Branch Insurance is made to restore insurance back to their original intent. They want to be there for you when you need them. The provider will do this by giving you an easier buying experience with instant prices, customizable policies, and creative customer discounts. The claims process is easy and they will handle canceling your existing insurance for you.
Remember, Branch is currently available in: Arizona, Illinois, Indiana, Missouri, Ohio, and Texas only.
Read below for more information on what they have to offer.
Branch Insurance Features
| Types of Insurance | Auto, Home, Renters, Umbrella |
| Average Savings | $598 |
Branch isn’t like most other insurance providers. This company moves away from the money-making insurance model. They turn the clock back to a time when it focused on keeping you safe and offering protection. This is back when insurance covered the unexpected rather than draining your bank account and adding more stress to your plate.
With Branch, they start simple with a two-question application to the instant pricing and the ability to bundle your insurance together. Plus, you’ll get to customize and personalize policies to suit you, and you won’t get hammered by multiple phone calls or emails.
Additionally, Branch comes with the best rates on the market. When they sell directly to you and get rid of the unnecessary charges, they don’t incur the same fees as their competition. Rather than pocketing the savings, Branch will give them to you.
Branch states that their customers save about $598 annually. If you use Branch’s stress-free switch option, they can handle the back and forth that comes with cancelling your current insurance.
Branch Community Programs
With Branch, they have 3 community programs: My Community, Community Pledge, and SafetyNest. These programs will give you more ways to save on your insurance.
My Community (AZ & MO)
Rather than spending money on expensive ad campaigns, Branch decided to use available funds on rewarding you for inviting your friends and family. To partake in this offer, just invite people to use Branch for the first time. If they want a price, you’ll get a $25 Amazon eGift card.
Currently, this program is available in Arizona and Missouri.
Community Pledge (AZ, IL, MO & OH)
You can decrease your premiums by up to 5% when you use this program. This will enable other Branch customers to vouch for you saying that you’re trustworthy and that you won’t commit insurance fraud. When you rely on their customers, the pledge helps get ride of the “bad apples” and makes a community that helps one another financially.
Now, this program is available in Arizona, Illinois, Missouri, and Ohio.
SafetyNest
This is a nonprofit program that Branch has designed to fight financial inequality and lower the rate of uninsured drivers. This way, everyone can get the protection they deserve. If you suffered a loss and you don’t have enough for insurance, you should apply. The application is free and takes less than a minute. The SafetyNest team will get back to you in about 14 days.
Branch Insurance Limitations
The only thing that can be changed about the service is their availability. Currently, Branch works with residents in only six states: Arizona, Illinois, Indiana, Missouri, Ohio, and Texas. However, you should stay tuned since they are set to spread across the United States.
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Conclusion
Branch makes getting an insurance much easier with instant quotes, customizable coverage, and lets you bundle your auto and home insurance together. They are much different from their special discounts and community-based coverage.
Check out Root, the car insurance provider that determines your rate based on how you drive. Currently, they are offering a $25 bonus to new customers that are approved for a quote.
