Bankcheckingsavings has partnered with CardRatings for our coverage of credit card products. Bankcheckingsavings and CardRatings may receive a commission from card issuers.
The Capital One QuicksilverOne Cash Rewards Credit Card receives an unlimited flat rate of 1.5% cash back on all your spendings. It’s meant for customers with a Fair to Good credit and has a $39 annual fee. However, this card doesn’t have any kind of introductory bonus offer.
For the customers with a Good or Excellent credit, the Capital One Quicksilver Cash Rewards Credit Card is recommended. It will also give you the same 1.5% cash back rate, but offers a welcome bonus and no annual fee.
Continue reading below to see what more the QuicksilverOne Cash Rewards Credit Card has to offer!
Table of Contents
QuicksilverOne Cash Rewards Credit Card Summary
 |
| Bonus Available | No introductory offer |
| Ongoing Rewards/Benefits | Receive unlimited 1.5% cash back on all purchases.
Be automatically considered for a higher credit line in as little as 6 months |
| Foreign Transaction Fees | No |
| Annual Fee | $39 |
Recommended Free Credit Score (Get Free Score)
630 – 850 (Average – Excellent)
* The Capital One QuicksilverOne Cash Rewards Credit Card is issued by Capital one. They also offer great sign-up bonuses. You can also compare this card with other credit card bonuses!
Pros
- Created for an Average credit
- Easy rewards
- No foreign transaction fees
Cons
- Annual fee
- No introductory bonus offer
Editor’s Alternate Pick
 The Chase Freedom Unlimited Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. In addition, you can earn: • Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. • Earn unlimited 1.5% cash back on all other purchases. • Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1.5% on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
Redeeming Quicksilver One Cash Rewards
Get your QuicksilverOne cash back whenever you want. With this rewards card there is no minimum requirement to redeem. For a more simpler process, you can set up automatic redemptions. Receive statement credits added into to your account when your rewards reaches a certain amount ($25, $50, $100 or $200).
The cash back rewards will not expire if the customer still has the account open and is in good standing.
QuicksilverOne Credit Line
Cards styled for people with an average credit score will usually come with lower limitations. With the QuicksilverOne card, you are automatically considered for a higher credit line in little as six months as long as you make your payments on time.
Bottom Line
Good credit can open many options, including high-earning credit cards that offer big sign-up bonuses. If you don’t meet the qualifications for these cards, consider the Capital One QuicksilverOne Cash Rewards card. For a decent $39 annual fee, you’ll be able to receive 1.5% cash back on daily purchases while building up your credit.
Remember to pay your monthly bill on time, and you’ll be able to gain access to a higher credit limit.
|
What’s the Competition?
* Below are some of the top competitors to the Capital One QuicksilverOne Cash Rewards Credit Card to consider.
The Chase Freedom Unlimited Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases. In addition, you can earn: • Earn 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. • Earn unlimited 1.5% cash back on all other purchases. • Earn 5% on Chase travel purchased through Ultimate Rewards, 3% on dining and drugstores, and 1.5% on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. |
