However, if you don’t like flying Delta, you may want to look with other business credit cards that offer travel rewards comparable to this card. Nonetheless, the Delta SkyMiles® Platinum Business American Express Card offers some of the best perks and rewards just for flying with Delta.
Cardholders earn 3 miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year. Earn 1 Mile on every eligible dollar spent on other purchases.
New applicants can earn 70,000 bonus miles and 5,000 Medallion(R) Qualification Miles (MQMs) after you spend $4,000 in purchases on your new Card in the first 3 months. Offer ends 10/28/20.
For those who know about Delta’s elite status program, this card is very attractive as it comes with a Miles Boost feature. This offers 10,000 bonus miles and 10,000 bonus MQMs for spending $25,000 in a calendar year. In addition, cardholder enjoy another 10,000 miles and 10,000 MQMs after spending $50,000 in the same year.
The Delta SkyMiles® Platinum Business American Express Card offers a lot of value; however its annual fee is $$250. If you take advantage of the annual companion certificate, you’ll likely cover the cost of the card and then some.
Aside from the annual companion certificate, the only other reason to go for this Delta affiliated card is to work towards elite Medallion status tiers. Otherwise, the lower annual fee Gold Delta SkyMiles Business Credit Card from American Express has the checked bag and priority boarding perks.
Table of Contents
Delta SkyMiles Platinum Business American Express Summary
Earning SkyMiles Bonus
Take advantage of all the introductory offers for the Platinum Delta SkyMiles Business card:
Here are some ideas on meeting the spending requirement:
|• Plastiq: Plastiq allows you to pay for expenses that you generally won’t be able to with your card like rent, tuition, auto lease, mortgage payment, and more. There’s a 2.5% processing fee for using your credit card. However, this’ll be worth the card bonus you’ll get. There’s also a referral program where you can earn “Fee-Free Dollars” to use towards processing fees. See our Plastiq review.|
|• Fund Checking accounts with your card: Many banks will allow you to fund the opening deposit with a credit card. Consider opening Checking accounts that also offer a sign-up bonus. This way, you can work towards bonuses from two different sources. Big banks like Chase, HSBC, Huntington, and TD Bank have great offers and allow credit card funding. You can generally fund anywhere from $50 to $1,000 towards the opening deposit with a credit card, depending on the bank.|
|• Buy gift cards: Consider buying gift cards with your credit card that you can then spend later at your leisure. Individual merchant cards (restaurants, gas stations, supermarkets, etc.) generally don’t have purchase fees, so this is a plus. On the other hand, American Express and Visa gift cards will have purchase fees. Amazon gift cards are a great idea as you can shop for almost anything there with no purchase fees either. Unfortunately, Citi credit cards tend to code gift card purchases as Cash Advances and there’ll be a fee. Call in to customer service and lower your Cash Advance limit to $0 before purchasing gift cards. You can also buy discounted gift cards as well from Raise or find gift cards on eBay.|
|• Everyday spending & bills: Always using your credit card for everyday spending, such as for dining, gas, groceries, etc. You can also use your credit card to pay for things like insurance bills, property taxes and income taxes. However, you’ll have to consider the convenience fees.|
The Delta SkyMiles® Platinum Business American Express Card boasts a straightforward points-earning program. All eligible Delta purchases earn 3 miles on every dollar spend on eligible purchases made directly with Delta and on every eligible dollar spent on purchases made directly with hotels. Earn 1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half point per dollar), up to 50,000 additional miles per year. Earn 1 Mile on every eligible dollar spent on other purchases. These include airfare, in-flight purchases, Sky Club airport lounge passes, and other incidental expenditures.
All other eligible purchases earn an unlimited 1 SkyMile per $1 spent.
Your miles don’t expire as long as your account is open and you’re in good standing.
