Find new Chase Total Checking® coupon bonuses and promotional offers here. The bonus amounts for this Checking account have been $150, $200, $300 and $400 offers.
Right now, you can enjoy a $400 checking account bonus as a new Chase checking customer, when you open a Chase Total Checking® account.
Update 1/8/26: The offer has been improved to a $400 bonus (up from $300) valid through 4/15/26.
Chase Total Checking® $400 Coupon Bonus
Earn a $400 checking bonus when you open a new Chase Total Checking® account with qualifying activities.
- Learn More at Chase Bank
- What you’ll get: $400 bonus
- Eligible account: Chase Total Checking®
- Credit inquiry: Soft pull, which does not affect your credit
- Where it’s available: Online Nationwide except Alaska, Hawaii, and Puerto Rico (Bank Locator)
(Expires 04/15/2026)
The Chase Total Checking® account is one of the more popular accounts from Chase bank.
You can bank easy knowing that you have the ability to use advanced online and mobile banking options.
How To Earn Bonus
- Apply for a new Chase Total Checking® account directly online or enter your email to receive a coupon, then visit a physical Chase branch to open your account, subject to approval.
- Open a new Chase Total Checking® account.
- Make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Receive your new checking account bonus within 15 days.
Account Features
- New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment.
- Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card.
- Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period.
- Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick DepositSM .
- Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you.
- Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock.
- Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law.
*With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts.
How To Waive Monthly Fee
- Monthly Service Fee: $15 or $0 with one of the following, each monthly statement period:
- $500+ in qualifying electronic deposits OR $1,500+ balance at the beginning of each day OR $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or in investments OR Link this account to a qualifying checking account
What You’ll Need To Open An Account
Identification. This could be a valid:
- Government issued photo ID or driver’s license
- Social Security Card or Individual Taxpayer Identification Number
- Passport or Birth Certificate
See more options here.
Proof of Address. It must show your name and address of your residence. This could be a current and valid:
- Lease document
- Mortgage document
- Utility bill, bank statement or credit card statement
- Student checking accounts may require proof of enrollment in an eligible school such as a student ID or acceptance letter.
- If the bank has a minimum opening deposit requirement, you may need to provide the deposit at the time of applying.
Conclusion
The Chase Total Checking account is a great option for your everyday banking needs with an offered bonus.
If you are looking simple account that delivers convenient access to your money, then this is the account for you.
There are no high balance requirements like other accounts and the monthly service fee can be waived with a direct deposit or a minimum balance requirement.
Plus, you will be able to get all the great benefits of Banking with Chase, along with a checking bonus!
However, if this is not for you, be sure to check out our complete list of Best Bank Bonuses for all your banking needs!
Check back often for all the latest Chase Total Checking bonuses and coupons.
For more Chase Checking coupons, definitely take a look at our list of Chase Bank checking offers.
• New Chase checking customers can receive $400 when you open a Chase Total Checking® account and make direct deposits totaling $1,000 or more within 90 days of coupon enrollment. • Unlock more offers with Chase. Get up to $500 per calendar year by referring friends and family. Plus, get cash back from top brands with Chase Offers when you use your debit card. • Chase Total Checking® has a $15 monthly service fee, you can easily avoid the fee with direct deposits totaling $500 or more, or a minimum average daily balance each statement period. • Chase Overdraft AssistSM – no overdraft fees if you’re overdrawn by $50 or less at the end of the business day or if you’re overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day* • Chase Mobile® app makes banking simple. Manage accounts, pay bills, send money to friends with Zelle® and deposit checks on the go with Chase Quick DepositSM . • Chase has the largest branch network in the U.S. with thousands of ATMs and branches. Use the Chase locator tool to find a branch or ATM near you. • Chase helps keep your money protected with features like Zero Liability Protection, fraud monitoring and card lock. • Chase Total Checking includes FDIC insurance up to the maximum amount allowed by law. *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. |
Opinions expressed here are author’s alone, not those of any bank, credit card issuer, airlines or hotel chain.
A senior friend {who does not have a computer} opened a Chase Checking acct, last friday, March1.
She has direct deposit for the acct. I am trying to get the $200 coupon for her. How do I receive this coupon for her?
Click on the button on the post and it will take you to the offer page to put in your email for a coupon. Good luck!