The Phi Kappa Phi Rewards Visa® Card issued by Commerce Bank offers you 3% cash back & 2% cash back on a category of your choice, capped at 2,500 additional bonus points per quarter and unlimited 1% cash back elsewhere. The credit card is the perfect way for you to show your Phi Kappa Phi pride everywhere you shop, dine or travel, as well as earn points redeemable for thousands of rewards items. And, each time you use the card you will help support Phi Kappa Phi award programs.
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Alternative Credit Card Bonuses:
Phi Kappa Phi Rewards VISA Card Summary:
- Apply Now
- Maximum Bonus: None
- Spending Requirement: None
- Annual Fee: $0
- Bonus Worth: $0
- Expiration Date: None
- Additional Advice: A portion of a dollar you spend contributes to funding towards the Honor Society of Phi Kappa Phi
Phi Kappa Phi Rewards VISA Card Features:
- Unlimited 1% Cash Back
- Earn 2% & 3% Cash Back for purchases in select categories
- Flexible rewards program with thousands of rewards options including gift cards, merchandise, travel and more
- Low introductory APR
- View your FICO® Score for free on your monthly credit card statement
- No Annual Fee
Phi Kappa Phi Rewards Pros:
- No Annual Fee
Phi Kappa Phi Rewards Cons:
- No Sign-up Bonus
Conclusion:
The Phi Kappa Phi Rewards Visa® Card earns you 3% and 2% cash back, unfortunately capped at 2,500 Bonus Points per quarter. There are better category rewards credit cards out there, namely the Discover IT Card with 5% cash back on every quarter capped at $1,500 in spending, however, you don’t get to choose your own categories, so to each it’s own. At no annual fee, you can show your Phi Kappa Phi pride, which may possibly be the best premise about this card. Kind of reminds me of a watered-down Business Gold Rewards Card from American Express minus the business and annual fee. Valuation on this card could’ve been a ton better with a decent sign-up bonus and a better cap. Be sure to check out our complete list of Credit Card Promotions!
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