With the new Marriott Bonvoy Business™ American Express® Card, new applicants can earn 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.
Cardholders can earn 6X points at participating Marriott Bonvoy hotels, 4X points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping, and 2X points on all other purchases.
Take note that this welcome offer isn’t available for those who have had this card or the The Starwood Preferred Guest® Business Credit Card from American Express, along with some other cards.
If you aren’t loyal to Marriott Bonvoy, consider another hotel-branded card or a general travel rewards credit card. If business benefits aren’t important, the Marriott Bonvoy Boundless Credit Card from Chase might be a good fit and comes with a lower annual fee.
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Marriott Bonvoy Business Amex Card Summary
Earning 75,000 Marriott Bonvoy Business Bonus Points
Take advantage of the Marriott Bonvoy Business card’s introductory offer of 75,000 bonus Marriott Bonvoy points. Compare this credit card with other offers.
To qualify, you have to charge at least $3,000 to your card within the first 3 months of opening your account.
Here are some ideas on meeting the spending requirement:
|• Plastiq: Plastiq allows you to pay for expenses that you generally won’t be able to with your card like rent, tuition, auto lease, mortgage payment, and more. There’s a 2.5% processing fee for using your credit card. However, this’ll be worth the card bonus you’ll get. There’s also a referral program where you can earn “Fee-Free Dollars” to use towards processing fees. See our Plastiq review.|
|• Fund Checking accounts with your card: Many banks will allow you to fund the opening deposit with a credit card. Consider opening Checking accounts that also offer a sign-up bonus. This way, you can work towards bonuses from two different sources. Big banks like Chase, HSBC, Huntington, and TD Bank have great offers and allow credit card funding. You can generally fund anywhere from $50 to $1,000 towards the opening deposit with a credit card, depending on the bank.|
|• Buy gift cards: Consider buying gift cards with your credit card that you can then spend later at your leisure. Individual merchant cards (restaurants, gas stations, supermarkets, etc.) generally don’t have purchase fees, so this is a plus. On the other hand, American Express and Visa gift cards will have purchase fees. Amazon gift cards are a great idea as you can shop for almost anything there with no purchase fees either. Unfortunately, Citi credit cards tend to code gift card purchases as Cash Advances and there’ll be a fee. Call in to customer service and lower your Cash Advance limit to $0 before purchasing gift cards. You can also buy discounted gift cards as well from Raise or find gift cards on eBay.|
|• Everyday spending & bills: Always using your credit card for everyday spending, such as for dining, gas, groceries, etc. You can also use your credit card to pay for things like insurance bills, property taxes and income taxes. However, you’ll have to consider the convenience fees.|
Earn 6X Marriott Bonvoy Points
The Marriott Bonvoy Business card earns 6 points per dollar spent at over 6,700 participating Marriott Bonvoy hotels worldwide.
Made especially for businesses, enjoy earning 4 points per dollar spent at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
Finally, enjoy 2 points per dollar on all other purchases. Because this card also comes with Marriott Silver elite status, you’ll receive an additional 10% on hotel stays.
Points don’t expire as long as you make a purchase with your card every 24 months.
Redeem your points for free nights at participating Marriott Bonvoy hotels. Each hotel has categories or tiers, depending on which brand you’re going for. Redemption amounts are subject to change according with hotel policy. On average, a Marriott Bonvoy point is worth $0.009.
If you don’t have enough points to redeem for a full free night, you can use the Cash + Points option. This allows you to combine cash and points to pay for your stay. There are no blackout dates aside from certain high-end resort properties.
You can also transfer points to airline miles. Most of the Marriott Bonvoy airline partners transfer at a 3:1 ratio. You’ll also receive a 5,000-mile bonus for every 60,000 points you transfer to those airlines, reducing the ratio to 2.4:1. Transfer times vary.
Here are the current Marriott Bonvoy airline partner programs:
|Air Europa||Air France||Air Tahiti nui|
|Alitalia||China Airlines||China Eastern|
|China Southern||Czech Airlines||Garuda Indonesia|
|GOL||Hawaiian Airlines||Jet Airways|
|Kenya Airways||KLM Royal Dutch Airlines||Korean Air|
|Mandarin Airlines||Middle East Airlines||Saudia Airlines|
|Shanghai Airlines||Tarom Airlines||Vietnam Airlines|
|Virgin Atlantic||Virgin Australia||WestJet|
Anniversary Free Night
Each year you’re a cardholder in good standing, you get one free hotel night. The free night shows up on your card membership anniversary date and can be redeemed at any time within the following 12 months.
Free nights are good at properties with redemption rates up to 35,000 points per night.
Complementary Silver Elite Status
Automatically enjoy Silver Elite status with the Marriott Bonvoy Business™ American Express® Card. Just remain in good standing to keep it. Normally, this status requires 10 qualifying nights per year.
Silver Elite Status gives you many benefits, including a 20% bonus on all points earned for paid stays. You also receive flexible check-in/check-out hours, a 10% discount on weekend stays and hotel gift shop purchases.
Spend $35,000 in eligible purchases per calendar year to qualify for Gold Elite Status. Gold Elite Status gives you a 25% bonus on all points earned for paid stays, guaranteed lounge access, guaranteed room types, and room upgrades where available.
You’ll also earn qualifying nights toward higher Elite Status levels for paid stays at Marriott properties.
Travel more for free and earn great rewards with the Marriott Bonvoy Business™ American Express® Card. You’ll enjoy other benefits like 15 night elite credit each year, lounge access with complimentary Priority Pass™ Select membership, and credit for Global Entry or TSA PreCheck!
The drawback of this card is that it comes with a $125 annual fee (See Rates & Fees). However, you can earn up to $300 in statement credits each year of card membership for eligible purchases at participating Marriott Bonvoy hotels. This and the benefits will outweigh the cost of the annual fee. Plus, don’t forget about the Anniversary Free Night. This card is indeed jam-packed with excellent perks.
However, if you’re looking for cash back or cards that earn better rates for your earning purposes, consider other credit card bonuses.
Learn more about this card and find out how you can apply here.
Other Credit Cards To Consider
Top Business Card Competitors:
The Chase Ink Business PreferredSM Card offers 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®.
You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards.
This card does come with a $95 annual fee but does not have any foreign transaction fees.
The Ink Business UnlimitedSM Credit Card offers $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.
You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost.
This card carries no annual fee and you'll have the opportunity to take advantage of a 0% introductory APR for 12 months on purchases
The Capital One® Spark® Miles for Business offers a one-time bonus of 50,000 miles once you spend $4,500 on purchases within 3 months from account opening
Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy and you can earn 2 miles per $1 on every purchase.
There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions.
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers:
• Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks.
• Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account.
• Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs.
• TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available.
|Chase Premier Plus CheckingSM||$300 Cash||Review|
|Chase Total Checking® + Chase SavingsSM||$350 Cash||Review|
|Chase Total Business Checking®||$200 Cash||Review|
|Chase SapphireSM Checking||$750 Cash||Review|
|Discover Bank Online Savings||$200 Cash||Review|
|Discover Cashback Debit||$360 Cash||Review|
|Chase College CheckingSM||$100 Cash||Review|
|Chase Private Client||$1,250 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$200 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|