The Disney Premier Visa Card has an offer for good rewards rates towards: gas, groceries, and dining purchases. However, these perks doesn’t look like it makes up for the annual fee of $49. You would be able to use the Disney Visa Card and get most of the same Disney perks without paying for an annual fee.
With the Disney Premier Visa card, it will offer you a better welcome bonus of $200 for statement credit when you’ve spent at least $500 in the first 3 months. It’s a great welcome bonus offer when you compare it to other credit cards with the same annual fee.
You should look into a different credit card if these Disney perks aren’t very appealing to you.
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Disney Premier Card Quick Facts
|Bonus Available||Gain $200 as statement credit once you’ve spent a minimum of $500 in the first 3 months of having your account open.|
|Ongoing Rewards/Benefits||Earn 2% in Disney Rewards Dollars on qualified Disney, gas, groceries, and dining expenses and 1% on other expenses.
Receive 10% savings on select purchases at Disney stores and shopDisney.com.
15% off select guided tours at Disneyland and Walt Disney Resorts.
|Foreign Transaction Fees?||3%|
*If interested see our list of Chase Bank bonuses for Checking & Savings accounts.*
- Welcome bonus
- Discount on select merchandise, dining & tours
- Character experiences
- Annual fee
- Good-Excellent credit needed to qualify
- Limited redemption options
- Foreign transaction fees
Editor’s Alternate Pick
The Blue Cash Everyday® Card from American Express offers $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
You'll earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 2% cash back at U.S. gas stations and at select U.S. department stores, and 1% back on other purchases.
There are no annual fees with this card (See Rates & Fees).
Disney Premier Card $200 Bonus
Make use of the welcome bonus offer of: $200 as statement credit. You must charge your card with a minimum of $500 in the first 3 months having your account open to be able to qualify for this offer.
This isn’t the best welcome bonus offer there is, but it’s still a good one with the annual fee.
Here are some ideas on meeting the spending requirement:
|• Plastiq: Plastiq allows you to pay for expenses that you generally won’t be able to with your card like rent, tuition, auto lease, mortgage payment, and more. There’s a 2.5% processing fee for using your credit card. However, this’ll be worth the card bonus you’ll get. There’s also a referral program where you can earn “Fee-Free Dollars” to use towards processing fees. See our Plastiq review.|
|• Fund Checking accounts with your card: Many banks will allow you to fund the opening deposit with a credit card. Consider opening Checking accounts that also offer a sign-up bonus. This way, you can work towards bonuses from two different sources. Big banks like Chase, HSBC, Huntington, and TD Bank have great offers and allow credit card funding. You can generally fund anywhere from $50 to $1,000 towards the opening deposit with a credit card, depending on the bank.|
|• Buy gift cards: Consider buying gift cards with your credit card that you can then spend later at your leisure. Individual merchant cards (restaurants, gas stations, supermarkets, etc.) generally don’t have purchase fees, so this is a plus. On the other hand, American Express and Visa gift cards will have purchase fees. Amazon gift cards are a great idea as you can shop for almost anything there with no purchase fees either. Unfortunately, Citi credit cards tend to code gift card purchases as Cash Advances and there’ll be a fee. Call in to customer service and lower your Cash Advance limit to $0 before purchasing gift cards. You can also buy discounted gift cards as well from Raise or find gift cards on eBay.|
|• Everyday spending & bills: Always using your credit card for everyday spending, such as for dining, gas, groceries, etc. You can also use your credit card to pay for things like insurance bills, property taxes and income taxes. However, you’ll have to consider the convenience fees.|
What are Disney Rewards Dollars Worth?
One Disney Rewards Dollar is equal to $1. If you want to redeem your Disney Rewards Dollars, you have to have a minimum of 20 built up.
Your Disney Rewards Dollars can be used for almost anything Disney or Star Wars at most locations such as:
- Theme Park tickets
- Resort stays
These Disney Rewards Dollars can also be redeemed towards statement credit for airline traveling.
Disney Premier Card Top Features
Disney store. Receive a 10% discount when you’ve used your Disney Premier card at Disney stores or online. It looks like a great offer to have. However, lots of popular products aren’t qualified for discounts.
Resort merchandise. Get 10% off select merchandise expenses of at least $50 at specific locations at Disneyland and Walt Disney World Resorts.
Resort dining. Have a 10% discount off select dining areas most days at Disneyland and Walt Disney World Resorts.
Guided tours. Get 15% off the non-discounted price of specific tours at Disneyland and Walt Disney World Resorts.
You can meet Disney and Star Wars characters aside from the crowd and general public at a private spot in Walt Disney and Disneyland resorts. You can get some complimentary photo downloads as well.
If you’re a major fan of Disney, then it would be easier to recommend the Disney Premier Visa card even with their $49 annual fee. But, before you apply for this card, you should see if you’re able to make use of all of the Disney-specific benefits. There aren’t any annual fees attached to the Disney Visa card and they offer most of the same Disney perks. However, it won’t have the 2% rewards rate on select category options or able to redeem for airline traveling.
Not a big fan of Disney? Then you should look into a general rewards or cash back credit card instead, it will have a larger range of benefits and perks more suited for you.
(Visit Chase for more information)
What’s the Competition?
There are some of Disney Premier Visa credit card’s top competitors listed below.
The Chase Freedom Unlimited® Card offers a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. Earn unlimited 1.5% cash back on all purchases.
There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open.
This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM.
The Capital One® Quicksilver® Cash Rewards Card offers a one-time $150 cash bonus after spending $500 on purchases within 3 months from account opening.
You'll be able to earn an unlimited 1.5% cash back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.
Other travel credit cards:
The Chase Sapphire Preferred® Card offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®!
You'll earn 2X points on travel and dining at restaurants worldwide; 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value!
The Capital One® Venture® Rewards Credit Card offers a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening (equal to $500 in travel). Named ‘The Best Travel Card' by CNBC, 2018.
You're able to earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture.
This card does come with a $95 annual fee, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre✔®.
The American Express® Gold Card offers 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months.
You'll have the opportunity to earn 4X Membership Rewards® points when you dine at restaurants worldwide & at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X); 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
This card has an annual fee of $250 with no foreign transaction fees. Some benefits including earning up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. In addition, a $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
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