The Huntington Bank Voice Credit Card is still one of the most low-key and discreet cards in my wallet to date. The ability to choose your own 3% category each quarter with no annual fee is what really makes this card interesting.
Keep in mind that your rewards will be capped at $2,000 every quarter. This is a card that has been mentioned in several of the “Best Credit Cards…” Segment, ranking high on Drug Store and Home Improvement spending and being the only personal card out there that has a category for office spending. Again, I reiterate that this is a card with tons of potential for those looking for flexibility in their categories.
| BONUS LINK | OFFER | REVIEW |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
Alternative Credit Cards:
- Barclaycard CashForwardTMWorld Mastercard®
- Blue Cash Everyday® Card from American Express
- Chase Freedom UnlimitedSM
Huntington Voice Credit Card Summary:
- Apply Now
- Maximum Bonus: $200 bonus
- Best Feature: Earn triple rewards points with a Pick&Choose category system. (Capped at $2,000 per quarter)
- Spending Requirement: spend $500 or more within a given 2 months
- Bonus Worth: $200 Bonus
- Annual Fee: None
- Expiration Date: None
- Additional Advice: The Huntington Voice credit card does hard pull on your credit.
Huntington Voice Credit Card Features:
- Earn a point per dollar on all purchases with Voice℠ and pick a triple rewards category. (Capped at $2,000 per quarter)
- OR Earn 3% lower purchase APR instead of rewards. That way, you’ll spend less on finance charges and pay off balances faster.
- Late grace period – Get an extra day to pay if you miss a payment
- 10% bonus on all points earned if you open a Huntington Bank 5 or 25Checking.
- No foreign transaction fees
- No penalty rate
- No annual fee
Huntington Voice Credit Card Categories:
Earn triple rewards points on either of these categories, capped at $2,000:
- Apparel/Soft Goods
- Department Stores/Electronics
- Discount Stores
- Gas
- Grocery
- Home Improvement
- Office Supply
- Pharmacy
- Restaurants
- Sporting Goods
- Travel & Entertainment
- Utilities
- Wal-mart
Pros:
- Ability to choose 3% category
- No annual fee
Cons:
- $2,000 Point Cap each quarter
Conclusion:
Being that you have the ability to choose your categories, you can really never go wrong with your spending right? The Huntington Bank Voice Credit Card is one of those cards that I refer to friends with not so good credit scores. This card is almost reminiscent to me considering this is one of the first credit cards I acquired. Definitely laughing at the thought of me spamming the gas spending category back in the day. Overall, this card does have it’s sense of flexibility when it comes to picking categorical spending, however, if you’re looking for a cash-back everywhere card, I recommend the Chase Freedom UnlimitedSM. Find out which card is right for you by checking out our complete list of Credit Card Promotions today!
