If you are a current resident of Michigan, Minnesota, or Pennsylvania looking to start a new banking experience this season, then look no further! Genisys Credit Union is offering residents a chance to take advantage of a wide variety of account rates and lengths to fit all your banking needs. Whether you are on the market for a short term or long term solution, you will definitely find a tier that will fit you.
With that said, the bank is currently offering a 2.80% APY on a 13-Month CD Special. Simply provide a $500 deposit into your new account and the rate is yours. In addition, you will gain access to all the great features and service the bank has to offer. If you are interested, I suggest you apply as soon as you can!
Eligibility: If you live, work, worship, attend school or own a business in the following areas: The entire state of Michigan, Dakota, Ramsey, Anoka, Hennepin, Scott and Washington Counties in Minnesota, Montgomery County in Pennsylvania. Visit their membership page for additional information.
Genisys Credit Union CD Summary
- Direct Link to Offer
- Account Type: CD account
- Current Promotion 13-Month CD 2.80% APY
- Special APY Rates/Balance requirements:
- 2.80% APY: $500
- APY Rates:
- 1.55% APY – 6 Months
- 1.95% APY – 12 Months
- 2.20% APY – 18 Months
- 2.30% APY – 24 Months
- 2.55% APY – 36 Months
- 2.70% APY – 48 Months
- 3.05% APY – 60 Months
- Availability: MI,MN, PA (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $500
- Additional Requirements: None
- Early Withdrawal Fee: None
- Auto-Renewal: None listed, check with CSR
Genisys Credit Union Best CD Rates
Simply put, Genisys Credit Union has consistently been ranked nicely across the board from our Best 1-Year CD Rates in the nationwide section. If you are looking into a generous APY rate, then the wide range of lengths and CD rates are definitely worth checking out. However, if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
Genisys Credit Union CD Account Features
- Minimum opening deposit requirement of $1,000
- Flexible CD Terms up to 5+ years
- Low-risk Investment
- Interest is compounded daily and credited monthly
- FDIC Insured
Conclusion
Genisys Credit Union has a wide selection of rates and lengths to fit all your banking needs. With rates that offer you a ton of flexibility and a range of account features, I would definitely recommend you check out the great selection if you are on the market! However, this credit union is offering 2.80% APY on a 13-Month CD Special.
Simply meet the deposit and the rate is yours! At the end of the day, if you would like to start a new banking experience for the year ahead, be sure to open your CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.