Now is the best time of the year to start a new account experience. As Summer is right around the corner, banks are rolling out major promotions to prepare you for your financial world ahead! With that said, Capital Educators Federal Credit Union is offering residents of Idaho a wide selection of rates to fit all your banking needs. Whether you are looking for a short term or long term solution, there is definitely an account to fit your desired deposit amount. Currently, the financial institution is offering a special 3.00% APY 60-Month CD on a balance of $500 or more. If you would like to take advantage of this limited time offer, I suggest you head on over to your local branch today and start your new account!
Eligibility: Membership available if you who work for, volunteering for, or are retired from any position in the State of Idaho’s educational industry.To learn more, be sure to check out the membership eligibility section.
Capital Educators FCU CD Summary:
- Apply Now
- Account Type: CD account
- Current Promotion: 3.00% APY 60-Month CD
- Special APY Rates/Balance requirements:
- 60-Month CD Term:
- 3.00% – $500-$50,000
- 60-Month CD Term:
- APY Rates/Balance Requirements:
- 6 Months
- 0.15%- $500
- 0.25%- $10,000
- 0.30%- $50,000
- 12 Months
- 0.30%- $500
- 0.40%- $10,000
- 0.50%-$50,000
- 18 Months
- 0.35%- $500
- 0.45%- $10,000
- 0.55%-$50,000
- 24 Months
- 0.40%- $500
- 0.50%- $10,000
- 0.60%-$50,000
- 36 Months
- 0.65%- $500
- 0.75%- $10,000
- 0.85%-$50,000
- 48 Months
- 1.15%- $500
- 1.25%- $10,000
- 1.35%-$50,000
- 60 Months
- 3.00%- $500
- 3.00%- $10,000
- 3.00%-$50,000
- 6 Months
- Availability: ID (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $500
- Additional Requirements: None
- Early Withdrawal Fee: A penalty may be imposed for withdrawals before maturity.
- Auto-Renewal: None listed, check with CSR
Capital Educators FCU Best CD Rates:
Capital Educators Federal Credit Union has been consistently ranked among one of the highest across the board from our statewide Best 60-Month CD Rates list. If you would like to take advantage in making a higher rate than a traditional savings account and regular CD accounts alike, then be sure to check out one of the three promotions the credit union is offering. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
Capital Educators FCU CD Account Features:
- Different terms
- Earns higher rate of interest than regular savings account
- Interest compounds
- Fixed rate of interest
- Dividends will be credited to your account and compounded on the first day of each quarter.
- NCUA insured
Conclusion:
Capital Educators Federal Credit Union is a great option if you are a resident of Idaho looking to start a new banking experience. With a range of short term or long term CD, there is definitely one that you could benefit from! With the current CD rate special: 3.00% APY 60-Month CD, you will be able to obtain some of the best rates available nationwide! All you need to do is meet the deposit and watch your money grow! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.