Find the latest Axos Bank Basic Business Checking bonus and offers here. Axos Bank is an internet-online bank that offers superior customer service and financial products through its Basic Business Checking Account.
With fantastic features such as no monthly maintenance fees as well as remote deposit, your business banking experience has never been easier. Currently, small business owners can take advantage of a $200 bonus when you open a new Basic Business Checking account from Axos Bank.
Update 10/20/25: You can currently earn a $200 bonus valid through 6/30/26! If you’re a business owners looking for a starter business account with no monthly fees, here’s a great option!
Axos Bank Basic Business Checking Bonus Review
This bank is a technology-driven financial service company that offers a diverse range of innovative banking products and services for personal, business, and institutional clients nationwide.
Additionally, customers are able to take advantage of free online banking tools which gives them the flexibility to manage their accounts from all their electronic devices.
I’ll go over the Axos Bank business checking bonus & offers below.
Axos Bank $200 Basic Business Checking Bonus
- What you’ll get: $200 bonus
- Account Type: Basic Business Checking account
- Availability: Nationwide
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fee: None
(Learn More at Axos Bank)
How To Earn The Bonus
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Maintain an average daily balance of $3,000 over your account’s first few months. You’ll earn up to $50 cashback per calendar month, up to $200 total.
- To earn up to a maximum of $200, a $50 payout can be earned in any four (4) of the first five (5) statement cycles (calendar months), including the cycle during which the account is opened.
- To earn each $50 cash incentive, the average daily balance in your Basic Business Checking account must be at least $3,000 for that statement cycle.
- The incentive will be deposited into your Basic Business Checking account within 10 business days following the end of the statement cycle during which the balance requirement was met, as long as the account is open and in good standing.
Account Features
- Open a Basic Business Checking account using promo code START200 by June 30, 2026.
- Every dollar counts when you’re starting out. That’s why new businesses can earn up to $200 opening a new Basic Business Checking account today.
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
How To Waive Monthly Fees
- Axos Bank Basic Business Checking: There are no monthly fees
Fine Print
- To be eligible to earn all or a portion of the $200 cash incentive under this promotional offer, a Basic Business Checking account application with the promotional code “START200” must be submitted between 01/30/2025 at 12:00 am PT and 6/30/2026 at 11:59 pm PT. You must be approved for your new Basic Business Checking account and fund the account within 60 days to avoid automatic closure. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC or 1099-INT. Consult your tax advisor. After initial requirements above are met, the amount of incentive earned will depend on meeting the additional requirements outlined below.
- To earn up to a maximum of $200, a $50 payout can be earned in any four (4) of the first five (5) statement cycles (calendar months), including the cycle during which the account is opened. To earn each $50 cash incentive, the average daily balance in your Basic Business Checking account must be at least $3,000 for that statement cycle. The incentive will be deposited into your Basic Business Checking account within 10 business days following the end of the statement cycle during which the balance requirement was met, as long as the account is open and in good standing. The Basic Business Checking account must remain open for 180 days or an early closure fee of up to $200 may apply.
- This promotion is only available to new Axos Small Business customers who:
- Established their business less than one (1) calendar year from the date of application submission. Proof of formation date may be verified via the Secretary of State or Business Formation documents.
- Have not held primary ownership of any Axos Small Business Banking account at any time.
- This offer cannot be combined with any other new Axos Small Business account introductory incentive/bonus offer unless otherwise expressly stated in the conditions of that offer.
Is This Account FDIC Insured?
Yes, bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank.
All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546.
All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank.
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Conclusion
All in all, Axos Bank gives their customers a highly flexible platform to manage their money.
With no minimum account balance or deposit amount, you can manage your money with no pesky account requirements.
If you have experience with this Bank, feel free to comment below and tell our readers about your experience with the bank!
You can view more of the latest business checking bonuses here!
Lastly, if you are interested in other free checking accounts, be sure to check out our list of Best Free Business Checking Accounts for more!
While these bank promotions are generous, you can also take advantage of our list of Savings, Money Market, and CD rates.
