With such a variety in American Express’s wide collection of cards, you’ll surely find a card for you. Essentially, the sole purpose of this post is to distinguish between their cards and highlight all the necessary cards we consider to be American Express’s best. When it comes down to it, you need a card that fits your circumstance, from the benefits, to the cost and interest rate, we want a card that’s perfectly tailored to your needs!
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Point Transfer-ables:
We believe that every traveler should have at least one card that earns transferable points as a safeguard from point devaluation and gives you tons of more flexibility with your redemption. American Express’ Membership Rewards Points is the perfect example of robust and lucrative transfer points with over 17 different airlines including Delta, and so much more. On top of that, you will be able to reap the option of transferring your points to three of these hotel chains: SPG, Hilton and Choice. It’s necessary to keep in mind that usually transferring points to partners yield a much better redemption value.
Platinum Card® – Best Premium Card:
For those of you business professionals who travel quite frequently, you will find the most optimal value in a Platinum Card® from American Express. Considering this is one of the most elite premium card in existence, you’ll enjoy access to over 1,000 airlines lounges (Delta Sky, Centurion), on top of $200 airline fee credit given annually, $200 in Uber credit each year, no foreign transaction fees, complimentary SPG Gold/HH Gold with no spending limit attached! On another note, this card does have quite the hefty $550 annual fee attached which urges me to say that this card may not be the most optimal option for people that are either new to the points-miles game or those that don’t travel often.
Editor’s Note: Get 60,000 MR Bonus Points when you make a spending of $5,000 within 3 months of account opening.
Platinum Card from American Express Summary:
- Apply Now
- Maximum Bonus: 60,000 Bonus Points
- Spending Requirement: Must spend $5,000 within 3 months of account opening.
- Annual Fee: $550
- Expiration Date: None
- Additional Advice: There is no cap on points and they never expire, so accumulate as much as you can!
Starwood Preferred Guest® Credit Card – Best Travel Rewards:
The Starwood Preferred Guest® Credit Card may perhaps be the most must-have card to add to your staple collection for any that flies domestic. Considering just how lucrative SPG points really are rated at a 2.3 cents each when redeeming for free hotel stays on top of flexible point transfer options to one of 30+ airline partners and an attractive 5,000 bonus miles for every 20,000 points transferred. You should expect an annual fee of $95, satisfyingly waived for the first year.
Starwood Preferred Guest Credit Card Summary:
- Apply Now
- Maximum Bonus: 25,000 Starpoints
- Spending Requirement: You must spend $5,000 within 3 months of account opening
- Annual Fee: $95 (but first year is waived)
- Bonus Worth: The 25,000 bonus points is worth about $600 in hotel night stays
- Expiration Date: None
- Additional Advice: The Starpoints are worth a lot more if you redeem them for free hotel night stays!
Premier Rewards Gold Card – Good For Rewards:
The American Express® Premier Rewards Gold Card is definitely on our list on the premise that the rewards is and always will be pretty attractive. 3X points for flights booked directly with airlines, 2X points at US gas stations and US supermarkets, and 2X points at US restaurants with an attractive rewards rate of 1%-3% and $100 airline fee credit each calendar year. This card has always been quite popular for regular travelers with up to 3X the MR earnings that could represent a solid 6% return on your spending.
American Express Premier Rewards Gold Card Summary:
- Apply Now
- Maximum Bonus: 25,000 Points
- Spending Requirement: Spend $2,000 within 3 months
- Annual Fee: $0 for first year, then $195
- Bonus Worth: The 25,000 Points is worth about $250
- Expiration Date: None
- Additional Advice: Points never expire so use them whenever you want!
American Express Platinum Delta SkyMiles Card – Good For Airlines Rewards:
The Platinum Delta SkyMiles Credit Card is definitely one of the best platforms in terms of consumer airlines miles. With a $195 annual fee, you’ll be able to reap 2x the SkyMiles for every $1 spent with Delta on top of Domestic Main Cabin round-trip companion certificate each year, free checked bags on Delta, Priority Boarding and so much more. SkyMiles are also transferrable to 24 other airlines including Virgin Atlantic and so much more! You’ll essentially be paying $100 more in annual fee from the Gold Delta SkyMiles® variant for round-trip companion certificates given annually + a $25k spending threshold = So Worth It!
American Express Platinum Delta SkyMiles from American Express Summary:
- Apply Now
- Maximum Bonus: 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles
- Spending Requirement: spending $1,000 in purchases within the first 3 months
- Annual Fee: $195
- Bonus Worth: $455+, depending on how much you value Medallion (MQMs)
- Expiration Date: May 31, 2017
- Additional Advice: The bonus itself pays for the $75 annual fee. On top of that, you receive gold membership and all of the perks of it. You can also earn a lot of points in a multitude of ways.
Blue Cash Preferred Card – Best Family Card
The Blue Cash Preferred® Card from American Express is proven to be one of the best cards for families on the market with a intricately balanced everyday spending categories, an unparalleled 6% rewards on groceries up to $6,000 spent annually. You also get 3% Cash back at U.S gas station, 3% Cash Back at select US department stores, and 1% Cash Back on other purchases.
Blue Cash Preferred Card from American Express Summary:
- Apply Now
- Maximum Bonus: $200
- Spending Requirement: Must spend $1,000 within first 3 months and spend $2,000 on eligible U.S. restaurant spending within the first 6 months
- Annual Fee: $95
- Expiration Date: None
- Additional Advice: The signup bonus can pay for two years’ worth of card membership! But you MUST sign up by 5/3/2017 to get the opportunity to earn the additional $200 cash back bonus
Amex EveryDay Credit Card – Best Frequent Everyday Spending Card:
If you’re in the market for a card that has no annual fee attached, be sure to check out the Amex EveryDay® Credit Card and reap 2X points at U.S. supermarkets, on up to $6,000 per year in purchases (then 1X) and 1X points on other purchases. This card also allows you to participate in the Membership Rewards Program. From flexibility to rewards for frequent usage, you can get pretty far, however, the 15,000 Bonus Points is kind of lame and discouraging to say the least.
Amex Everyday Card Summary:
- Apply Now
- Maximum Bonus: 15,000 Points
- Spending Requirement: You must spend $1,000 within 3 months of account opening
- Annual Fee: None
- Bonus Worth: The 15,000 Points is worth about $150
- Expiration Date: None
- Additional Advice: Use your Card 20 or more times on purchases in a billing period and get 20% more points on those purchases less returns and credits!
SimplyCash Plus Business Card – Best for Small Businesses:
The SimplyCash® Plus Business Credit Card is namely the best card for small business because for no annual fee, you get 5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores, 3% on the category of your choice from a list of eight and 1% cash back on other purchases with a cap on both categories of $50,000 each calendar year. You’ll also have access to American Express OPEN, a community for business owners, offering tools to help grow your business.
SimplyCash Plus Business Credit Card from American Express Summary:
 With the American Express Blue Business CashTM Card: Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99% Plus, earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors. This card comes with no annual fee (See Rates & Fees). Terms Apply. |
Conclusion:
With a wide array of Credit Cards in American Express’s portfolio, it can become quite the handful when considering a new card. Hopefully, this list of what we believe to be Amex’s best offered cards prove to be helpful for you. Each card is categorized based on what exactly it excels at, such as how the Starwood Preferred Guest® Credit Card is the perfect card for travel. If you have a Amex card in mind that you’d want to add to our list, be sure to mention it in the comment section! Don’t forget to check out our complete list of Credit Card Promotions today!
