Florida Credit Union CD Account Review: 2.55% APY 15-Month CD Special (Florida only)

Now is the best time of the year to start a new account experience. As the year comes to a close, banks are rolling out major promotions to prepare you for your financial world ahead! With that said, Florida Credit Union is offering residents of Florida a wide selection of rates to fit all your banking needs. Whether you are looking for a short term or long term solution, there is definitely an account to fit your desired deposit amount. Currently, the financial institution is offering a special 2.55% APY on a 15-Month CD with a balance of $5,000 or more. If you would like to take advantage of this limited time offer, I suggest you head on over to your local branch today and start your new account!

Eligibility: To be eligible, customers must be residing, working, worshiping or attending school in the counties list. If you would like to join, be sure to check out their membership qualifications to see if you qualify.

Florida CU CD Summary:

• Apply Now
  
• Account Type: CD account
• Current Promotion: 2.55% APY 15-Month CD
• Special APY Rates/Balance requirements:
  • 15 Month CD Term:
    • 2.55% – $5,000
• APY Rates/Balance Requirements: 
  • 0.37%- 6 Month CD ($1,000)
  • 1.35%- 12 Month CD ($2,000)
  • 1.65%- 18 Month CD ($2,000)
  • 1.80%- 24 Month CD ($2,000)
  • 0.97%- 36 Month CD ($2,000)
  • 1.18%- 48 Month CD ($2,000)
  • 1.48%- 60 Month CD ($2,000)
• Availability: FL (Bank Locator)
• Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
• Minimum Balance Requirement: $5,000
• Additional Requirements: None
• Early Withdrawal Fee: A penalty may be imposed for withdrawals before maturity.
• Auto-Renewal: None listed, check with CSR

Florida CU Best CD Rates:

Florida Credit Union has been consistently ranked among one of the highest across the board from our statewide Best 1-Year CD Rates list. If you would like to take advantage in making a higher rate than a traditional savings account and regular CD accounts alike, then be sure to check out the current promotion that the credit union is offering. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.

Florida CU CD Account Features:

• Wide selection of terms and lengths
• Earns higher rate of interest than regular savings account
• Start earning the rate at a $1,000 deposit
• Online and mobile access
• NCUA insured

Conclusion:

At the end of the day, Florida Credit Union is a great option if you are a resident looking to start a new banking experience. With a range of short term or long term CD, there is definitely one that you could benefit from! Whether you are on the market for a short term or long term solution, there is definitely a rate to fit all your needs. Additionally, all you would have to do is provide the deposit amount for your desired tier level. However, I would definitely take a look at the current 2.55% APY 15-Month CD Special. Simply meet the $5,000 deposit and watch your money grow! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!

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