If you are a resident of Iowa and currently looking for great savings rates, then make sure you keep reading. IC Federal Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. They currently offer standard CD rates from 90-days to 60-months with 0.25% to 1.46% APY Rates. They also have a special 6-month CD term with 1.59% APY, 12-month CD term with 2.59% APY, and 18-Month CD term with 2.15% APY on $500 balances or more. By joining IC Federal Credit Union, you get to enjoy earning higher rate of interest than regular savings account.
Eligibility: To be eligible for this promotion, you must live, work, worship, attend school, or participate in organizations in: Worcester, Middlesex, Franklin, Hampden, Hampshire, or Norfolk Counties in Massachusetts. You may also be eligible if you are a spouse of a member or work for the credit union. For more information, be sure to check out their Membership Requirements.
IC Federal Credit Union CD Summary:
- Apply Now
- Account Type: CD account
- Current Promotion: 6-month CD term with 1.59% APY, 12-month CD term with 2.59% APY, and 18-Month CD term with 2.15% APY
- Special APY Rates/Balance requirements:
- 6-Month CD Term:
- 1.59% – $500
- 12-Month CD Term:
- 2.59% – $500
- 18-Month CD Term:
- 2.15% – $500
- 6-Month CD Term:
- APY Rates/Balance Requirements:
- 0.25% APY for 90-Day CD – $500
- 0.51% APY for 6-Month CD – $500
- 1.05% APY for 12-Month CD – $500
- 0.60% APY for 18-Month CD – $500
- 0.90% APY for 24-Month CD -$500
- 1.11% APY for 36-Month CD -$500
- 1.36% APY for 48-Month CD -$500
- 1.46% APY for 60-Month CD -$500
- Availability: MA (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $500
- Additional Requirements: See Below
- Early Withdrawal Fee: Not specified, a penalty may be assessed for early withdrawal
- Auto-Renewal: None listed, check with CSR
IC Federal Credit Union Best CD Rates:
Overall, IC Federal Credit Union ranked high across the board from our statewide Best 6-9 Month CD Rates,Best 1-Year CD Rates, & Best 18-Month CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
IC Federal Credit Union CD Account Features:
- Different terms
- Earns higher rate of interest than regular savings account
- Interest compounds
- Fixed rate of interest
- NCUA insured
Conclusion:
If you are interested in a short term or long term CD, look no further as IC Federal Credit Union offers you a standard and special CD rates that go up to 1.59%APY on 6-month term, 2.59%APY on 12-month term or 2.15% APY on 18-Month CD term. Remember, these specials ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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