If you are a firm believer in saving for your financial future, then this current promotion is definitely one to take a look at! Residents nationwide can now take advantage of a 1.60% APY from MemoryBank when you sign up and open a new EarnMore Checking Account. For those who are unfamiliar with the current offer, the bank is offering a rate with an opening deposit of $50!
Once you have met the requirements, you will be able to take advantage of a variety of account features to better your banking experience. There aren’t any monthly fees. How great is that? For those who are interested, be sure to apply as soon as you can, as the rate is subject to change!
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MemoryBank Account Summary
- Sign Up
- Account Type: Checking Account
- Rate: 1.60% APY
- Availability: Nationwide
- Expiration Date: None
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know!
- Direct Deposit Requirement: Unknown
- Additional Requirements: Listed below
- Avoid Monthly Fee: None
- Early Termination Fee: None
MemoryBank Fine Print
- 1.60% Annual Percentage Yield (APY) as of 7/27/2018 paid on EarnMore balances from $0.01 – 249,999.99.
- The interest rate on the EarnMore Account will remain higher than the national interest rate for checking accounts, defined as a simple average of rates paid by all insured U.S. depository institutions and branches for which data is available, as reported by the FDIC on 7/27/2018 .
- As of 7/27/2018 the interest rate earned on deposits from $0.01 – 249,999.99 in the EarnMore account is over 30 times higher than this simple average.
- Minimum $50.00 to open account.
- Rates may change at any time. Fees may reduce earnings.
MemoryBank Features
- Enjoy over 85,000 surcharge-free ATMs** with your MemoryBank MasterCard® debit card.
- 24/7 online banking with no monthly maintenance fees1.
- MemoryAlert balance and activity notifications, configured when and how you want them.
- Live customer support through online chat, phone and email.
Conclusion
If you would like to start a new banking experience and earn a generous rate while you’re at it, then definitely check out the current rate MemoryBank is offering. Not only are you able to utilize one of the nation’s highest rates, but being a part of one of the nation’s most trusted institution is also a plus! Additionally, with a host of account features, banking has never been easier. Personally, I would definitely recommend this promotion simply because the rate is high and requirements are easily obtainable. However, if you are not currently interested, be sure to check out our list of Best Bank Rates for all your saving needs!
