including the current increased rates of 3.04% APY 20-Month CD Rates. With these rates, you can have the satisfaction of knowing you are receiving a rate higher than what the bank previously offered! If you are interested, I suggest you apply as soon as you can!
Membership Eligibility: Any and all persons who live, regularly work, currently attend school, or currently worship in Contra Costa, Solano, or Alameda counties, as well as any and all businesses, corporations, and other legal entities in those counties. Persons within the immediate family or household of a member. The surviving persons within the immediate family of a deceased member. Persons retired as pensioners or annuitants from any of the groups listed herein. Corporate or other legal entities listed herein. Organizations of such persons listed herein. For more information, make sure to checkout their membership requirements.
1st Nor Cal Credit Union CD Account Summary
- Direct Link to Offer
- Account Type: CD Account
- Current Promotion:
- 3.04% APY – 20-Month CD
- APY Rates:
| Term | APY Rate | Minimum Deposit |
| 6-11 Month | 0.80% | $1,000 |
| 12 Month | 1.41% | $1,000 |
| 18 Month | 1.61% | $1,000 |
| 24 Month | 1.76% | $1,000 |
- Availability: California (Branch Locator)
- Soft/Hard Pull: Unknown.
- Minimum Balance Requirement: $1,000
- Additional Requirements: None
- Early Withdrawal Fee: All dividends for 90 days will be withdrawn
- Auto-Renewal: 20-month certificate will automatically renew as a standard
1st Nor Cal Credit Union Best CD Rates
All in all, 1st Nor Cal Credit Union ranks quite nicely across the board from our Best 18-Month CD Rates. So if you are looking for a reliable and secure way to see your money grow, open your CD account today. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
1st Nor Cal Credit Union CD Account Features
- No monthly fees
- Multiple tiers of opening deposits
- There is a penalty for early withdrawal on Club Accounts and Share Certificates
- Early withdrawal penalties apply. Fees could reduce earnings on the account
Conclusion
1st Nor Cal Credit Union has multiple levels in which to deposit and no minimum deposit for their 3.04% APY 20-Month Certificate of Deposit. If you are interested in any of their rates, open up an account at your convenience.
However, if you are not currently interested, be sure to see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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