If you are currently looking to start a new banking experience this season, then look no further! Money One Federal Credit Union is offering Maryland and Virginia residents a chance to take advantage of a host of account rates and lengths to fit all your banking needs. With a new CD account, you will most definitely find an account to cater to your savings goals, whether it be short term or long term.
Right now, the bank is offering an attractive 3.60% APY 3-Year IRA CD Special when you sign up and provide a minimum opening deposit of any amount into your new account; you can earn the APY Rate on all balances up to $250,000. In addition, you will gain access to all the great features and service the bank has to offer. If you are interested, I suggest you apply as soon as you can!
Eligibility: If you live in a qualifying in one of their qualifying zip codes, you can join this credit union. Immediate family members of qualifying individuals can also join this credit union along with over a 100 Select Employer Groups, Churches, and Organisations. Be sure to check out their membership page for additional qualifications.
Money One Federal Credit Union CD Summary
- Direct Link to Offer
- Account Type: CD account
- Current Promotion: 3.60% APY 3-Year IRA CD Special
- APY Rates:
- $1,000 – $9,999 Balance:
- 0.86% APY for 12-Month CD
- 0.86% APY for 18-Month CD
- 1.07% APY for 24-Month CD
- 1.21% APY for 36-Month CD
- 1.31% APY for 48-Month CD
- 1.51% APY for 60-Month CD
- $10,000 – $49,999 Balance:
- 0.96% APY for 12-Month CD
- 0.96% APY for 18-Month CD
- 1.17% APY for 24-Month CD
- 1.31% APY for 36-Month CD
- 1.41% APY for 48-Month CD
- 1.61% APY for 60-Month CD
- $50,000 – $99,999 Balance:
- 1.07% APY for 12-Month CD
- 1.07% APY for 18-Month CD
- 1.27% APY for 24-Month CD
- 1.41% APY for 36-Month CD
- 1.51% APY for 48-Month CD
- 1.71% APY for 60-Month CD
- $100,000+ Balance:
- 1.71% APY for 12-Month CD
- 1.71% APY for 18-Month CD
- 1.37% APY for 24-Month CD
- 1.51% APY for 36-Month CD
- 1.61% APY for 48-Month CD
- 1.81% APY for 60-Month CD
- $1,000 – $9,999 Balance:
- Availability: MD, VA (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: None
- Additional Requirements: None
- Early Withdrawal Fee: 180-day dividend penalty
- Auto-Renewal: None listed, check with CSR
Money One Federal Credit Union Best CD Rates
Simply put, Money One Federal Credit Union has consistently been ranked nicely across the board from our Best 3-Year CD Rates in the local section. If you are looking into a generous APY rate, then the wide range of lengths and CD rates are definitely worth checking out. However, if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
Money One Federal Credit Union CD Account Features
- Open an account with any balance for an opening deposit
- Earn 3.60% APY rate on all balances up to $250,000
- No monthly service fees
- NCUA Insured up to $250,000
- New Money only
Conclusion
Money One Federal Credit Union has been consistently ranked among one of the highest in terms of CD rate offerings as well as customer satisfaction. With their current range of rate, you will definitely be able to find one that fits all your needs. I would definitely recommend 3.60% APY 3-Year IRA CD Special for its high rate and low deposit requirement. However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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