If you are a current resident of Utah who wishes to take advantage of a generous rate this season, then now is your chance! Deseret First Credit Union is offering you a wide range of rates to fit all your banking needs. With a wide selection of rates and lengths ranging from 3 months all the way up to 60 months, there is definitely an account for you! However, for a limited time, the bank is offer you two rather attractive rates: 2.00% APY 1-Year CD, 3.10% APY 5-Year CD Specials that could prove to be quite beneficial! All you would need to do is provide the $500 minimum deposit at account opening. With the new account, you will have access to a increased rate as well as all the great features you would come to expect. If you are interested, I suggest you sign up for a new account today!
Eligibility: Deseret First serves members of The Church of Jesus Christ of Latter-day Saints and employees of the organizations listed, along with their families. To learn whether you qualify, be sure to read through the membership eligibility section.
Deseret First Credit Union CD Summary:
- Apply Now
- Account Type: CD account
- Current Promotion: 2.00% APY 1-Year CD, 3.10% APY 5-Year CD
- Special APY Rates/Balance requirements:
- Share Certificates –
- 2.00% APY– $500
- 3.10% APY- $500
- Share Certificates –
- APY Rates:
- 3-5 Months: 0.25% APY
- 6-11 Months: 1.00% APY
- 12-23 Months: 2.00% APY
- 24-35 Months: 1.60% APY
- 36-47 Months: 1.90% APY
- 48-59 Months: 2.10% APY
- 60 Months: 3.10% APY
- Availability: UT (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $500
- Additional Requirements: None
- Early Withdrawal Fee: None
- Auto-Renewal: None listed, check with CSR
Deseret First Credit Union Best CD Rates:
All in all, Deseret First Credit Union has ranked quite nicely across the board from our Best 1-Year CD Rates as well as our Best 5-Year CD Rates in the local section. Being a credit union, Deseret First wants to put the power of the account in your hands. You are able to select which tiered rates fits your needs the best. Whether you are looking for a short term or long term solution, the credit union will work with you to find the perfect account for you. If you would like to earn the high rates available, make sure you take advantage of the current special offers! Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
Deseret First Credit Union CD Account Features:
- Competitive interest rates
- Open a CD with a just $500
- NCUA Insured up to $250,000
- Wide selection of account lengths to fit your needs
Conclusion:
The current range of rates from Deseret First Credit Union is a great option if you would like to start a new banking experience. With a range of short term or long term options, the bank guarantees that there will definitely be an account to cater to all your needs. With the current 2.00% APY 1-Year CD, 3.10% APY 5-Year CD Specials, you will be able to experience a higher rate than what the national average has to offer as well as all the great features you would come to expect! All you need to do is meet the deposit and watch your money grow! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.