Take advantage of the latest Kemba Financial Credit Union bonuses, promotions and offers here.
Update 9/26/24: There is currently a $300 bonus when you open a personal or business money market account. Offer valid through 9/30/24. There is also a $500 Ohio Homebuyer Plus Savings Program bonus is back through 3/31/25.
Kemba Financial Credit Union Bonuses Review
KEMBA Financial Credit Union is headquartered in Gahanna and is the 3rd largest credit union in the state of Ohio. It is also the 229th largest credit union in the nation. It was established in 1933 and as of September of 2023, it had grown to 308 employees and 128,533 members at 11 locations. KEMBA Financial Credit Union has an A health rating.
| Eligibility: Membership in KEMBA Financial Credit Union is open to those who live, work, worship, or attend school, in the Ohio counties of Delaware, Fairfield, Franklin, Licking, Logan, Madison, or Union, or the Ohio township of Sylvania. See current membership details |
Kemba Financial Credit Union $300 Money Market Bonus
- What you’ll get: $300 Bonus
- Eligible account: Business Money Market
- Where it’s available: OH (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Get a $300 bonus and earn a premium interest rate with a Money Market account.
- Bonus requires $10,000 minimum deposit in the first thirty days and balance must be maintained throughout the first 180 days to be eligible for cumulative $300 bonus.
- Bonus will be paid into Money Market Account on day 90 and day 180 for eligible members.
(Expires 09/30/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Bonus requires $10,000 minimum deposit in the first thirty days and balance must be maintained throughout the first 180 days to be eligible for cumulative $300 bonus.
- Offer valid on new money only (new money defined as money not on deposit with KEMBA in the past 12 months and/or has been deposited only within the prior 5 business days).
- Member must be Advantage status at the 90-day mark and have maintained at least $10,000 in the Money Market account to receive the $100 bonus.
- Member must be Advantage status at the 180-day mark and have maintained at least $10,000 in the Money Market account for the $200 bonus.
- Bonus will be paid into Money Market Account on day 90 and day 180 for eligible members.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Kemba Financial Credit Union $300 Business Money Market Bonus
- What you’ll get: $300 Bonus
- Eligible account: Business Money Market
- Where it’s available: OH (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Get a $300 bonus and earn a premium interest rate for your business for a limited time!
- Open a Money Market account for your business.
- Bonus requires $10,000 minimum deposit in the first thirty days and balance must be maintained throughout the first 180 days to be eligible for cumulative $300 bonus.
- Member must be Advantage status at the 90-day mark and have maintained at least $10,000 in the Money Market account to receive the $100 bonus.
- Member must be Advantage status at the 180-day mark and have maintained at least $10,000 in the Money Market account for the $200 bonus.
- Bonus will be paid into Money Market Account on day 90 and day 180 for eligible members.
(Expires 09/30/2024)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Bonus requires $10,000 minimum deposit in the first thirty days and balance must be maintained throughout the first 180 days to be eligible for cumulative $300 bonus.
- Offer valid on new money only (new money defined as money not on deposit with KEMBA in the past 12 months and/or has been deposited only within the prior 5 business days).
- Member must be Advantage status at the 90-day mark and have maintained at least $10,000 in the Money Market account to receive the $100 bonus.
- Member must be Advantage status at the 180-day mark and have maintained at least $10,000 in the Money Market account for the $200 bonus.
- Bonus will be paid into Money Market Account on day 90 and day 180 for eligible members.
Kemba Financial Credit Union $500 Ohio Homebuyer Plus Savings Bonus
Earn a $500 bonus through the Ohio Homebuyer Plus Savings Program.
- What you’ll get: $500 Bonus
- Eligible account: Checking
- Where it’s available: OH (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Unlock owning your dream home faster with the Ohio Homebuyer Plus Savings Program and KEMBA Financial Credit Union
- To receive the $500 matching bonus, you must deposit $500 into the Homebuyer Plus account within the first six months of opening.
- Ohio Homebuyer Plus Participant Requirements:
- Review the Ohio Homebuyer Plus Participation Statement from the Ohio Treasurer’s Office here
- Be an Ohio resident at least 18 years of age
- Have your primary residence located in the State of Ohio
- Only use the high interest savings account proceeds toward the down payment or closing costs of a home purchased in Ohio, with the home becoming your new primary residence
(Expires 03/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- To receive the $500 matching bonus, you must deposit $500 into the Homebuyer Plus account within the first six months of opening.
- A total of at least $500 must remain in the account for 90 days. At the end of the 90 days, you will be eligible for a $500 matching deposit.
- Deposit will be made into your Homebuyer Plus account one business day after the requirements have been met.
- Account must be in good standing at time of payout.
- Limit one $500 bonus per social security number. Offer valid on first Homebuyer Plus account opened at KEMBA.
- Bonus payout may be taxable as interest income and reported on IRS Form 1099-INT.
- Consult your tax advisor.
- KEMBA reserves the right to change this offer at any time.
- Offer expires 3.31.25.
- KEMBA membership required.
- Federally insured by NCUA.
How to Waive Monthly Fees
- Hassle-Free Checking: No monthly fee
- High Performance Checking: $8.95 monthly fee. No monthly fees when an average daily balance of $1,000 or more is maintained in checking
- Fresh Start Checking:
- $8.95/month: If you have Direct Deposit of your entire payroll, pension, or Social Security check (at least $500/month) to your account
- $10.95/month: Without direct deposit to KEMBA
- Elements Checking: No monthly fee
- Business Value Checking: $10 monthly fee waived with $500 average daily balance or KEMBA Advantage status
- Business Smart Checking: Avoid $10 monthly service charge with $5,000 minimum average daily balance
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Conclusion
Kemba Financial Credit Union is offering a great bonus. You can have peace of mind knowing your money is insured by the NCUA.
Feel free to comment on this post with any questions you may have about Kemba Financial Credit Union, their accounts they offer, or any experiences you have had!
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
Check back often for more Kemba Financial Credit Union Bonuses, Promotions, or Offers!
