Are you looking for checking accounts that will let your money earn rewards for you? If so then you should look into Rewards Checking Accounts (RCA).
These Reward Checking Accounts is a great checking account option where if you meet certain requirements you’ll be able to receive a higher than average APR compared to a standard savings account. If that intriguing, look over our extensive list below where we will provide you all you need to know when researching for the best RCA that fits your needs.
We’re here to help you find all the details you need to know so that you are well-informed before you sign up for your next amazing Best Reward Checking Accounts!
Axos Rewards Checking Account
 Earn up to 1.25% APY with the Axos Bank Rewards Checking account while enjoying a suite of digital tools for smarter money management. This is banking, redefined. • Never pay monthly maintenance fees again • No Need to Keep a Minimum Balance to Avoid Fees • No Overdraft or Non-Sufficient Fund Fees • Make Unlimited Withdrawals From Any Domestic ATM for Free |
See our Axos Bank Rewards Checking review here and the latest Axos Bank Promotions.
Discover Cashback Debit Account
 With the Discover Cashback Debit Account: • Earn 1% cash back on up to $3,000 in debit card purchases each month, which lets you earn up to a total of $360 Debit Card Cashback Bonus per year. • Anyone can open a Discover Cashback Debit account online • No monthly fees or monthly balance requirements • With over 60,000 no-fee ATMs in the U.S., Discover is always nearby. • Move money easily and securely with just a few clicks or taps (transfers to existing discover accounts are immediate)! • Manage your account and avoid late fees by paying bills online. • Deposit checks on the go with your phone or automatically with direct deposit. |
See our Discover Cashback Debit review here and the latest Discover Promotions.
| Bank Name | State | Interest Rate | Max Amount | Review |
|---|---|---|---|---|
| Consumers Credit Union | Nationwide | 4.09% APY | $10,000 | Review |
| BlueFederal Credit Union | Nationwide | 3.50% APY | $15,000 | Review |
| Devon Bank | Nationwide | 3.50% APY | $10,000 | Review |
| Evansville Teachers Federal Credit Union | Nationwide | 3.30% APY | $20,000 | Review |
| Western Vista Credit Union | Nationwide | 3.25% APY | $15,000 | Review |
| Union Bank | Nationwide | 3.05% APY | $25,000 | Review |
| Market USA Federal Credit Union | Nationwide | 3.01% APY | $15,000 | Review |
| ECCU | Nationwide | 3.00% APY | $10,000 | Review |
| Garden Savings Federal Credit Union | Nationwide | 3.00% APY | $15,000 | Review |
| INOVA Federal Credit Union | Nationwide | 3.00% APY | $15,000 | Review |
| Lake Michigan Credit Union | Nationwide | 3.00% APY | $15,000 | Review |
| Porte Bank | Nationwide | 3.00% APY | $15,000 | Review |
| R Bank | Texas | 3.00% APY | $10,000 | Review |
| Security Bank of Crawford | Nationwide | 3.00% APY | $15,000 | Review |
| Sharon Bank | DE, NJ, PA | 3.00% APY | $10,000 | Review |
| Sullivan Bank | Nationwide | 3.00% APY | $10,000 | Review |
| Sunstate Bank | Nationwide | 3.00% APY | $10,000 | Review |
| Municipal Employees Credit Union | Nationwide | 2.96% APY | $10,000 | Review |
| CapEd Credit Union | Nationwide | 2.50% APY | $10,000 | Review |
| Great Lakes Credit Union | Nationwide | 2.50% APY | $10,000 | Review |
| First Financial FCU | Nationwide | 2.50% APY | $15,000 | Review |
| Oklahoma Central Credit Union | Nationwide | 2.50% APY | $10,000 | Review |
