Chase Private Client Checking Bonus: $3,000 Promotion – Benefits, How To Qualify

Learn more about Chase Private Client Checking^SM bonuses and promotions here.

Update 1/20/26: The offer has been extended through 4/15/26. This is one of the highest cash bonus offers from Chase, but keep in mind of the steep cash deposit requirement. You have the opportunity to earn $1,000 up to $3,000 bonus depending on your deposit.

For those who are interested in a better banking opportunity, Chase Private Client is a wealth management program designed to help opulent clients manage their assets and provide them with special perks that can save you time and money.

As a special offer, enjoy a up to $3,000 bonus when you join Chase Private Client. This offer available to existing Chase customers only.

One of the main features of this program is having a Private Client Banker. They will work closely with you to help you make the most out of your banking relationship. Read more below.

Chase Private Client Checking Bonus Summary

Enjoy a $3,000 bonus when you join Chase Private Client. Chase Private Client is a wealth management program designed to help opulent clients manage their assets and provide them with special perks that can save you time and money.

• What you’ll get: Up to $3,000 bonus
• Eligible account: Chase Private Client
• Credit inquiry: Soft pull, which does not affect your credit
• Where it’s available: AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KY, LA, MA, MD, MI, MS, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, TN, TX, UT, VA, WA, WI, WV (Bank Locator)
• Monthly Fee: There is a $35 Monthly Service Fee for Chase Private Client Checking OR $0 when you have at least one of the following each statement period: an average day beginning balance of $150,000 or more in any combination of this account and linked qualifying deposits/investments OR, a linked Chase Platinum Business Checking^SM account.

(Expires 04/15/2026)

Chase Private Client Checking Bonus Summary

• Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client Checking^SM account with qualifying activities.
• Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app.
• Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+.
• Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals.
• Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities.
• Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC.

How To Earn Bonus

• Enjoy up to a $3,000 bonus when you open a new Chase Private Client Checking^SM account with qualifying activities.
• Meet with a Chase Private Client Banker. Open or upgrade to your new Chase Private Client Checking account in branch.
• Transfer your funds. After offer enrollment, you have 45 days to transfer qualifying new money or securities to a combination of eligible checking, savings and/or J.P. Morgan Wealth Management non-retirement accounts. Your bonus will be determined on day 45.
  • Earn $1,000 when you deposit $150,000 – $249,999 OR
  • Earn $2,000 when you deposit $250,000 – $499,999 OR
  • Earn $3,000 when you deposit $500,000+
• Enjoy the bonus. Maintain your new money for 90 days from offer enrollment – we’ll add the bonus into your account within 40 days.

What’s Chase Private Client?

Chase Private Client is a program offered to select Chase clients that keep a considerable amount of money in Chase investment and banking accounts. Think of it like an elite status at a bank instead of an airline.

This program has a range of exclusive benefits for top Chase clients, from premium banking solutions, personalized attention, and expert advisors and investment capabilities. It’s personalized banking and investment solutions tailored to meet your needs.

As a client, you’ll be assigned a team of banking professionals to help you determine and map out your financial goals. That includes a Private Client Banker and a J.P. Morgan Private Client Advisor. You can reach out to them over the phone, via email, or at a local branch to get advice and guidance when you need it.

Program Benefits

There are numerous benefits by being a Chase Private Client member.

As a Chase Private Client member, you’ll have your own private client banker and private client advisor.

Private bankers can guide you through premium banking solutions, provide you with priority service, and connect you with other experts for mortgage and business banking needs.

The downfall is that Chase doesn’t have branches everywhere and not every branch has a Chase private client banker available. You may want to check Chase locations around you to see if there are any Chase Private Client bankers to service you.

Personal advisors have the expertise of J.P. Morgan investment professionals to develop tailored investment strategies that focus on your specific goals and advise you on relevant economic trends.

Chase generally recommends actively managed investments, as opposed to passive investments. If that’s not what you’re looking for, there’s no need to invest your assets with Chase.

Other Benefits

One of the major perks of the Chase Private Client program is that you can avoid paying select fees. Many of these benefits are great for travelers who frequently rack up ATM fees and/or wiring fees when traveling overseas.

Free BenefitsEnjoy Higher LimitsExtra Perks

• No Monthly Service Fee on Chase Private Client Savings^SM accounts when linked to a Chase Private Client Checking^SM account
• No ATM fees worldwide
• No fees on wire transfers

• Higher Chase QuickDeposit^SM limits ($25,000 per day and $100,000 every 30 days)
• Higher Chase QuickPay^® with Zelle^® limits ($5,000 per day and $40,000 every 30 days)
• Higher daily ATM withdrawal limit (of up to $2,000)
• Higher daily purchase limit (of up to $7,500 when you use your Chase Private Client debit card)

• Receive a 3×5 Safe Deposit Box (20% discount on larger boxes; subject to availability)
• Get free personal check designs when ordered through Chase (fees may apply for certain other supplies and expedited shipping)
• Order cashier’s checks, counter checks or money orders without paying fees
• No foreign exchange rate adjustment fees for debit card usage or ATM withdrawals in a currency other than US dollars
• Choose from a selection of credit cards with distinctive travel benefits

Conclusion

There are plenty of benefits with the Chase Private Client program and ways to minimize banking costs that add up over time. One of the best parts is, existing Chase customers can enjoy a bonus when joining Chase Private Client after meeting specific requirements.

Your private client banker will walk you through all the benefits and savings you can receive as a client. You’ll receive priority service, family benefits, business tools, 24/7 support, and financial specialists when you need them. In addition, receive travel benefits, making it more convenient to see the world.

This is a good option for those who meet the minimum requirement amount. Plus, you can learn how to manage your assets or bring your index funds without paying premium.

For other alternatives, check out our featured bank bonuses. You may find other type of savings accounts that can offer you a better return.

In addition, consider if you’d rather go with investment options that have lower costs or better returns. In addition, see our list of Chase credit cards to find special bonuses and premium rewards.

• Elevate your banking relationship and enjoy a bonus up to $3,000 when you open a new Chase Private Client CheckingSM account with qualifying activities. • Personalized banking made easier with premium benefits, 24/7 support and access to your banking and investment accounts in one place in the Chase Mobile® app. • Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000+. • Get up to a $3,000 bonus when you open or upgrade to a Chase Private Client account, a premium checking account which provides you with a dedicated banker and receive investing guidance from J.P. Morgan Wealth Management to help you reach your financial goals. • Receive personalized wealth strategies from a J.P. Morgan advisor. Your J.P. Morgan advisor gets to know you, your family and your goals to build a custom financial strategy and investment portfolio that reflects your evolving priorities. • Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Apply Now at Chase