If you are currently looking for great savings rates, then make sure you keep reading. Amboy Direct has a wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. All you need to do to open an account is have an opening deposit of $100. They currently offer standard CD rates from 3-months to 60-months with 0.20% to 1.30% APY Rates. They also have a special 12-month CD term with 2.05% APY. With what ever rate you are eligible for, Amboy Direct garuentees that rate for 12 whole months! By joining Amboy Direct, you get to enjoy earning higher rate of interest than regular savings account.
Editor’s Note: This offer is not available at Amboy branches, so be sure to apply online to earn this CD rate.
Amboy Direct CD Summary:
- Apply Now
- Account Type: CD account
- Current Promotion: 12-month CD term with 2.05% APY
- Special APY Rates/Balance Requirements
- 12-Month CD Term:
- 2.05% – $10,000
- 12-Month CD Term:
- APY Rates/Balance Requirements:
- 0.30% – 12-Month CD – $300
- 1.51% – 12-Month CD – $10,000
- Availability: Nationwide
- Soft/Hard Pull: Unknown, let us know
- Minimum Balance Requirement: Varies by account (See above)
- Additional Requirements: None listed
- Early Withdrawal Fee: You may face a penalty if you withdraw before the maturity date.
- Auto-Renewal: Unknown, check with CSR
Amboy Direct Best CD Rates:
Overall, Amboy Direct ranked highest across the board from our statewide Best 1-Year CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
Amboy Direct Fine Print:
- Additional deposits can be made within 6 months of account opening.
- Balances on $10,000 – $250,000 earn 2.05% annual percentage yield (APY)
- $300 to $9,999 earn 0.30% APY
- Under $300 earns no interest.
- Early withdrawal penalties may apply.
- New money, one offer/account per Amboy Direct household.
- Offer may be modified without notice.
- $100 to open, $250,000 maximum.
- Not available at Amboy branches.
- Offer code required. Member FDIC.
Conclusion:
If you are interested in a short term or long term CD, look no further as Amboy Direct offers you a standard and special CD rates that go up to 12-month CD term with 2.05% APY. Remember, these specials ranked highly on our Best CDs list. This offer is only available online, so if you are interested be sure to open your new CD account online today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.