| The Bank of Denver | Nationwide | 2.50% APY | $25,000 | Review |
| USE Federal Credit Union | Nationwide | 2.50% APY | $10,000 | Review |
| Bellco Credit Union | Nationwide | 2.25% APY | $25,000 | Review |
| Presidential Bank | Nationwide | 2.25% APY | None | Review |
| Andigo Credit Union | Nationwide | 2.09% APY | $10,000 | Review |
| FAB&T | Nationwide | 2.05% APY | None | Review |
| TruStone Financial Federal Credit Union | Nationwide | 2.02% APY | $20,000 | Review |
| Bay State Savings Bank | Nationwide | 2.01% APY | $20,000 | Review |
| Campus Federal Credit Union | Nationwide | 2.01% APY | $10,000 | Review |
| Department of Commerce Federal Credit Union | Nationwide | 2.01% APY | $20,000 | Review |
| First Security Bank & Trust | Nationwide | 2.01% APY | $50,000 | Review |
| Elements Financial | Nationwide | 2.00% APY | $20,000 | Review |
| GreenState Credit Union | Nationwide | 2.00% APY | $20,000 | Review |
| Ideal Credit Union | Nationwide | 2.00% APY | $20,000 | Review |
| Main Street Bank | Nationwide | 2.00% APY | $25,000 | Review |
| One American Bank | Nationwide | 2.00% APY | $10,000 | Review |
| Signature Federal Credit Union | Nationwide | 2.00% APY | $15,000 | Review |
| Silver Lake Bank | KS | 2.00% APY | $25,000 | Review |
| TAB Bank | Nationwide | 2.00% APY | $50,000 | Review |
| United Educators Credit Union | Nationwide | 2.00% APY | $10,000 | Review |
| Wings Financial Credit Union | Nationwide | 1.76% APY | $25,000 | Review |
| Partner Colorado Credit Union | Nationwide | 1.75% APY | $10,000 | Review |
| Connexus Credit Union | Nationwide | 1.75% APY | $25,000 | Review |
| Finex | Nationwide | 1.51% APY | $25,000 | Review |
| Country Bank | Nationwide | 1.50% APY | $20,000 | Review |
| Envision Bank | Nationwide | 1.50% APY | $25,000 | Review |
| Industrial Bank | Nationwide | 1.47% APY | $15,000 | Review |
| Heritage Bank | Nationwide | 1.32% APY | $25,000 | Review |
| BankFirst | Nationwide | 1.25% APY | $10,000 | Review |
| Devon Bank | Nationwide | 1.25% APY | $50,000 | Review |
| Quontic Bank | Nationwide | 1.25% APY | None Listed | Review |
| America's Credit Union | Nationwide | 1.01% APY | $25,000 | Review |
| All America Bank | Nationwide | 1.00% APY | $10,000 | Review |
| Northwest Federal Credit Union | Nationwide | 1.00% APY | $25,000 | Review |
| Orion Federal Credit Union | Nationwide | 1.00% APY | $10,000 | Review |
| Redneck Bank | Nationwide | 1.00% APY | $10,000 | Review |
| Sunstate Bank | Nationwide | 1.00% APY | $25,000 | Review |
| XCEL Federal Credit Union | Nationwide | 1.00% APY | $25,000 | Review |
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete BankingSM | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Bank of America Checking | $100 Offer | Review |
| HSBC Premier Checking Member FDIC | $450 Cash | Review |
| HSBC Premier Checking Member FDIC | Up To $600 | Review |
| HSBC Advance Checking Member FDIC | $200 Cash | Review |
| HSBC Advance Checking Member FDIC | Up To $240 | Review |
| Aspiration | $100 Cash | Review |
| TD Bank Beyond Checking | $300 Cash | Review |
| TD Bank Convenience CheckingSM | $150 Cash | Review |
| Huntington 25 Checking | $300 Cash | Review |
| Huntington Bank Unlimited Plus Business Checking | $750 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $100 Cash | Review |
| Ally Invest | Up to $3,500 Cash | Review |
| BlockFi | Up To $250 BTC | Review |
| Discover Bank Cashback Debit | $360 Debit Cashback | Review |
