Get your credit information reported to all three major credit bureaus and further improve your credit score with the Applied Bank® Secured Visa® Gold Preferred® Credit Card. This card runs on a one-time load with no need for any additional deposits. On top of that, you can set your credit limit with a activation deposit ranging from $200 to a maximum of $1,000.
Now, although there is a low fixed 9.99% APR Rate, I don’t see the $48 Annual fee befitting enough for consumers to apply unless you are carrying a higher credit limit. Be sure to also check out our recommended secured card from out “Best Secured Card List.”
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Applied Bank® Secured Visa® Gold Card Summary:
- Apply Now
- Best Feature: Build or Rebuild Your Credit History
- Annual Fee: $48
- Expiration Date: None
- Additional Advice: Credit Limit Equal To The Amount Of Your Savings – From $200 to $5,000!
Applied Bank® Secured Visa® Gold Card Features:
- Better Than Prepaid…Go with Secured Card
- Get a Credit Line That is Reported To The Major Credit Bureaus
- Load One Time – Keep On Using…No Need For Any Additional Deposits
- Activate Today with a $200 Minimum Deposit – Maximum $1,000
Applied Bank® Secured Visa® Gold Card Pros:
- Build Credit Score
- Low Fixed APR 9.99%
Applied Bank® Secured Visa® Gold Card Cons:
- High Annual Fee
Conclusion:
With the Applied Bank® Secured Visa® Gold Preferred® Credit Card, you will be reported by all three major credit bureaus with attractive features such as a 9.99% Fixed APR and the ability to set a higher credit limits maximum of $5,000. However, a $48 annual fee is quite hefty for most consumers looking to improve their credit; but it will improve your credit history if you’re responsible with your balances each month. Reiterating the 9.99% APR, this low fixed rate may be able to constitute as to why the annual fee is so high for a secured card. If this card isn’t for you, then don’t forget to check out our complete list of Credit Card Promotions today!
