If you’re a business owner or just starting a new one, you’ll probably needing a finance to get your business up, going, and growing – this is where using Nav can help. They have helped over 370,000 businesses across the United States, this online platform looks through your personal and business credit reports and offers a quick and useful financing guidance.
Continue reading below to learn more about Nav.
Nav Features
Business Credit Bureaus | Dun & Bradstreet, Experian, Equifax |
Personal Credit Bureaus | TransUnion, Experian |
Nav is a freemium service that lets you easily compare the best loan and credit card options for your business. They help business owners manage and leverage their own financial data, you can get started by just checking both your personal and business credit reports to see where you stand.
You get access to amazing features like:
- Monitor your personal and business credit reports in one convenient place.
- Connect your business bank account and get tips to manage your cash flow.
- Save money on business credit cards and loans by using our recommendations based on your credit.
- Stay protected with 24/7 monitoring and alerts on 90+ changes to your credit.
- Use Nav’s tips to establish and build a strong business credit profile.
- Stay safe with their security and protect your data with the same controls used by banks.
- Get access to live, U.S.-based customer support.
The free version includes:
- Both your personal and business credit histories.
- MatchFactor technology that instantly presents you with financing options you qualify for, based on your personal and business credit profiles and financial requirements.
- 24/7 credit monitoring with real-time alerts to credit report changes.
- Credit education, like presentations, webinars and more.
If you subscribe to their platform, you’ll also earn additional benefits like:
- Tools to improve your business credit score, such as establishing trade lines.
- $1 million in identity theft insurance, along with identity restoration, monitoring, and access to experts to solve any issues that may arise.
Nav Borrower Qualifications
Nav, itself, does not have any eligibility requirements. However, individual lenders may have their own set of qualifications that you need to meet like minimum revenue and time in business.
Typically borrowers generally need good credit scores, which means having a FICO credit score of 680 or higher. To create a Nav account:
- Provide your business name
- Business address (if applicable)
- Personal address
- Social Security number
- Date of birth.
- Other information may be required, depending on the plan you sign up for and if you opt-in to other business services.
Nav Plans & Pricing
PLAN | COST | FEATURES |
Standard | Free | Access to the business finance marketplace Business and personal credit alerts Personal credit report summary Cashflow tracking and alerts |
Business Manager | $29.99/mo | All Standard features Business credit report for up to 5 businesses Full personal credit reports Lost wallet replacement $1 million ID theft protection Business credit report dispute service |
Business Boost | $39.99/mo | All Business Manager features Tradeline reporting to build business credit |
Business Loan Builder | $49.99/mo | All Business Boost features FICO Small Business Scoring Service score |
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Conclusion
Join more than 370,000 small business owners who use Nav to understand, build, leverage and protect their financial data. If you’re a business owner that is looking for a way to raise capital or get better terms on a business loan then Nav is a great option.
Alternatively, you can also checkout National Funding. They small business owners get fast funding via short-term, flexible business loans.