In my opinion, one of the first things you should learn when you open a Chase bank account is how to transfer money using Chase QuickPay® with Zelle®. If you use QuickPay, you can send money to anybody with an email address!
All you have to do is log onto your account and add that person to your list of recipients. You can also receive money from any Chase customer, and it doesn’t cost you a dollar.
If you need a Chase account and you’re looking for basic banking services, check out our review of the Chase Total Checking® + Chase SavingsSM accounts! For more Premium banking services, you may want to consider the Chase Premier Plus CheckingSM.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Who Can Use Chase Quickpay® with Zelle®
To get started, any person with an account with Chase that is also enrolled in online banking can use Chase QuickPay® with Zelle®. However keep in mind that some accounts have limits on how much you can send in a single transactions, day, and statement cycle.
- Consumer Chase Checking Accounts: QuickPay® limit of $2,000 per transaction and a maximum of $2,000 per day, no more than $16,000 in a calender month.
- Chase Business Checking Accounts: QuickPay® limit of $5,000 per transaction and a maximum of $5,000 per day, no more than $40,000 per calender month.
- Chase Private Client and Private Banking Client Accounts: QuickPay® limit of $5,000 per transaction and a maximum of $5,000 per day, no more than $40,000 per calender month.
If you do not have a Chase Private Client Account you can always upgrade your account at any time. You can also find a full list of Chase Coupons here, where you can earn a bonus for opening an account.
How to Transfer Money with Chase QuickPay
When using the Chase Mobile App you will first have to log-in. Next, tap the three horizontal lines to see the full list of activities. Finally you can send or receive money using Chase QuickPay ® with Zelle®. If this is your first time using Quickpay, you will have to sign up, agree to terms and conditions, and verify your account before you can continue.
Similarly, when using the Chase.com you only need to follow a few steps to start using Chase QuickPay ® with Zelle®. However you still have to verify your account before continuing so have your phone ready or email open.
- Log in to Chase.com
- Select the “Pay & Transfer” on the top left of the menu bar
- On this page, you will then default on sending money through QuickPay® with Zelle® and you will have to choose the recipient who will receive your payment. If you haven’t added anyone, click on “Add a New Recipient.”
- Check the payment information for accuracy.
- Tap “Send Money” or “Request Money”.
Once you have followed all the steps above, you will receive a confirmation that your transaction was successful. At the same time, the recipient will receive a notification on how to complete the transaction to claim their money. On the other hand, if you are sending a claim the recipient will receive a notification.
Timing for Payments
Keep in mind that while money transfers can be completed relatively quickly, sometimes you or your recipient will not receive the money immediately in some circumstances.
- When using Chase QuickPay® with Zelle® with another Chase account, the money will arrive in minutes.
- For recipients using who bank at another Zelle® partner bank that supports real-time money, transactions should arrive in a few minutes as well. If not, it will arrive within 2 business days like a standard ACH transfer.
- If your recipient banks at a financial institution that does not support Zelle®, the transaction should arrive between 1 and 2 business days.
If you have any more questions we recommend you contacting Chase directly. For assistance with Chase QuickPay with Zelle®, call 877-242-7372 in the U.S. or 713-262-3300 outside the U.S.
Bottom Line
Once you have figured out to use Chase QuickPay® with Zelle® you’ll realize how great the service is and how easy it is to use! When you log onto your account, you just need to head to the Chase QuickPay page and set up a transfer.
So don’t be that friend who never has cash on hand anymore with this great free service at your fingertips! This is just another example of how Chase does everything to make life more convenient for its customers. If you want to hear about more Chase offers, check out our full list of Chase Promotions.
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers: • Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks. • HSBC Bank Offers. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program. • Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account. • Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs. • TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available. |
For people who don’t have Chase checking account, only Chase saving account then could not use QuickPay. It is too bad. Chase needs to upgrade for saving account can use QuickPay.