Take advantage of the latest NIH Federal Credit Union bonuses, promotions and offers here.
Update 4/16/24: There is currently a $50 referral bonus for those who have an account with NIH and refer friends and family to open an account!
NIH Federal Credit Union Bonuses Review
| Eligibility: NIH Federal Credit Union membership is open to anyone through membership in the American Consumer Council. All employees and contractors of the National Institutes of Health (NIH) and employees, independent contractors, or self-employed persons who work regularly in the biomedical and healthcare industry located in the District of Columbia, Maryland, West Virginia, and Virginia also qualify for membership. Immediate family of a current NIH FCU member are welcome to apply. See current membership details |
NIH Federal Credit Union $50 Referral Bonuses
- What you’ll get: $50 Bonus
- Eligible account: Checking
- Where it’s available: MD, DC (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Optional
- Monthly Fee: None; see below
- How to earn it:
- You and your referral will each receive a $50 Visa Reward Card when they register and complete the following within 90 days of becoming an NIHFCU member:
- Open an NIHFCU consumer checking account with e-statements, AND
- Complete ten (10) or more debit card transactions of $5 or more OR complete two (2) direct deposits of at least $250 each
- Please allow 4-6 weeks for delivery of your Reward Card after completing all offer requirements.
- You and your referral will each receive a $50 Visa Reward Card when they register and complete the following within 90 days of becoming an NIHFCU member:
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred (Referred Person) to NIH Federal Credit Union who registers for the offer, opens a new NIH Federal Credit Union consumer checking account, and completes the requirements within the time specified in the offer. To make a referral, the Referrer must register for the program and share the offer with their friends, family, or coworkers. A Referrer may receive up to ten (10) Visa Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Visa Reward Card for each Referred Person who fulfills the requirements.
- To earn a $50 Visa Reward Card, the Referred Person must register by following the link provided in the referral email or on social media, and complete the following requirements within 90 days of account opening:
- Open an NIHFCU consumer checking account with e-statements, AND
- Complete ten (10) or more debit card transactions of $5 or more OR complete two (2) direct deposits of at least $250 each
- The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from NIH Federal Credit Union or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Visa Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.
- The individual that is referred (Referred Person) must be 16 years of age or older.
- Only consumer checking accounts are eligible for this offer. Business checking accounts are not eligible for this offer.
- NIHFCU employees are not eligible for this offer.
- Please allow 4-6 weeks after completion of all requirements for delivery of the Visa Reward Card. The Visa Reward Cards are subject to Terms and Conditions delivered with the card. The Reward cards are valid for 3 calendar months from the time of issuance. Rewards Cards may be reported as income to the IRS.
- Visa is a registered trademark of Visa, Inc. Visa is not a participant or sponsor of this promotion.
- ReferLive is a trademark of CustomerStream, LLC.
- This offer is subject to change or cancellation at any time.
How to Waive Monthly Fees
- Carefree Checking: No monthly fees
- Totalcare Checking:
- $0 with monthly direct deposit of $500+ into this account AND have an NIHFCU credit card loan or line
- Or, $4.95/month if the above requirements are not met.
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Conclusion
NIH Federal Credit Union is offering a decent bonus. You can have peace of mind knowing your money is insured by the NCUA.
Feel free to comment on this post with any questions you may have about NIH Federal Credit Union, their accounts they offer, or any experiences you have had!
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
Check back often for more NIH Federal Credit Union Bonuses, Promotions, or Offers!
