Are you a current resident Pennsylvania who would like to earn a generous rate? If so, then look no further! Ardent Federal Credit Union is offering qualified customers a chance to earn the 1.75% APY when you sign up for a new Money Market Account. To fully qualify, all you would need to do is deposit $5,000 deposit into your account as well as providing a balance of $5,000 and over. Once you have done so, you will be able to earn the rate as well as a wide selection of account features to better your banking experience. Are you currently interested? Please do not hesitate! I recommend you apply as soon as you can as the rate’s subjected to change.
Eligibility: Membership is open to those who live, work, worship, volunteer or attend school in Philadelphia, Bucks, Chester, Delaware, and Montgomery counties. Immediate family of existing members are also eligible.
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Ardent Federal Credit Union Summary:
- Apply Now
- Account Type: Money Market Account
- Rate: 1.75% APY
- Availability: PA (Branch Locator)
- Expiration Date: None
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know!
- Direct Deposit Requirement: No
- Additional Requirements: None
- Avoid Monthly Fee: $10
- Early Termination Fee: None
Ardent Federal Credit Union Requirements:
- Open with a minimum balance of $5,000
- $5,000 minimum daily balance to waive $10 monthly service fee
Ardent Federal Credit Union Fine Print:
- Up to six (6) preauthorized, automatic, telephone transfers or withdrawals may be made from each Money Market Account to another account or to a third party in any month, and no more than six (6) transfers may be made by check, draft, or debit card to a third party. Any checks drawn on your Money Market Account must be for an amount of $250 or more. If you exceed these limitations, your account may be subject to a fee or be closed.
- There is no minimum balance required to open or start earning interest on an Ardent Money Market Account.
- If you make in excess of 6 transactions per month (writing checks, transfers) or you draw checks in an amount less than $250, your account will be subject to fees. Fees could reduce the earnings on the account.
- Money Market dividends are calculated monthly on your entire balance in the tier your balance falls in for that month. For example, if your balance is $15,500.00 for the first 15 days in the month, you will earn the dividend rate for tier 2 on the entire balance in the account, for 15 days. If your balance is $7,500.00 for the last 15 days of the month, you will earn the dividend rate for tier 1 on the entire balance in the account for 15 days.
Conclusion:
If you are a current resident of Pennsylvania and would like to earn a generous rate, then now is your chance! Not only are you able to earn an attractive rate from Ardent Federal Credit Union, but you will have the chance to utilize a host of account features. Additionally, you have the chance to be a part of well trusted credit union. However, this account seems to be limited geographically. For those that qualifies, you might find this to be quite worthwhile. However, if you are not currently interested, be sure to check out our list of Best Savings Rates for all your saving needs!
