Amazon sells anything there is to offer, and with Prime shipping enables you to get your order in 2 days or less. If you shop at Amazon regularly, you’ll want to use a credit card to make use of the rewards on each dollar spent on Amazon.
Check out our list of the best credit card offers here.
Read below for more information on what the best credit cards are for Amazon purchases.
Best Credit Cards for Amazon Purchases
While looking for the best credit cards for Amazon purchases, we considered the card’s earning rate and return towards Amazon spend, sign-up bonus, and annual fee. With that in mind, here’s a list of the best credit cards for Amazon shopping.
- Amazon Prime Rewards Visa Signature Card
- Chase Freedom Unlimited
- Discover It Cash Back Credit Card
- American Express EveryDay Preferred
Here are the cards in more detail below:
The Amazon Prime Rewards Visa Signature Card you’ll earn a great 5% cash back on Amazon purchases with bonuses on plenty of other spending categories. To make things better, you’ll receive a $100 gift card upon approval, with no spending requirement.
Even though the card doesn’t charge an annual fee, you are required to be an Amazon Prime member to be eligible. That fee is around $119 a year.
For people who aren’t Prime members, you’ll want to charge your Amazon purchases to this card. It gives 1.5% cash back on all transactions (except Lyft rides) which doubles in value when you transfer your rewards to a Chase Sapphire Preferred card, Chase Sapphire Reserve or Ink Business Preferred Credit Card. By doing this, you’ll be able to turn your “cash back” into transferable Chase Ultimate Rewards points, worth $0.02 each based on our latest evaluations.
![]() The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
You’ll get 5% cash back with the Discover It Cash Back Credit Card. However, the bonus is on the rotating categories. Online shopping is a category you can activate for October 2020 to December 2020. Remember, your 5% bonus is capped at $1,500 in purchases every quarter.
![]() With the Discover it® Cash Back: • Get a $50 Statement Credit with your first purchase within 3 months. • Earn 5% Cash Back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more, up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases — automatically. • Low Intro APR: 0% Intro APR for 14 months on purchases, then a variable rate, currently 14.24% – 25.24% APR, applies. • With Cashback Match™, Discover will match all the cash back you've earned at the end of your first year, automatically. • No Annual Fee. • Terms Apply. • See Rates & Fees |
This card only offers 1x points on Amazon purchases. But, you can earn American Express Membership Rewards points that has a return of 2% based on our most recent valuations.
Additionally, Amex offers runs double-point promotions for Amazon purchases regularly. Which means, you’ll receive a 4% return towards Amex offers.
Furthermore, you’ll be able to earn 50% more points every billing period when you charge a minimum of 30 purchases to your card. If you make one purchase with this Amex card everyday, then you’ll have 1.5x points on Amazon spend.
Here’s a comparison of all the cards below:
Credit Card | Amazon Rate | Sign-Up Bonus |
Amazon Prime Rewards Visa Signature Card ($0 annual fee) | 5% cash back | $100 |
Chase Freedom Unlimited ($0 annual fee) | 1.5% cash back | $200 |
Discover It Cash Back Credit Card ($0 annual fee) | 5% cash back | Double the cash back your first year |
American Express EveryDay Preferred ($0 annual fee) | 1x points | 15,000 points ($300 value) |
Additional Guides
Here are some extra guides to help you find the best credit card suited for your needs.
- Best Airline Credit Cards for Travel Benefits and Rewards.
- Hotel Credit Cards for Travel Benefits + Rewards.
- Travel Credit Cards: Rewards and Benefits.
- Best Travel Rewards Credit Cards for Family Vacations.
- Credit Cards with No Foreign Transaction Fees.
- Best Rewards Credit Cards: Cash, Points, Miles, & Benefits
- Cash Back Credit Cards: Welcome Bonuses, Rewards
- Best Dining Credit Cards: Restaurant Points, Rewards & Cash Back
- Grocery Credit Cards: Co-Branded, Cashback & Rewards
- Best Small Business Credit Cards: Points, Miles & Rewards
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Conclusion
Now, you know the best cards to use for Amazon purchases. Check to see which one suits you the best and see what perks come with it as well.