Take advantage of the latest Aspiration bonuses, promotions and offers here.
Currently, you can find great rates and bonuses up to $100!
Table of Contents
Aspiration Bonuses Review
Aspiration is an online bank, so everything can be taken care of on their website. Aspiration’s mission is to bring the best financial solutions to everyone.
- Bonus Links:
- Account Type: Spend & Save Account
- Availability: Nationwide
- Branches: None (Online Bank)
- Hard/Soft Credit Inquiry: Soft Pull
- Direct Deposit Options: Unknown. Let us know!
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you are not interested, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
I’ll review the current Aspiration bonuses below.
Aspiration $100 Checking Bonus
Aspiration will give you a $100 bonus when you open a Spend & Save Account and complete certain requirements.
- What you’ll get: $100 Bonus
- Eligible account: Spend & Save Account
- Credit inquiry: Soft Pull
- Where it’s available: Nationwide
- How to earn it:
- Open a Spend & Save account with a deposit of $10 or more
- Make at least $1,000 worth of cumulative transactions using you Aspiration debit card within the first 60 days
(No Expiration Date)
Compare this offer to some of the best offers available from accounts like the Chase Private Client ($2,000 bonus), HSBC Premier Checking ($450 Bonus), Huntington 25 Checking ($500 Bonus), as well as the TD Bank Beyond Checking ($300 Bonus) are all fantastic offers.
How to Earn $100 Bonus
Customer must complete the following activities:
- Open and fund an Aspiration Spend & Save Account with a deposit of $10 or more, and
- Use their Aspiration debit card to make at least $1,000 worth of cumulative transactions within the first 60 calendar days from account opening.*
*$1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).*
- Get 5 free ATM withdrawals each month
- Debit card with cash back on every dollar spent
- Up to 1.00% APY on savings
- Your deposits are FDIC-insured
- Spend & Save: Varies by model, so you pay for what you want
- Offer Terms and Conditions: Offer is only valid for customers who open a new Aspiration Spend & Save Account.
- Secondary owner joining an already established account as a joint user does not qualify for promotion.
- Allow up to 120 calendar days from account opening for the $100 offer credit to post to your Aspiration Spend & Save Account.
- Aspiration Spend & Save Account must be open and in good standing, in the sole determination of Aspiration, through the date of the credit. Promotion is ongoing and valid as of 8/13/2020.
- All applicable account terms, fees, and charges are subject to change. This offer may be modified or withdrawn at any time without notice.
- Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law. Customer should consult a tax advisor.
Aspiration Upgrade to Plus Account, Get $150 Bonus w/ $1K Spend (Targeted)
Earn $150 bonus when you upgrade to an Aspiration Plus account and spend $1,000 within 60 days of account opening.
- What you’ll get: $15o bonus
- Eligible account: Aspiration Plus
- Credit inquiry: Soft Pull
- Where it’s available: Nationwide, targeted
- How to earn it:
- Receive the targeted offer from Aspiration
- Upgrade to Aspiration Plus and spend $1,000 within 60 days.
- Monthly fee: There are no monthly services
(Offer expires November 26, 2020)
How to Earn $150 Bonus
- Receive the targeted offer from Aspiration
- Upgrade to Aspiration Plus and spend $1,000 within 60 days.
- Offer only applies to the original recipient of this email and is non-transferable.
- Customer must: (1) between 12:01 a.m. Pacific Time 11/21/2020 and 11:59 p.m. Pacific Time 11/26/2020, enroll into Aspiration Plus through their account settings; and (2) within 60 calendar days of enrollment into Aspiration Plus, use their debit card to make at least $1,000 worth of cumulative transactions.
- Transactions made using customer’s standard debit card will be eligible for the $1,000 transaction minimum, if the transaction is made after customer enrolls into Aspiration Plus.
- $1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).
- Allow up to 90 calendar days from Aspiration Plus enrollment for the $150 offer credit to post to your Aspiration Account.
- Account must be open and customer must stay enrolled in Aspiration Plus through date of credit in order to qualify for the credit.
- Aspiration Plus is a paid service, with monthly or annual fee options. $7/month if paid monthly or $5.75/month if paid annually.
- All applicable account terms, fees, and charges are subject to change. This offer may be modified or withdrawn at any time and without notice.
- Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law.
- Customer should consult a tax advisor.
Aspiration 1.00% APY Savings Bonus
Earn a 1.00% APY from Aspiration when you open a Spend & Save Account.
- What you’ll get: 1.00% APY
- Eligible account: Spend & Save
- Credit inquiry: Soft Pull
- Where it’s available: Nationwide
- How to earn it:
- Open and fund an Aspiration Spend & Save Account with a deposit of $10 or more
- Deposit a minimum balance or maintain the minimum balance
- Monthly fee: There are no monthly services
(No Expiration Date)
Compare this savings account to alternatives like Chase SavingsSM($150 Bonus), American Express High Yield Savings, Axos Bank High-Yield Savings, and Simple Account.
How To Earn 1.00% APY
- Open and fund an Aspiration Spend & Save Account with a deposit of $10 or more
- To earn 1.00% APY in any calendar month:
- A deposit of at least $1 in that calendar month into any Aspiration cash management account banking or investment account
- OR a single end of day Aspiration Save Account balance of $10,000 or more during the calendar month is required
- Refunds on ATM fees
- No monthly service fee
- Checking: There are no monthly service fees.
- Savings: There are no monthly service fees.
- Rates may be changed from time to time without notice.
- Fees debited directly from the Aspiration Save Account could reduce earnings
Aspiration $50 Bonus + 25 Planted Trees
Aspiration will give you a $50 cash and 25 planted trees when you join them on Aspiration and spend $250!
- What you’ll get: $50 Bonus
- Eligible account: Spend & Save Account
- Credit inquiry: Soft Pull
- Where it’s available: Nationwide
- How to earn it:
- Refer a friend to open a new account
- Keep the account open and in good standing
- Monthly fee: There are no monthly services
(No Expiration Date)
Additionally, you can take advantage of some of the best offers available for entry level checking accounts such as Chase Total Checking® ($200 Bonus), HSBC Advance Checking ($240 Bonus), Huntington 5 Checking ($200 Bonus), Huntington Asterisk-Free ($150 Bonus) as well as TD Bank Convenience Checking ($150 Bonus) are all great offers.
How to Earn $50 Bonus + 25 Planted Trees
- Current Customer/Referrer:
- Refer a friend or family member to Aspiration.
- Have your friend open an account with Aspiration.
- To receive the 25 tree planting per successful referral, all related accounts must be open and in good standing
- Zero ATM fees worldwide
- Cash back on all debit card purchases
- Deposits are fossil fuel-free
- Checking: There are no monthly service fees.
- Savings: There are no monthly service fees.
- Offer Terms and Conditions: Offer is only valid for new Aspiration customers.
- Account must be created via the link in the advertisement.
- All applicable account terms, fees, and charges are subject to change.
- This offer may be modified or withdrawn at any time without notice.
Conclusion
Aspiration is great as an online investment option, because that means you can access your money wherever you want. Check back for regular updates on Aspiration bonuses and promotions! In my opinion, the account seems fairly easy to open with no pesky requirements or minimum balances.
Feel free to comment on this post with any questions you may have about Aspiration, their accounts they offer, or any experiences you have had!
Check back often for more Aspiration Bonuses, Promotions, or Offers!
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Aspiration | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 25 Checking | $500 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Ally Invest | Up to $3,500 Cash | Review |
