Find the latest Ideal Credit Union CD Rates, Offers, and Promotions here.
They are currently offering some of the best CD rates available nationwide up to 1.06% APY.
Ideal Credit Union CD Summary
As a member-owned financial institution, Ideal Credit Union’s goal is to make their products more affordable, rates more competitive, services more personal, and communities stronger through donations and volunteer commitments, while also rewarding members with patronage dividends.
- Minimum deposit: $500; $25,000; $75,000
- Maximum deposit: —
- Early withdrawal penalty: Penalty for early withdrawal. Check with CSR to find out more details.
|Term||$500.00 – $24,999.99||$25,000.00 – $69,999.99||$70,000.00 +|
|91 Days||0.10% APY||0.15% APY||0.20% APY|
|6 Month||0.20% APY||0.25% APY||0.30% APY|
|12 Month||0.30% APY||0.35% APY||0.40% APY|
|18 Month||0.40% APY||0.45% APY||0.50% APY|
|24 Month||0.40% APY||0.45% APY||0.50% APY|
|30 Month||0.55% APY||0.60% APY||0.65% APY|
|36 Month||0.85% APY||0.90% APY||0.95% APY|
|48 Month||0.90% APY||0.95% APY||1.00% APY|
|60 Month||0.95% APY||1.00% APY||1.06% APY|
CD Account Features
- Terms from 91 days to 60 months available
- Start with as little as $500 based on the CD and term you select
- Enjoy competitive savings rates
Ideal Credit Union offers many different terms lengths with varying minimum balances, so you will be sure to find one that fits your needs. Additionally you will be able to gain access to many great features when you join the credit union.
Remember that your deposits will be FDIC Insured up to the maximum allowed by the state. Also, there will be a penalty if you withdraw prior to maturity. Be sure to also see our complete list of the Best CD Rates for all your banking needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions, and thrifts. Bank, thrift, and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.