If you are a resident of Texas, you can now take advantage of a 1.41% APY from BTH Bank when you sign up and open a new Money Market Account with minimal requirements. For those that are interested, all you would need to do is have a opening deposit of at least $500,000 at the time of account opening. Once you have provided the deposit, you will have access to a wide range of account features to cater to your every need! Additionally, you will have the satisfaction of knowing the monthly service charge is waived with an initial deposit of $10,000. Are you currently interested? Please do not hesitate! I recommend you apply as soon as you can as the rate’s subjected to change.
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BTH Bank Account Summary:
- Apply Now
- Account Type: Money Market Account
- Rate: 1.41% APY
- Availability: TX (branch locator)
- Expiration Date: None
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know!
- Opening Deposit Requirement: $10,000
- Additional Requirements: None
- Avoid Monthly Fee:
- $10,000 is required to open the account and to avoid the $12 monthly service charge.
- Early Termination Fee:
- If you close your account before your accrued dividends are credited, you will not be paid any dividends for that period.
BTH Bank Requirements:
- Introduction: Open Online and provide the following documents: Driver’s license or state-issued ID, Social Security Number, Checkbook and Previous home address (if less than 2 years at current residence)
- Disclosure: Agree to the terms of agreement
- Applicant Information: Provide your personal information and proof of identity
- Authorize: Once you have filled out the form, the bank will determine if you qualify for a new Money Market Account
- Fund: Provide at least $500k to receive the stated APY rate.
Earn BTH Rank APY Rates:
| Balance Requirement | APY Rate |
| < $50,000 | 0.25% APY |
| $500,000 up to $99,999 | 0.50% APY |
| $100,000 up to $499,000 | 1.21% APY |
| $500,000 up to $999,999 | 1.41% APY |
| $1,000,000+ | 1.41% APY |
BTH Bank Account Features:
- Earn higher interest when your balance reaches another rate tier
- Rates may change at bank’s discretion after an account is opened
- Maintain greater access to funds
- 6 free withdrawals or transfers per monthly statement cycle; $2 per withdrawal or transfer thereafter
- Free online banking
- Free eStatements
Conclusion:
If you are a current resident of Texas and would like to earn a generous rate, then now is your chance! Not only are you able to earn an attractive rate from BTH Bank, but you will have the chance to utilize a host of account features. Additionally, you have the chance to be a part of well trusted bank. However, this account seems to be limited geographically. For those that qualifies, you might find this to be quite worthwhile. However, if you are not currently interested, be sure to check out our list of best savings rates for all your saving needs!
