If you are a resident of California and currently looking for great savings rates, then make sure you keep reading. North Bay Credit Union has wide array of products to meet your individual needs. They are proud to be a financial institution that is big enough to serve all your financial needs, yet small enough to care about how those needs are met.
They currently offer standard CD rates from 6-months to 60-months with 1.51% to 3.28% APY Rates. They also have a special 12-month CD term with 3.02% APY on $1,000 balances or more. By joining North Bay Credit Union, you get to enjoy earning higher rate of interest than regular savings account.
Eligibility: If you live, work, or worship in Sonoma County, CA, then you are eligible to join this credit union. Be sure to visit their membership page for additional information on how to join.
North Bay Credit Union CD Summary
- Direct Link to Offer
- Account Type: CD account
- Current Promotion: 12-Month CD 3.02% APY
- Special APY Rates/Balance requirements:
- 12-Month CD Term:
- 3.02% – $1,000
- 12-Month CD Term:
- APY Rates/Balance Requirements:
- $1,000 – $50,000 Balance Requirement:
- 1.51% APY for 6-Month CD
- 2.51% APY for 12-Month CD
- 2.46% APY for 24-Month CD
- 2.71% APY for 36-Month CD
- 2.97% APY for 48-Month CD
- 3.02% APY for 60-Month CD
- $50,000.01 – $100,000 Balance Requirement:
- 2.51% APY for 12-Month CD
- 2.56% APY for 24-Month CD
- 2.87% APY for 36-Month CD
- 3.07% APY for 48-Month CD
- 3.18% APY for 60-Month CD
- $100,000.01+ Balance Requirement:
- 2.51% APY for 12-Month CD
- 2.71% APY for 24-Month CD
- 3.02% APY for 36-Month CD
- 3.18% APY for 48-Month CD
- 3.28% APY for 60-Month CD
- $1,000 – $50,000 Balance Requirement:
- Availability: CA (Bank Locator)
- Soft/Hard Pull: Soft Pull or Hard Pull? Let us know
- Minimum Balance Requirement: $1,000
- Additional Requirements: None
- Early Withdrawal Fee: None listed
- Auto-Renewal: None listed, check with CSR
North Bay Credit Union Best CD Rates
Overall, North Bay Credit Union ranked highly across the board from our statewide Best 12-Month CD Rates list. So if you’re interested in making a higher rate than a traditional savings account, make sure to take advantage of this limited time special offer. Note that rates are always changing, which is why if you’re interested in getting a CD with them, you might want to hop on it as soon as possible.
North Bay Credit Union CD Account Features
- Different terms
- Open and earn with just $1,000
- Earns higher rate of interest than regular savings account
- Interest compounds
- Fixed rate of interest
- NCUA Insured
Conclusion
If you are interested in a short term or long term CD, look no further as North Bay Credit Union offers you a standard and special CD rates that go up to 3.02% APY on 12-month term. Remember, this special ranked highly on our Best CDs list. So if you are interested and live near a branch, be sure to open your new CD account today! However if you are not interested or looking for more options, be sure to browse our complete list of the Best National CD Rates for all your savings needs!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.