Learn more about BayFirst National Bank bonuses, promotions, and offers here!
Update 8/21/25: There’s currently a $500 business checking bonus valid through 9/30/25.
BayFirst National Bank Bonuses Review
BayFirst National Bank is headquartered in Saint Petersburg and is the 32nd largest bank in the state of Florida. It is also the 1,088th largest bank in the nation. It was established in 1999 and as of March of 2022, it had grown to 581 employees at 7 locations.
I’ll go over all BayFirst National Bank Bonuses below.
BayFirst National Bank $500 Business Checking Bonus
BayFirst National Bank is offering a $500 bonus when you open a new qualifying business checking account.
- What you’ll get: $500 Bonus
- Eligible account: Business Checking
- Where it’s available: FL
- Monthly Fee: None with Free Business Checking
- Direct Deposit Required: No
- How to earn it:
- To qualify for the $500 bonus, you must open a new BayFirst business checking account and you must qualify to open a business checking account in accordance with our normal standards.
- Account must remain open to receive the $500 bonus.
- BayFirst will match $500 if deposits total $10,000 or more within a single monthly statement cycle within the first 3 cycles of account opening.
- At the end of each monthly statement cycle, a deposit match of $250 will be deposited for up to 2 monthly statement cycles, totaling up to $500.
(Expires 09/30/2025)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Commercial Checking Account: To qualify for the $500 bonus, you must open a new BayFirst business checking account and you must qualify to open a business checking account in accordance with our normal standards.
- Account must remain open to receive the $500 bonus.
- BayFirst will match $500 if deposits total $10,000 or more within a single monthly statement cycle within the first 3 cycles of account opening.
- At the end of each monthly statement cycle, a deposit match of $250 will be deposited for up to 2 monthly statement cycles, totaling up to $500.
- This offer may change or be withdrawn at any time.
- The $500 bonus will be reported to the IRS in accordance with applicable law.
- The offer expires 9/30/2025.
BayFirst National Bank $500 Checking & Savings Bonus (Expired)
BayFirst National Bank is offering a $500 bonus when you open a new qualifying checking & savings account.
- What you’ll get: $500 Bonus
- Eligible account: Checking & Savings Account
- Where it’s available: FL
- Monthly Fee: $0-$10; see below on how to waive
- Direct Deposit Required: Yes
- How to earn it:
- To qualify for the $400 bonus, you must be a new BayFirst checking customer and qualified to open a checking account in accordance with our normal standards.
- You must establish direct deposit to your new account.
- Your account must remain open in order to receive the $400 bonus.
- At the end of each monthly statement cycle a deposit match of $100 will be deposited for up to 4 monthly statement cycles, totaling up to $400.
- Each monthly direct deposit must equal $100 or more to qualify for the monthly bonus match.
(Expires 03/16/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | HSBC Premier Checking (Up to $3,000 Cash Bonus), |
Fine Print
- To qualify for the $400 bonus, you must be a new BayFirst checking customer and qualified to open a checking account in accordance with our normal standards. You must establish direct deposit to your new account. Your account must remain open in order to receive the $400 bonus. At the end of each monthly statement cycle a deposit match of $100 will be deposited for up to 4 monthly statement cycles, totaling up to $400. Each monthly direct deposit must equal $100 or more to qualify for the monthly bonus match. This offer cannot be combined with any other offers or coupons, may change at any time, and may be withdrawn at any time. This offer applies to simply free checking accounts only. There is a $100 minimum to open and no minimum balance required. The $400 bonus will be reported to the IRS in accordance with applicable law. This is not an interest-bearing account. Offer not available for BayLive Checking Accounts. Offer expires 03/16/2024.
BayFirst National Bank $150 Kids Savings Bonus (Expired)
BayFirst National Bank is offering a $150 bonus when you open a new qualifying savings account.
- What you’ll get: $150 Bonus
- Eligible account: Savings Account
- Where it’s available: FL
- Monthly Fee: $0-$10; see below on how to waive
- Direct Deposit Required: Yes
- How to earn it:
- To qualify for the $150 Cash Kids Club bonus, You must be new BayFirst customer and qualified to open an account.
- BayFirst will match and pay up to $25 for deposits made per statement cycle for the first six statement cycles.
- To receive bonus payment, account must be open at least until bonus payment is credited to the account.
- Payment will be made each statement cycle.
(Expires 03/16/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($500 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Cash Kids Club: To qualify for the $150 bonus, you must be a new BayFirst savings customer and qualified to open a savings account in accordance with our normal standards.
- Account must remain open to receive the $150 bonus.
- At the end of each monthly statement cycle a deposit match of up to $25 will be deposited for up to 6 monthly statement cycles, totaling up to $150.
- Each monthly deposit, auto transfer, or direct deposit must equal $25 or more to qualify for the monthly bonus match. This offer cannot be combined with any other offers or coupons, may change or be withdrawn at any time. This offer applies to Cash Kids’ Savings accounts only.
- Cash Kids Club Savings is a tiered, interest-bearing savings account.
- The interest rate and corresponding annual percentage yield (APY) are tiered. If the daily balance in the account is $500.00 or less, the interest rate paid on the entire balance will be 4.92% with an APY of 5.04%. An interest rate of 2.97% will be applied on daily balances between $501.00 and $3,000, the APY for this tier will range from 5.04% to 3.35% depending on the balance in the account.
- An interest rate of 1.73% will be applied on daily balances above $3,000, the APY for this tier will range from 3.35% to 1.75%, depending on the balance in the account.
- Interest rate is effective as of 01/09/24.
- Rates are variable and are subject to change at the bank’s discretion.
- Rates are calculated on a daily balance method. Fees may reduce earnings. No minimum balance requirement. Minimum to open is $10.00.
- Limited to one Cash Kids Club Savings account per child. You may make six (6) withdrawals/transfers from your account each month, by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction.
- Transfers and withdrawals made in person, by mail, or at an ATM are unlimited.
- The methods of account access vary by product type, and certain account access methods may not be available with all products.
- At the age of thirteen (13), the account will be converted to a Statement Savings account.
- Offer expires 03/16/2024.
How to Waive Monthly Fees
- Simply Free: No monthly fee
- Advantage Interest: $10 or $0
- TrendSetters: No monthly fee
- Essential: $1.95
- Free Business Checking: No monthly fee
- NOW Business Interest Checking: $15 monthly maintenance fee
- Commercial Interest Checking: $15 monthly fee waived with a balance of $25,000
- Classic Business Checking: $15 monthly maintenance fee
 |
 |
Conclusion
Consequently, make sure to check out BayFirst National Bank to learn more about the current promotions! Furthermore, this bonus is fairly straightforward and easy to earn, so take advantage if it interests you! I would check with your local CSR if this triggers a soft or hard pull.
Lastly, feel free to comment below and let us know about how your experience went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Additionally, BayFirst National Bank CD rates are fairly competitive compared to traditional banks. However, its hard to compete with online banks, so check our best rates Savings, Money Market, and CD accounts.
Furthermore, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more BayFirst National Bank Bonuses, Promotions, or Offers!
