If you are looking to increase your savings, then look no further! First Guaranty Bank is offering Louisiana and Texas residents a chance to take advantage of a host of account rates and lengths to fit all your banking needs.
With a new CD account, you will most definitely find an account to cater to your savings goals, whether it be short term or long term. Right now, the bank is offering an attractive 3.75% APY 60-Month CD Special when you sign up and provide a $500 minimum opening deposit into your new account. In addition, you will gain access to all the great features and service the bank has to offer. If you are interested, I suggest you apply as soon as you can!
First Guaranty Bank Summary
- Direct Link to Offer
- Account Type: CD account
- Current Promotion: 3.75% APY 60-Month CD Special
- APY Rates:
Term | APY Rate | Minimum Deposit |
30 Day | 0.10% | $500 |
90 Day | 0.15% | $500 |
6 Month | 0.30% | $500 |
1 Year | 1.55% | $500 |
18 Month | 1.85% | $500 |
2 Year | 2.00% | $500 |
3 Year | 2.05% | $500 |
4 Year | 2.35% | $500 |
5 Year | 3.00% | $500 |
6 Year | 3.00% | $500 |
7 Year | 3.00% | $500 |
8 Year | 3.00% | $500 |
- Availability: TX, LA (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $500
- Additional Requirements: None
- Early Withdrawal Fee: Yes, not specified
- Auto-Renewal: None listed, check with CSR
First Guaranty Bank Best CD Rates
Simply put, First Guaranty Bank has consistently been ranked nicely across the board from our Best 5-Year CD Rates in the local section. If you are looking into a generous APY rate, then the wide range of lengths and CD rates are definitely worth checking out. However, if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
First Guaranty Bank CD Account Fine Print
- APY assumes principal and interest remain on deposit for a full year at current rate.
- The minimum balance required to open an account and earn the advertised APY is $500.
- A penalty may be imposed for early withdrawal.
- Rates and offer are subject to change without notice.
- Contact a First Guaranty Bank representative for more details.
Conclusion:
First Guaranty Bank has been consistently ranked among one of the highest in terms of CD rate offerings as well as customer satisfaction. With their current range of rate, you will definitely be able to find one that fits all your needs. However, definitely consider the 3.75% APY 5-Year CD Special for its high rate and low deposit requirement.
At the end of the day, if you would like to start a new banking experience for the year ahead, be sure to open your CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.