Take advantage of the latest Aspiration bonuses, promotions and offers here.
Currently, you can find great rates and Aspiration bonuses of $50!
Note: You’re able to earn Up to 3-5% APY on your savings with $1000/month spend, terms apply.
Aspiration Bonuses Review
The Aspiration Spend Account and the Aspiration Save Account are part of a cash management account offering of Aspiration Financial, LLC. This account that has no monthly fees and offers free worldwide ATM access.
In fact, the interest rate on this Save account rivals the top savings accounts on the market.
Upon the account’s release, it was quickly labeled by many reputable news publications as the best checking account in the country. It’s hard to argue with this when considering its appealing combination of low fees and high interest. This account is FDIC insured through several program banks.
I’ll review the current Aspiration bonuses below.
Aspiration Spend & Save Accounts
- Leave Your Bank, Change the World with the Aspiration Card
- You pay what is fair, no hidden fees.
- 55,000+ Fee-free ATM Network
- Turn every transaction into a positive action
- Get up to 5% cash back on socially conscious spending at Conscience Coalition merchants [like TOMS, Warby Parker, and more]
- Reforest the planet with every purchase roundup
- See business People & Planet impact scores as you shop
- Get up to 3.00% APY Interest on Save balance every month you spend $1,000 plus
- Amplify your impact with Aspiration Plus
- Get up to 10% cash back on socially conscious spending
- Get up to 5.00% APY Interest on Save balance every month you spend $1,000 plus
- Always drive in carbon neutral, with carbon offsets on all travel
- $7.99 per month, or $5.99 per month with annual subscription
(Visit Apiration to learn more)
Aspiration Zero Credit Card $300 Bonus
With the Aspiration Zero Credit Card, spend $3000 in the first 90 days and earn your $300 bonus.
Spend daily with Zero to neutralize your footprint and earn up to 1% cash back.
Every time you swipe, Aspiration will plant trees to reduce your carbon footprint and give you extra cash back rewards once you get down to zero. All for just $60 per year.
- Fight climate change with every swipe. Aspiration will plant a tree every time you make a purchase—and let you round up to plant one too.
- Go carbon-neutral. Using this card just once a day can plant enough trees that, once grown, will counteract your daily negative carbon footprint (unless you’re a real gas-guzzler). Track your progress in our app.
- Get rewarded. Every month you get to carbon zero, we’ll reward you with up to 1% cash back on all of your purchases.
(Visit Aspiration to learn more)
Aspiration $50 Bonus
Aspiration will give you a $50 cash when you join them on Aspiration and spend $250!
- What you’ll get: $50 Bonus
- Eligible account: Spend & Save Account
- Credit inquiry: Soft Pull
- Monthly fee: There are no monthly services
- How to earn it:
- Open and fund an Aspiration Spend & Save Account with a deposit of $10 or more, and
- Use Aspiration debit card to make at least $250 worth of cumulative transactions within 60 days of account opening
(No Expiration Date Listed)
| Chase Business Checking ($300 Bonus) | U.S. Bank Business Checking ($350 or $800 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Huntington Business Checking 100 ($200 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| Axos Business Premium Savings ($375 Bonus) | |
Fine Print
- Referral Program Terms: Credits provided for referral of new Aspiration Spend & Save customers only, referrals of a new Save account do not qualify for bonus.
- Investment accounts do not qualify for referral bonus. Invitation to join an already established account as a joint user does not qualify for referral bonus.
- In order for both the referring and referred customer to receive the $50 cash credit, both accounts must be funded with a minimum of $10, and must be open and in good standing, in the sole determination of Aspiration, through the date of credit.
- Additionally, for both to receive credit, the referred customer must use their Aspiration debit card to make at least $250 worth of cumulative transactions within 60 days of account opening; $250 transaction minimum refers to net purchases (purchases minus any credits or returns).
- Allow up to 16 weeks for the $50 cash referral credit to post.
- Cash referral credits for this promotion are limited to $1,500 per account, per month.
- Referral program is ongoing and valid as of [DYNAMIC CURRENT DATE].
- All applicable account terms, fees, and charges are subject to change.
- This offer may be modified, revoked or withdrawn at any time without notice.
- Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law.
- Customer should consult a tax advisor.
Aspiration Upgrade to Plus Account, Get $150 Bonus w/ $1K Spend (Targeted)
Earn $150 bonus when you upgrade to an Aspiration Plus account and spend $1,000 within 60 days of account opening.
- What you’ll get: $15o bonus
- Eligible account: Aspiration Plus
- Where it’s available: Nationwide, targeted
- Monthly fee: There are no monthly services
- How to earn it:
- Receive the targeted offer from Aspiration
- Upgrade to Aspiration Plus and spend $1,000 within 60 days.
(No expiration date listed)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
| SoFi Checking & Savings Account ($325 bonus) | Truist Checking ($400 bonus) |
Fine Print
- Offer only applies to the original recipient of this email and is non-transferable.
- Customer must: (1) between 12:01 a.m. Pacific Time 11/21/2020 and 11:59 p.m. Pacific Time 11/26/2020, enroll into Aspiration Plus through their account settings; and (2) within 60 calendar days of enrollment into Aspiration Plus, use their debit card to make at least $1,000 worth of cumulative transactions.
