With the Chase Disney Premier Visa card, the card offers you a better welcome bonus of $300 for statement credit when you’ve spent at least $1,000 in the first 3 months. The Disney Premier Visa Card has good rewards rates towards gas, groceries, and dining purchases. However, these perks may not make up for the annual fee of $49.
You should look into a different credit card if these Disney perks aren’t very appealing to you.
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Disney Premier Card Summary
|Bonus Available||Gain $300 as statement credit once you’ve spent a minimum of $1,000 in the first 3 months of having your account open.|
Earn 2% in Disney Rewards Dollars on qualified Disney, gas, groceries, and dining expenses and 1% on other expenses.
Receive 10% savings on select purchases at Disney stores and shopDisney.com.
15% off select guided tours at Disneyland and Walt Disney Resorts.
|Foreign Transaction Fees?||3%|
- Welcome bonus
- Discount on select merchandise, dining & tours
- Character experiences
- Annual fee
- Good-Excellent credit needed to qualify
- Limited redemption options
- Foreign transaction fees
Editor’s Alternate Pick
The Blue Cash Everyday® Card from American Express offers a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Balance Transfer is back! Enjoy 0% intro APR on purchases and balances for 15 months from the date of account opening. After that, 16.24% - 27.24% Variable APR.
• 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
• New! 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
• 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
• 1% back on other eligible purchases.
• Get $7 back each month after using your Blue Cash Every Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
There are no annual fees with this card (See Rates & Fees).
Disney Premier Card $300 Bonus
Make use of the welcome bonus offer of $300 as statement credit. You must charge your card with a minimum of $1,000 in the first 3 months having your account open to be able to qualify for this offer.
This isn’t the best welcome bonus offer there is, but it’s still a good one with the annual fee.
What are Disney Rewards Dollars Worth?
One Disney Rewards Dollar is equal to $1. If you want to redeem your Disney Rewards Dollars, you have to have a minimum of 20 built up.
Your Disney Rewards Dollars can be used for almost anything Disney or Star Wars at most locations such as:
- Theme Park tickets
- Resort stays
These Disney Rewards Dollars can also be redeemed towards statement credit for airline traveling.
Disney Premier Card Top Features
Disney store. Receive a 10% discount when you’ve used your Disney Premier card at Disney stores or online. It looks like a great offer to have. However, lots of popular products aren’t qualified for discounts.
Resort merchandise. Get 10% off select merchandise expenses of at least $50 at specific locations at Disneyland and Walt Disney World Resorts.
Resort dining. Have a 10% discount off select dining areas most days at Disneyland and Walt Disney World Resorts.
Guided tours. Get 15% off the non-discounted price of specific tours at Disneyland and Walt Disney World Resorts.
You can meet Disney and Star Wars characters aside from the crowd and general public at a private spot in Walt Disney and Disneyland resorts. You can get some complimentary photo downloads as well.
If you’re a major fan of Disney, then it would be easier to recommend the Disney Premier Visa card even with their $49 annual fee. But, before you apply for this card, you should see if you’re able to make use of all of the Disney-specific benefits. There aren’t any annual fees attached to the Disney Visa card and they offer most of the same Disney perks. However, it won’t have the 2% rewards rate on select category options or able to redeem for airline traveling.
Not a big fan of Disney? Then you should look into a general rewards or cash back credit card instead, it will have a larger range of benefits and perks more suited for you.
What’s the Competition?
There are some of Disney Premier Visa credit card’s top competitors listed below.
The Chase Freedom Unlimited Card offers an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
In addition, you can earn (after your first year or $20,000 spent):
• 5% cash back on Chase travel purchased through Ultimate Rewards
• 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service,
• Unlimited 1.5% cash back on all other purchases.
There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open.
This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM.
The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening.
• 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards.
• Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply.
This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card.
Other travel credit cards:
The Chase Sapphire Preferred® Card 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards.
• 5X points on travel purchased through Chase Ultimate Rewards
• 3X points on dining
• 3X points on select streaming services and online grocery purchases
• 2X points on all other travel purchases
• 1X point per $1 spent on all other purchases
Enjoy new benefits such as a $50 annual Ultimate Rewards Hotel Credit and when you redeem your points for travel through Chase Ultimate Rewards, you'll get 25% more value!
This card carries a $95 annual fee.
The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 Miles once you spend $4,000 on purchases within 3 months from account opening.
You're able to earn 2X miles on every purchase, every day.
This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre✔®.
The American Express® Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms apply.
• 4X Membership Rewards Points on Restaurants, including takeout and delivery
• 4X Membership Rewards points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
$120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees).