American Bank & Trust is currently offering residents of South Dakota a generous 2.51% APY when you sign up and open a new Free Kasasa Cash Checking account. If you are currently interested, the bank is offering you the attractive APY rate on a balance up to $10,000. Not only are you able to bank with ease with the limit, but you will also have the chance to take advantage of a host of account features. To qualify, all you would need to do is have a new account and meet the opening deposit requirement. Once you have done so, simply have at least 12 debit card purchases post and settle, at least one ACH debit post and settle as well as be enrolled in and agree to receive eStatements.
After meeting the above requirements, you will be able to enjoy the rate! Additionally, you will gain access to a host of account features to make banking a completely hassle free process. If you are currently interested in the attractive rate, be sure to head on over to your local branch and apply as soon as you can, as the rates are subjected to change!
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American Bank & Trust Summary:
- Apply Now
- Availability: SD
- Expiration Date: None
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know!
- Credit Card Funding:Unknown
- Direct Deposit: No
- Additional Requirements: listed below
- Avoid Monthly Fee: None
- Early Termination Fee: None listed
American Bank & Trust Fine Print:
- Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle
- Balances up to $10,000 receive APY of 2.51%
- Balances over $10,000 earn 0.25% interest rate on the portion of the balance over $10,000, resulting in 2.51% – 0.46% APY depending on the balance.
- If qualifications are not met on Kasasa Cash, all balances earn 0.01% APY.
- Limit one per SSN
American Bank & Trust Account Features:
- Free checking that pays high interest
- 2.51% APY* on balances up to $10,000
- 2.51% to 0.46% APY on balances over $10,000, depending on balance in account*
- 0.01% APY* if qualifications aren’t met
- Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- Never pay a monthly service fee
- Online banking & bill pay
- eStatements
- Mobile banking with mobile deposit
- Visa® debit card
- Unlimited check writing
- $100 minimum deposit to open
Conclusion:
If you are currently on the market for a new banking experience, then definitely have a look at the promotion American Bank & Trust is offering! Not only are you able to earn more over time with your great rate, but unlike regular banks who offers a simple straight up bonus, the rate remains as one of the highest on the market. Additionally, with all the great features, you can now bank with ease and let banking become a hassle free process. However, if you do not live in the states listed or are not currently interested, then be sure to check out our list of Best Reward Checking Accounts for more information!
