A trip to your local drugstore can cost you an arm and a leg depending on your health insurance provider and other factors. Presumably enough, the average American spending $1,000 annually out of pocket on prescription drugs and lets face it, there’s not as many cards that emphasize drug store rewards anymore which is why it’s necessary for us to give you BCS readers a list of cards that could further optimize your every dollar spent at drugstore in order for you to reap the most lucrative rewards possible in what we’d like to call the “Best Credit Cards For Drugstore Spending”.
BONUS LINK | OFFER | REVIEW |
Chase Business Complete Checking® | $300 Cash | Review |
Chase Private Client | $3,000 Cash | Review |
Chase Total Checking® | $300 Cash | Review |
Chase College CheckingSM | $100 Cash | Review |
J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
Chase Secure BankingSM | $100 Cash | Review |
American Express Blue Cash – 5% Cash Back:
With the American Express Blue Cash, you should expect 5% cash back on all purchases at U.S. gas stations, supermarkets, and select drug stores & 1% on all other purchases. Keep in mind that the rates start after a $6,500 calendar spend. This card will only be fully maximized for those who can reap a spend well over $6,500 per year on the 5% categories or those who can familiarize themselves with manufactured spending on the 5% categories.
For your first $6,500 in purchases in a reward year, you will receive 1% on Everyday Purchases, and 0.5% on other purchases. After your first $6,500 in purchases, you will receive 5% on Everyday Purchases up to $50,000 and 1% on other purchases.
American Express Blue Cash Summary:
- Earning Rate: 5% cash back
- Annual Fee: None
- Expiration Date: None
- Additional Advice: This card will only be worth it for you if you’re able to spend over $6,500 in a reward year. Some have reported that the cap is reset on your anniversary date and some say it resets on January 1… It’s best to contact a AMEX rep.
Huntington Voice Credit Card – 3% Cash Back:
You will be able to pick your 3x Rewards category per quarter and one of the choices is 3X for Drug spend with the Huntington Voice Credit Card. “Earn three times the rewards just for buying things that help you stay healthy and beautiful.” On top of that, this card has no annual fee attached. Keep in mind that you will be capped at $2,000 a quarter.
Huntington Voice Credit Card Summary:
- Apply Now
- Spending Rate: 3X your choice
- Annual Fee: None
- Bonus Worth: None
- Expiration Date: None
- Additional Advice: Keep in mind that you will be capped at $2,000 a quarter
The Blue Business Plus® Card doesn’t currently have a sign-up bonus at the moment, however, that shouldn’t stop you from taking a look at the ultimate consumer-oriented business card with 2x the Membership Rewards Points on all purchases for the first $50,000 that you spend each calendar year. Even if you value Membership Rewards Points at 1.5 CPP, you’ll be looking at an impressive 3%+ return on your spending and there’s no annual fee either!
Blue Business Plus Credit Card from American Express Summary:
With the Blue Business® Plus Credit Card from American Express: Earn 15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 18.49% - 26.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99% Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. You'll earn 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. You’ve got the power to use your Card beyond its credit limit* with Expanded Buying Power. More buying power allows for your business means more opportunities to earn points. That’s everyday business with the Blue Business Plus Card. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express, and other factors. There card comes with no annual fee (See Rates & Fees). Terms Apply. |
Amazon Prime Rewards Visa Signature Card – 2% Cash Back
The new Chase Amazon Prime Rewards VISA Signature Card earns 2% back at restaurants, gas stations, and drug stores. There’s no caps and no annual fees attached and you could also take advantage of cash-back on Amazon purchases and so much more.
Amazon Prime Rewards Visa Signature Card Summary:
- Apply Now
- Earning Rate: This card earns 2% on Drug-Store purchases.
- Maximum Bonus: $70 Gift Card
- Spending Requirement: None
- Annual Fee: None
- Bonus Worth: $70
- Expiration Date: None
Honorable Mentions:
- Citi Dividend: There’s that special occasion where you will be able to get drug-store purchases as a quarterly 5% category. 2nd Quarter of 2017 will earn your 5% on your drug store purchases. The total cash back you can earn with the card is $300 per calendar year.
Conclusion:
Now, there aren’t much cards out there that specifically offer drug store purchases as a categorical bonus. Keep in mind that this list is strictly for cards that offer drug-store purchases as a categorical bonus. Now evaluating the options you have, the Old Cash Blue should only be an option if you willingly spend over $6,500 easily on drug-stores.
Considering that the average American spends $1,000 on pharmacy stores; $6,500 just to trigger the 5% is definitely a difficult task to accomplish. You may just be better off getting your hands on the Huntington Voice Credit Card in which you could choose your 3x. Find out which card is right for you by checking out our complete list of Credit Card Promotions today!