If you are a resident of Texas and currently looking for great savings rates, then make sure you keep reading. City Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
They currently offer standard CD rates from 6-months to 60-months with 1.50% to 3.25% APY Rates. They also have a special 48-month IRA CD term with 4.00% APY on $1,000 balances or more. By joining City Credit Union, you get to enjoy earning higher rate of interest than regular savings account.
Eligibility: To be eligible for this promotion, you must live, work, worship, or attend school in the Texas counties of Cooke, Dallas, Denton, Ellis, Grayson, Kaufman, or Rockwall. For more information, be sure to check out their Membership Requirements.
City Credit Union CD Summary
- Direct Link to Offer
- Account Type: IRA CD account
- Current Promotion: 48-Month CD 4.00% APY
- Special APY Rates/Balance requirements:
- 48-Month IRA CD Term:
- 4.00% – $1,000
- 48-Month IRA CD Term:
- APY Rates/Balance Requirements:
- 1.50% APY for 6-Month CD – $1,000
- 2.25% APY for 12-Month CD – $1,000
- 2.50% APY for 24-Month CD – $1,000
- 2.75% APY for 36-Month CD – $1,000
- 3.00% APY for 48-Month CD -$1,000
- 3.25% APY for 60-Month CD -$1,000
- Availability: TX (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $1,000
- Additional Requirements: Penalty if you withdraw before the maturity date
- Early Withdrawal Fee: Amount not specified
- Auto-Renewal: Yes
City Credit Union Best CD Rates
Overall, City Credit Union ranked highest across the board from our statewide Best 48-Month CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
City Credit Union CD Account Features
- Different terms
- Earns higher rate of interest than regular savings account
- Interest compounds
- Fixed rate of interest
- NCUA insured
- Penalty for early withdrawal
Conclusion
If you are interested in a short term or long term CD, look no further as City Credit Union offers you a standard and special CD rates that go up to 4.00% APY on 48-month term. Remember, this special ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today!
However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.