Available to all residents across the nation who are currently looking for great savings rates, make sure you keep reading. My Banking Direct has wide array of products to meet your individual needs. Even though they are an online bank, they are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met. Right now they are having a special 6-Month CD term with 2.15% APY, 12-Month CD term with 2.45% APY, and a 24-Month CS term with 2.75% APY on $500 to $2,500 balances. By joining My Banking Direct, you get to enjoy earning higher rate of interest than regular savings account.
My Banking Direct CD Summary:
- Apply Now
- Account Type: CD account
- Current Promotion: 6-Month CD 2.00% APY, 12-Month CD 2.45% APY, 24-Month CD 2.75% APY
- Special APY Rates/Balance requirements:
- 6-Month CD Term:
- 2.15% – $2,500
- 12-Month CD Term:
- 2.45% – $500
- 24-Month CD Term:
- 2.75% – $500
- 6-Month CD Term:
- Availability: Nationwide (Online Only)
- Soft/Hard Pull: Soft Pull
- Minimum Balance Requirement: $500-2,500
- Additional Requirements: None
- Early Withdrawal Fee: Penalty imposed, not specified
- Auto-Renewal: No
My Banking Direct Best CD Rates:
Overall, My Banking Direct ranked high across the board from our statewide Best 6-9 Month CD Rates, Best 1-Year CD Rates, and Best 2-Year CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
My Banking Direct CD Account Features:
- Fixed rate of interest
- NYBC Online and Mobile banking
- Mobile Deposit
- Text Banking
- Bill Pay
- NCUA insured up to $250,000
Conclusion:
If you are interested in a short term or long term CD, look no further as My Banking Direct offers you a standard and special CD rates that go up to 2.75% APY on 24-Month CD term, but be sure to check out their special 2.45% APY on 12-Month CD term and 2.15% APY on 6-Month CD term. Please know that this is an online bank, so if you have any questions regarding this rate offer and/or any other services they offer, be sure to contact them via telephone, mail, or email. Remember, the special is ranked highly on our Best CDs list. Be sure to open your new CD account today and take advantage of this great CD rate! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.