Find all the latest My eBanc CD Rates, promotions, and offers here.
Currently they are offering 6-months to 12-months CD’s that earn 1.00% APY.
My e-BAnC CD Summary
Established in 1973, today My e-BAnC now offers money market rates that are 5X the national average, and it has an A health rating.
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer a term, the higher APY rate you make.
- Availability: Nationwide (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $5,000 (Online), $10,000 (Flex), $100,000 (Jumbo)
- Additional Requirements: None
- Early Withdrawal Fee: Penalty imposed
- Auto-Renewal: Yes
(FDIC Insured)
Term | APY Rate | Minimum Deposit |
6 Month | 0.80% | $5,000 |
12 Month | 1.00% | $5,000 |
18 Month | 0.90% | $5,000 |
24 Month | 1.00% | $5,000 |
36 Month | 1.00% | $5,000 |
My e-BAnC CD Account Features
- No monthly fees
- Minimum balance requirement of $5,000
- 24/7 online and mobile access at your convenience
- Daily compounded interest rate and credited monthly
- FDIC insured of up to $250,000
Conclusion
My e-BAnC has been consistently ranked among one of the highest in terms of CD rate offerings as well as customer satisfaction. With their current range of rate, you will definitely be able to find one that fits all your needs. However, I would definitely recommend 1.00% APY 12-Month CD for its high rate and low deposit requirement. At the end of the day, if you would like to start a new banking experience for the year ahead, be sure to open your CD account today!
Remember that your deposits will be FDIC Insured up to the maximum allowed by state. Also, there will be a penalty if you withdraw prior to maturity. Be sure to also see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.