The Comerica Premier Rewards American Express Card has an introductory offer of: 10,000 bonus points when at least $1,000 is spent in the first 3 months of opening your account. Comerica Bank states that these points they are offering will be worth about $100. See our list for more credit cards such as the Chase Sapphire Preferred® Card.
This Comerica Premier Rewards credit card allows you to gain bonuses for any traveling and other expenses made. This would include: 4x points for dining, 3x points for flying, 2x points for gas expenses, and 1x points for all other purchases. In addition to that, there will also be an application fee that you will get for the reimbursements for one of the Global Entry or TSA Prechecks.
But it isn’t available for everyone, Comerica Premier Rewards credit card is limited to certain locations where Comerica Bank operates (more on that later).
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Comerica Premier Rewards Card Quick Facts
|Bonus Available||Earn 10,000 bonus points after at least $1,000 is spent within the first 3 months of having your account open.|
|Travel Credit||No travel credit but you get reimbursed for the Global Entry or TSA Precheck application fee.|
|Ongoing Rewards/Benefits||Gain 4 points for each $1 used for qualifying restaurant expenses.
Receive 3 points for each $1 used for qualifying airline expenses.
Earn 2 points for each $1 used for qualifying gas expenses.
Get 1 point for each $1 spent on all other eligible expenses.
|Foreign Transaction Fees?||No|
|Airport Lounge Access||No|
|Annual Fee||$99, waived your first year.|
*If interested see our list of Comerica Bank bonuses for Checking & Savings accounts.*
- Welcome bonus
- TSA Precheck/Global Entry credit
- Unlimited rewards
- No foreign transaction fee
- Limited availability
- Annual fee
- Good-Excellent credit needed to qualify
Editor’s Alternate Pick
The Chase Sapphire Preferred Card offers 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®!
You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value!
This card carries a $95 annual fee.
Comerica Premier Rewards Card 10,000 Bonus Points Offer
Make use of the Comerica Premier Rewards card’s introductory offer of: 10,000 bonus points, these points will be worth about $100 (more on that later). You must charge your card with a minimum of $1,000 in the first 3 months of opening your account to be able to qualify for this credit card offer.
Here are some ideas on meeting the spending requirement:
|• Plastiq: Plastiq allows you to pay for expenses that you generally won’t be able to with your card like rent, tuition, auto lease, mortgage payment, and more. There’s a 2.5% processing fee for using your credit card. However, this’ll be worth the card bonus you’ll get. There’s also a referral program where you can earn “Fee-Free Dollars” to use towards processing fees. See our Plastiq review.|
|• Fund Checking accounts with your card: Many banks will allow you to fund the opening deposit with a credit card. Consider opening Checking accounts that also offer a sign-up bonus. This way, you can work towards bonuses from two different sources. Big banks like Chase, HSBC, Huntington, and TD Bank have great offers and allow credit card funding. You can generally fund anywhere from $50 to $1,000 towards the opening deposit with a credit card, depending on the bank.|
|• Buy gift cards: Consider buying gift cards with your credit card that you can then spend later at your leisure. Individual merchant cards (restaurants, gas stations, supermarkets, etc.) generally don’t have purchase fees, so this is a plus. On the other hand, American Express and Visa gift cards will have purchase fees. Amazon gift cards are a great idea as you can shop for almost anything there with no purchase fees either. Unfortunately, Citi credit cards tend to code gift card purchases as Cash Advances and there’ll be a fee. Call in to customer service and lower your Cash Advance limit to $0 before purchasing gift cards. You can also buy discounted gift cards as well from Raise or find gift cards on eBay.|
|• Everyday spending & bills: Always using your credit card for everyday spending, such as for dining, gas, groceries, etc. You can also use your credit card to pay for things like insurance bills, property taxes and income taxes. However, you’ll have to consider the convenience fees.|
What are Comerica Premier Rewards Points Worth?
Every Comerica Premier Rewards point will be worth about the standard $0.01. In other words, this would mean that 100 points would be worth $1. Your points can be redeemed towards:
- Award travel
- Cash back
- Gift cards
The baseline for redeeming your points begins at 2,500 points for $25 cash back. However, keep in mind that Comerica Premier Rewards points do expire in 5 years after you’ve received them, so make sure to use them all before they are gone forever.
Comerica Premier Rewards Card Availability
The Comerica Premier Rewards card is limited to certain areas that have a Comerica Bank nearby. These states will be: Arizona, California, Florida, Michigan, and Texas.
The Comerica Premier Rewards American Express card is a decent credit card to have if you normally spend a good amount of money. For instance, if by any chance you decide not to use the features they include, then you would need to spend more money to be able to pay for the annual fee of $99. However, if you reside outside of the states listed above, then you should look into different credit card choices.
(Visit Comerica Bank for more information)
What’s the Competition?
Here are some of Comerica Premier Rewards American Express credit card’s top competitors listed below.
The Southwest Rapid Rewards® Premier Credit Card offers 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary.
You'll earn 2x points per $1 spent on Southwest® purchases & Rapid Rewards® hotel/car rental partner purchases; 1x point on all other purchases. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more.
This card does carry a $99 annual fee, but there are no foreign transaction fee.
The UnitedSM Explorer Card offers 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open.
You'll earn 2X Miles per $1 spent at restaurants, hotel stays, eligible delivery services, & purchases from United; 1X miles for all other purchases.
Perks of this card include:
• Getting up to $100 Global Entry / TSA Pre✔TM Fee Credit
• Get your first bag checked for free (up to $140 savings per roundtrip) when you using your Card to purchase your ticket
• Get priority boarding perks & visit the United Club with 2 one-time passes each year for your anniversary
This card does come with a $95 annual fee, however, the annual fee is waived for the first year.
The Capital One® Savor® Cash Rewards Credit Card offers a one-time $300 cash bonus after spending $3000 on purchases within the first 3 months from account opening.
You'll earn an unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Capital One cardholders get access to premium experiences in dining, entertainment and more.
This card does carry a $95 annual fee, however, there is a $0 intro annual fee for the first year.
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