Residents nationwide can now enjoy a 1.25% APY from Bank of Internet USA when you sign up and open a new High Yield Checking Account. For those who are currently interested in this promotion, the bank is offering you the attractive rate on a balance up to $150,000 when you meet all the qualifications. To obtain the rate, simply have a new account and receive monthly direct deposits totaling $1,000 or more. Once you have done so, be sure to use your Bank of Internet USA Visa Debit Card at least 15 times per month for everyday purchases. After you have met the requirements, you will have full access to the rate as well as the features! If you are interested, I recommend you apply as soon as you can!
 | Chase Total Checking®: Earn a $300 bonus when you open a new Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment. Apply Now---Chase Total Checking Review |
Bank of Internet USA Summary:
- Apply Now
- Availability: Nationwide
- Expiration Date: None
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know!
- Credit Card Funding: Unknown
- Direct Deposit: Optional
- Additional Requirements:
- Receive monthly direct deposits totaling $1,000 or more
- Use your Bank of Internet USA Visa® Debit Card at least 10 times per month for everyday purchases (min $3 per transaction)
- Use your Bank of Internet USA Visa® Debit Card 15 or more times per month for everyday purchases (min $3 per transaction)
- Avoid Monthly Fee: None
- Early Termination Fee: None listed
Bank of Internet USA Fine Print:
- All daily collected balances greater than $150,000 will not earn interest
- Qualifying transactions must post and clear the account during the monthly qualification cycle.
Bank of Internet USA Account Features:
- Monthly maintenance or service fees- None
- Minimum monthly account balance requirements- None
- Overdraft or non-sufficient funds fees- None
- Online Bill Pay
- Mobile Banking Apps
- Mobile Deposit
- MyDeposit
Conclusion:
If you are on the market for a new banking experience, then definitely check out Bank of Internet USA for the current rate! Not only are you able to earn more over time with the 1.25% APY rate, but unlike regular banks, you can earn the rate up to $150,000! Additionally, with all the great features, you can now bank with ease and let banking become a hassle free process. However, if you do not live in the states listed or are not currently interested, then be sure to check out our list of Best Reward Checking Accounts for more information!