- Transactions made using customer’s standard debit card will be eligible for the $1,000 transaction minimum, if the transaction is made after customer enrolls into Aspiration Plus.
- $1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).
- Allow up to 90 calendar days from Aspiration Plus enrollment for the $150 offer credit to post to your Aspiration Account.
- Account must be open and customer must stay enrolled in Aspiration Plus through date of credit in order to qualify for the credit.
- Aspiration Plus is a paid service, with monthly or annual fee options. $7/month if paid monthly or $5.75/month if paid annually.
- All applicable account terms, fees, and charges are subject to change. This offer may be modified or withdrawn at any time and without notice.
- Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law.
- Customer should consult a tax advisor.
Aspiration $150 Checking Bonus (Expired)
Earn a $150 bonus when you open an Aspiration Spend & Save account and meet the eligible requirements.
- What you’ll get: $150 Bonus
- Eligible account: Aspiration Spend & Save Account
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Monthly Fee: Spend & Save Aspiration Plan: Pay What Is Fair even if it’s $0
- How to earn it:
- Customer must complete the following activities:
- Open a Spend & Save account with a deposit of $10 or more
- Make at least $1,000 worth of cumulative transactions using you Aspiration debit card within the first 60 days of account opening.
- *$1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).*
- Customer must complete the following activities:
(No Expiration Date)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($325 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $2,500 Cash Bonus), |
Fine Print
- Offer is only valid for customers who open a new Aspiration Spend & Save Account or Aspiration Plus Account.
- Offer tiers are as follows: $150 credit for customers who open a standard Aspiration Spend & Save Account, or $200 for customers who enroll into Aspiration Plus either during account sign up, or no later than 60 days from account opening, and continue to be enrolled in Aspiration Plus through the date of credit.
- Customer must complete the following activities:
- (1) Open and fund an Aspiration Spend & Save Account or Aspiration Plus Account with a deposit of $10 or more
- (2) Use their Aspiration debit card to make at least $1,000 worth of cumulative transactions within the first 60 calendar days from account opening.
- $1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).
- Allow up to 120 calendar days from account opening for the $150 or $200 offer credit to post to your Aspiration Account.
- Aspiration Account must be open and in good standing, in the sole determination of Aspiration, through the date of the credit.
- Promotion is ongoing and valid. Secondary owner joining an already established account as a joint user does not qualify for promotion.
- Aspiration Plus is a paid service, with monthly or annual fee options. All applicable account terms, fees, and charges are subject to change.
- This offer may be modified or withdrawn at any time and without notice.
- Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law.
- Customer should consult a tax advisor.
Aspiration $200 Checking Bonus (Expired)
Earn a $200 bonus when you open an Aspiration Plus account and meet the eligible requirements.
- What you’ll get: $200 Bonus
- Eligible account: Aspiration Plus Account
- Availability: Nationwide
- Credit Inquiry: Soft Pull
- Monthly Fee: Aspiration Plus: $7.99/month, $5.99/month if you pay annually.
- How to earn it:
- Customer must complete the following activities:
- Open a Spend & Save account with a deposit of $10 or more
- Make at least $1,000 worth of cumulative transactions using you Aspiration debit card within the first 60 days of account opening.
- *$1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).*
- Customer must complete the following activities:
(No Expiration Date)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($200 Bonus Offer) | Fifth Third Bank Checking ($325 Bonus) |
| SoFi Checking & Savings Account ($325 bonus) | Truist Checking ($400 bonus) |
Fine Print
- Offer is only valid for customers who open a new Aspiration Spend & Save Account or Aspiration Plus Account.
- Offer tiers are as follows: $150 credit for customers who open a standard Aspiration Spend & Save Account, or $200 for customers who enroll into Aspiration Plus either during account sign up, or no later than 60 days from account opening, and continue to be enrolled in Aspiration Plus through the date of credit.
- Customer must complete the following activities:
- (1) Open and fund an Aspiration Spend & Save Account or Aspiration Plus Account with a deposit of $10 or more
- (2) Use their Aspiration debit card to make at least $1,000 worth of cumulative transactions within the first 60 calendar days from account opening.
- $1,000 transaction minimum refers to net purchases (purchases minus any credits or returns).
- Allow up to 120 calendar days from account opening for the $150 or $200 offer credit to post to your Aspiration Account.
- Aspiration Account must be open and in good standing, in the sole determination of Aspiration, through the date of the credit.
- Promotion is ongoing and valid. Secondary owner joining an already established account as a joint user does not qualify for promotion.
- Aspiration Plus is a paid service, with monthly or annual fee options. All applicable account terms, fees, and charges are subject to change.
- This offer may be modified or withdrawn at any time and without notice.
- Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law.
- Customer should consult a tax advisor.
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Conclusion
Aspiration is great as an online investment option, because that means you can access your money wherever you want.
Check back for regular updates on Aspiration bonuses and promotions! In my opinion, the account seems fairly easy to open with no pesky requirements or minimum balances.
Feel free to comment on this post with any questions you may have about Aspiration and its bonuses & offers, their accounts they offer, or any experiences you have had!
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you are not interested, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Aspiration Bonuses, Promotions, or Offers!
