Find the latest Axos Bank Basic Business Checking bonus and offers here. Axos Bank is an internet-online bank that offers superior customer service and financial products through its Basic Business Checking Account.
With fantastic features such as no monthly maintenance fees as well as remote deposit, your business banking experience has never been easier. Currently, small business owners can take advantage of a $400 bonus when you open a new Basic Business Checking account from Axos Bank.
Update 6/27/25: The offer has been extended through 9/30/25! If you’re a business owners looking for a starter business account with no monthly fees, here’s a great option! You’ll also have an opportunity to earn a $4oo bonus!
Axos Bank Basic Business Checking Bonus Review
This bank is a technology-driven financial service company that offers a diverse range of innovative banking products and services for personal, business, and institutional clients nationwide.
Additionally, customers are able to take advantage of free online banking tools which gives them the flexibility to manage their accounts from all their electronic devices.
I’ll go over the Axos Bank business checking bonus & offers below.
Axos Bank $400 Basic Business Checking Bonus
- What you’ll get: $400 bonus
- Account Type: Basic Business Checking account
- Availability: Nationwide
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fee: None
(Learn More at Axos Bank)
How To Earn The Bonus
- Open a new Basic Business Checking account using promo code NEW400.
- You must be approved for your new Basic Business Checking and fund it within 30 days of account opening.
- An incentive of up to $400 can be earned during the first five (5) statement cycles.
- You can earn a maximum of four (4) payouts during the five (5) statement cycles, and the incentive will be deposited into the qualifying account within 10 business days following the end of the statement cycle in which the balance requirement was met.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is between $25,000 and $49,999.99,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $100 will be earned for each statement cycle, up to $400 when you meet three requirements :
- 1) the average daily balance in your Basic Business Checking account or Business Interest Checking Account is greater than $50,000,
- 2) you have completed ten (10) point-of-sale transactions per month using your Small Business Checking Visa® Debit Card for signature-based purchases with a minimum of $3 per transaction,
- 3) You must also have bill pay set up and connected to your Basic Business Checking account or Business Interest Checking account. The bill pay transaction minimum is $10.
- $75 will be earned for each statement cycle, up to $300 when you meet three requirements:
- Your Small Business Checking account must remain open and in good standing at the time the incentive is paid to be eligible. Furthermore, your Small Business Checking account must remain open for 150 days, or an early closure fee of up to $400 may apply.
Account Features
- Business owners get up to $400 welcome bonus!*
- Open a business checking account by September 30 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
How To Waive Monthly Fees
- Axos Bank Basic Business Checking: There are no monthly fees
Fine Print
- To be eligible to earn all or a portion of the cash incentive as part of the promotional offer “NEW400,” an application for a Basic Business Checking account or a Business Interest Checking account with promo code “NEW400” must be submitted between 10/31/2024 at 12:00 am PT and 01/31/2025 at 11:59 pm PT. Axos Bank reserves the right to limit each primary account holder or business title to one (1) checking account promotional offer per year. Axos Bank or Axos Bank for Nationwide checking customers or Businesses that have held an Axos Bank or UFB or Axos Bank for Nationwide checking or savings account in the past 12 months under the same title are not eligible for this offer. Promotional terms and conditions are subject to change or removal without notice. Incentive may be taxable and reported on IRS Form 1099-MISC. Consult your tax advisor.
Is This Account FDIC Insured?
Yes, bank products and services are offered by Axos Bank®. All deposit accounts through Axos Bank brands are FDIC insured through Axos Bank.
All deposit accounts of the same ownership and/or vesting held at Axos Bank are combined and insured under the same FDIC Certificate 35546.
All deposit accounts through Axos Bank brands are not separately insured by the FDIC from other deposit accounts held with the same ownership and/or vesting at Axos Bank.
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Conclusion
All in all, Axos Bank gives their customers a highly flexible platform to manage their money.
With no minimum account balance or deposit amount, you can manage your money with no pesky account requirements.
If you have experience with this Bank, feel free to comment below and tell our readers about your experience with the bank!
You can view more of the latest business checking bonuses here!
Lastly, if you are interested in other free checking accounts, be sure to check out our list of Best Free Business Checking Accounts for more!
While these bank promotions are generous, you can also take advantage of our list of Savings, Money Market, and CD rates.
