With the The Plum Card® from American Express, you can get up to 1.5% back when you pay off your balance early. This card is a unique charge card with no pre-set spending limit that gives you payment flexibility each month by allowing you to either pay in full and be rewarded or to defer your payments interest-free. If you’re a small business owner, this card can help with your accounts payable. Sign up today to receive great perks geared toward businesses with either consistent or unpredictable cash flow!
Update 9/5/24: This is a great card for business owners that offers you flexible payment options to help you manage your cash flow and more.
The Plum Card from American Express Summary
 With the The Plum Card® from American Express, paying early pays off: earn an unlimited 1.5% Early Pay Discount on eligible charges paid within 10 days of your statement closing date and see the discount applied to your next statement when you pay at the least the Minimum Payment Due by the Payment Due Date. You're able to take up to 60 days to pay with no interest, if you pay your minimum due. Use the power of the Plum Card to buy big for your business. This card comes with no foreign transaction fees and an annual fee of $250. Terms & Restrictions Apply. (See Rates & Fees) Terms Apply. Learn More. |
Conclusion
The Plum Card® from American Express is designed for either those who have enough cash to pay early and get the 1.5% discount, or those who prefer to have more time to pay off their balance than to earn rewards. It gives you a 1.5% early payment discount on the portion of your balance that you pay within 10 days of the statement closing date or 60 days to pay later with no interest.
If you fall under these two categories, this card is for you. However, if the annual fee (see rates & fees) or your business doesn’t have enough cash flow and you need to carry a balance, I recommend getting another card. Find our complete list of Credit Card Promotions today!
Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply.
Please visit americanexpress.com/benefitsguide for more details.
Card Members are responsible for the costs charged by third-party service providers.
