Best Credit Cards For Charity Donations

Contribute to making the world a better place and contribute a little something to non-profit organizations that really need your help to providing for the community you live in. I usually don’t leave a humanitarian note on any of my post, but this post is going to be especially catered towards that.

Certainly you’ve come across those rare gems of a card that offers charitable donations as a earning rate and you may be considering re-giving that additional money you earned for charitable purposes. We will be differentiating between the best cards that offer you better options when it comes to earned higher rates than the charity would pay in credit card processing fees

Editor’s Note: Keep in mind that you will be able to manufacture spend by using charities.

U.S. Bank Cash+ – 5% Cash Back:

With the U.S. Bank Cash+™ Visa Signature® Card, you’ll receive 5% cashback on categories you choose. you’ll receive 5% cashback on your first $2,000 in combined net purchases each quarter on two categories that you choose and 2% cashback on your choice of one everyday category such as gas or groceries. For everything else, you’ll still earn 1% cashback. Since Charitable purchases is one of the categories you can choose for your 5%, this puts the Cash+ at the top of our list with an undisputed 5X on Charity.

This card earns at the highest rate on all charity contributions when you choose “charity” as one of your 5% cash back categories. It earns at a rate of 5% on all charity contributions, unfortunately there is a limit of $1,500 per quarter. This card comes with no annual fee.

U.S. Bank Cash+ Visa Signature Card Summary:

• Apply Now
• Earning Rate: 5% cash back
• Maximum Bonus: $125 Cash Bonus
• Spending Requirement: $500 in the first 90 days + first time you redeem $100 or more in a single redemption.
• Annual Fee: None
• Expiration Date: None
• Additional Advice: 5% is capped for the first $2,000 in combined net purchases each quarter

U.S. Bank FlexPerks Travel Rewards Visa Signature – 3X Cash Back:

You can earn 3X the FlexPoints on qualifying charitable donations with a new U.S. Bank FlexPerks Travel Rewards Visa Signature Card. Points will be worth 1 cent each for redemption on cash, and 2 cents apiece on travel expenses. There’s not a lot of cards out there that specifically has a rewards earning rate catered towards Charitable donations in the first place. With a $49 Annual fee, waived for the first year and no foreign transaction fee… This card could be a great option for those of you looking to make a difference.

U.S. Bank FlexPerks Travel Rewards Visa Signature Card Summary:

• Apply Now
• Maximum Bonus: 20,000 bonus FlexPoints
• Spending Requirement: You must spend $3,500 in net purchases in the first 4 months after account opening.
• Annual Fee: $0 introductory annual fee for the first year ($49 thereafter)
• Bonus Worth: We estimate this bonus to be worth at least $400.
• Expiration Date: No expiration
• Additional Advice: Visa’s advantage is that they offer wider global merchant acceptance, which could be a significant factor depending on where a person plans to travel. This card is best for businesses that are regularly philanthropic and want flexibility in spending rewards. If you are a business owner and frequent traveler, you can gain the best returns from your spending.

Susan B. Komen & World Wildlife Card from Bank Americard:

Bank of America currently offer two charitable cards coined the Susan B Komen & the World Wildlife Card. Both of these cards earns 1% cash back on purchases, 2% at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter. With every purchase, you can make a difference. Both of these cards receive $3 and 0.08% of all retail purchases made with the card. Essentially, the biggest difference is between where your charities are going towards; Pink Ribbon for breast cancer or support towards the world wildlife fund. On top of no annual fee, No expiration on rewards and no changing categories.

Bank of America Susan B Komen & World Wildlife Card Summary:

• Apply Now
• Maximum Bonus: 20,000 bonus FlexPoints
• Spending Requirement: You must spend $3,500 in net purchases in the first 4 months after account opening.
• Annual Fee: $0 introductory annual fee for the first year ($49 thereafter)
• Bonus Worth: We estimate this bonus to be worth at least $400.
• Expiration Date: No expiration
• Additional Advice: Visa’s advantage is that they offer wider global merchant acceptance, which could be a significant factor depending on where a person plans to travel. This card is best for businesses that are regularly philanthropic and want flexibility in spending rewards. If you are a business owner and frequent traveler, you can gain the best returns from your spending.

Charity Charge World MasterCard® Credit Card:

With the Charity Charge World MasterCard® Credit Card, you’ll be earning 1% cash back as a tax-deductible donation towards any non-profit organization of your choice on top of no annual fee, tax deductible and World Mastercard benefits.

Charity Charge underwrites all donation processing fees, ensuring that 100% of your cash back goes to your nonprofits. Nonprofits typically lose 3-5% credit of every donation due to credit card processing fees.

Honorable Mentions:

• American Express “Members Giving” Program: Must pay using membership points to ensure 100% goes to the charity. Minimum for redemption is 1,000 points at a time, redeemable for $10 donation. If you redeem more than 500,000 points through Members Give in one calendar year, points redeemed in that calendar year above 500,000 gets a lower rate of $5 donation per 1,000 points.
• Capital One No Hassle Giving: Capital One partners with Network for Good to forward your donations to registered charitable organizations covering process fees, and earns you the exact rewards rate.
• PayPal Giving Funds: Donate via eBay’s Giving Works listings offering 0% transaction fees. 100% of your donation goes to a charity of your choice.
• Citi “ThankYou Your Way” Program: Donate points through PointsWorthy. This includes donations towards American Red Cross Disaster Relief, Internation Services, and SmileTrain starting at 2,500 points.

Conclusion:

If you’re currently in the market for a credit card that can optimize your support for charitable donations then you have come to the right list! With highly valued rewards structures tiered towards supporting your favorite charities with every purchase and chances to even get high rewards back into your pocket as well! Truth is, this day and age, charities have become somewhat of an old US tradition and it’s completely nice to see banks render credit cards that actually give support towards people that really need it. Find out which card is right for you by checking out our complete list of Credit Card Promotions today!