First National Bank Business Edition Secured Visa Card Review: Set Credit Limit $2,000 – $100,000

Sign up today for the First National Bank Business Edition® Secured Visa® Card and you can set your own credit limit between $2,000 and $100,000. Simply provide a security deposit equal to 110% of your requested credit limit (between $2,200 and $110,000).

Then make purchases with your card the same way you would with any other credit card and you’ll earn interest on your security deposit. With this card you’ll also be able to receive automatic rebates on purchases you make at qualified merchants. As an added convenience, you’ll have online access to view transactions, pay your bill, view up to seven years of prior statements, and more.

Alternative Credit Card Bonuses:

• SimplyCash® Plus Business Card from American Express
• Business Gold Rewards Card from American Express OPEN

First National Bank Business Edition Secured Visa Card Summary:

• Apply Now
• Best Feature: Set your own credit limit between $2,000 and $100,000
• Annual Fee: $39
• Expiration Date: None
• Additional Advice: Take advantage of additional card features such as automatic rebates, lost luggage insurance, and travel accident insurance.

First National Bank Business Edition Secured Visa Card Features:

• $39 annual fee
• Request your own credit limit between $2,000 and $100,000 (in $50 increments), subject to credit approval.
• Provide a security deposit equal to 110% of your requested credit limit (between $2,200 and $110,000).
• Make purchases with your card the same way you would with any other credit card.
• Earn interest on your security deposit.
• APR for purchases and balance transfers: 17.99%, when you open your account. This APR will vary with the market based on the Prime Rate.
• Balance transfer fee of either $10 or 5% of the amount of each transfer, whichever is greater.
• Get automatic rebates on purchases you make at qualified merchants.
• U.S. citizenship is not required, but you must have a valid SSN or ITIN and a valid U.S. address.
• Online access to view transactions, pay your bill, view up to seven years of prior statements and more.
• Purchase security and extended protection program- Nearly everything you buy with your Visa Business Card is automatically protected from theft or damage within the first 90 days of purchase. Extended protection doubles the time period of the original manufacturer’s written U.S. warranty up to one full year on warranties of three years or less.
• Reporting- With the Visa Business Card, your company can receive easy-to-read management reports, itemizing your employees’ business expenditures. Plus, it gives you a record of tax-deductible expenses, which could help cut your payments to the IRS by hundreds of dollars.
• Lost luggage insurance- When you charge the full amount of your travel tickets to your Visa Business Card, you may be eligible to receive reimbursement for amounts paid for direct physical loss or damage to checked baggage for maximum reimbursement of $3,000 per insured.
• Hotel discount program- You can receive up to 60% off regular rates at more than 11,000 hotels, motels and resorts in 146 countries and territories.
• Travel accident insurance- You are protected with up to $100,000 in travel accident insurance whenever you charge the full amount of your travel tickets to your Visa Business Card.

Conclusion:

You’ll have the power to set your own credit limit between $2,000 and $100,000 (in $50 increments) with the First National Bank Business Edition® Secured Visa® Card. Keep in mind a security deposit equal to 110% of your requested credit limit (between $2,200 and $110,000) is required. You’ll be able to earn interest on this security deposit as you use your card.

Take advantage of other card features that could help your business such as easy-to-read management reports that itemize your employees’ business expenditures. Plus, you’ll also receive a record of tax-deductible expenses, which could help cut your payments to the IRS by hundreds of dollars.

Also feel safe knowing your card comes with purchase security and an extended protection program. Keep in mind this card has a $39 annual fee. If you’re interested sign up today! Otherwise, find out which card is right for you by checking out our complete list of Credit Card Promotions today!