Since Chase only allows you to downgrade within the same card family, those of you with a United MileagePlus Card or United MileagePlus Club Card could virtually downgrade to the No Annual fee MileagePlus variant. Here’s what you should expect: you’ll be earning 1x the miles for every $2 spent on top of 25% bonuses on the MileagePlus shopping portal, as well as increased award inventory. Note that miles expire after 18 months of no activity, so putting a small charge here and there would help keep the card active.
Alternative Credit Cards:
Chase United Card Summary:
- Best Feature: 25% bonuses on MileagePlus Shopping Portal
- Annual Fee: $0
- Expiration Date: None
- Additional Advice: Miles expire after 18 months of no activity, so putting a small charge here and there would help keep the card active.
Chase United Card Features
- 1x miles for every $2 spent
- 25% bonus on the MileagePlus shopping portal
- Increased award inventory
- No annual fee
Chase United MileagePlus Explorer Card Features:
- Start with 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening
- Check your first bag for free – save up to $100 per roundtrip
- Enjoy priority boarding privileges and visit the United Club with two one-time-use passes every year
- No foreign transaction fees
- Earn double miles on tickets purchased from United, and 1 mile per $1 on all other purchases
- Your miles don’t expire as long as your credit card account is open, with no limit to the number of miles you can earn
- Use your miles for any seat, any time, on any United flight
- $0 intro annual fee for the first year, then $95
Chase United Card Pros:
- No Annual Fee
- 25% bonus on the MileagePlus shopping portal
Chase United Card Cons:
- Lack in Rewards Program
Conclusion:
If you’re looking to downgrade your United, whether it be to keep your account age active or whatever it may be, you can downgrade to a no annual fee Chase United Card. The rewards earning isn’t too spectacular but you could reap 25% savings on the MileagePlus travel portal, as well as the increased award inventory. Note that miles expire after 18 months of no activity, so putting a small charge here and there would help keep the card active. Find our complete list of Credit Card Promotions today!