Redeem your SkyMiles for airfare, gift cards, merchandise, and experiences at the Delta SkyMiles MarketPlace. Non-airfare redemptions usually offer the lowest value out of your miles, as they’re generally worth less than $0.01 apiece. However, redemptions begin with as little as 2,000 SkyMiles in the MarketPlace.
On average, one Delta SkyMile is worth $0.012. To get the best value for your SkyMiles, use them for award travel with Delta or one of its many partners:
|Air Europa||Air France||Air Tahiti nui|
|Alitalia||China Airlines||China Eastern|
|China Southern||Czech Airlines||Garuda Indonesia|
|GOL||Hawaiian Airlines||Jet Airways|
|Kenya Airways||KLM Royal Dutch Airlines||Korean Air|
|Mandarin Airlines||Middle East Airlines||Saudia Airlines|
|Shanghai Airlines||Tarom Airlines||Vietnam Airlines|
|Virgin Atlantic||Virgin Australia||WestJet|
Domestic economy one-ways within the U.S. typically require at least 10,000 SkyMiles. However, Delta’s redemption tables are subject to change over time. Longer flights within certain regions and high-demand flights require more SkyMiles. However, SkyMile values fluctuate depending on the route, time of week, time of day, and other factors.
Delta SkyMiles Platinum Business Cardholder Benefits
Companion Certificate: Receive one domestic Main Cabin roundtrip companion certificate every year when you renew your account. Cross-country flights can be pretty steep these days. So this perk could easily negate the card’s annual fee. Keep in mind, you’ll be responsible for any government-imposed taxes and fees.
Lounge Access: Get an exclusive Delta Sky Club rate of $29 per person per visit. For you and up to 2 guests when traveling on the same Delta flight. These lounges offer a place to work, relax and enjoy complimentary snacks, beverages and WiFi.
Miles Boost: Earn bonus SkyMiles and MQMs when you spend certain amounts in one calendar year.
|Spend Threshold||Bonus SkyMiles||Bonus MQMs|
As an important note, the calendar year for this benefit ends on December 31 regardless of when your card account was opened.
The Delta SkyMiles® Platinum Business American Express Card also waives the Medallion Qualification Dollar (MQD) requirement for Silver, Gold and Platinum status tiers if you spend at least $25,000 for that year. For Diamond status, you’ll need to spend $250,000 for the year to waive the MQD requirement. Flyers want to earn Medallion status mainly for the unlimited complimentary ticket upgrades. Each Medallion tier also earns more miles and other benefits.
No Foreign Transaction Fees: Make purchases abroad without worrying about foreign transaction fees with the Delta SkyMiles® Platinum Business American Express Card.
Delta Airline Benefits
First checked bag free. You, and up to 8 travel companions, get your first checked bag free. One checked bag is up to $30 a pop, one-way. So the maximum you could be saving with this perk is $540 (for 9 people) on a roundtrip flight.
Main Cabin 1 priority boarding. This means getting on the plane earlier and having first dibs on overhead bin space for your hand luggage.
Inflight discount. Receive a 20% savings in the form of statement credit on eligible pre-purchased meals and inflight food, alcoholic beverages and headset purchases.
Delta Medallion Program
The most generous benefits of the Delta Reserve for Business come from the Delta Medallion status program. This boasts a variety of perks designed to increase comfort and convenience for frequent Delta flyers. These include accelerated MQM and SkyMiles earnings, complimentary preferred seating and class upgrades, priority boarding, waived baggage fees, and more.
There are four tiers to this program: Silver, Gold, Platinum, and Diamond. As you go up, the benefits get better. For example, the highest tier, Diamond status, includes two Global Entry application vouchers, complimentary Sky Club membership, Medallion status gifting privileges, and more.
To reach each status level, you need a combination of Medallion Qualification Miles (actual flight miles calculated as a multiple of total flight distance) or Medallion Qualification Segments (any Delta flight segment) and Medallion Qualification Dollars (base fares, surcharges, and certain upgrades, not including taxes or fees) within a calendar year.
After you reach a Medallion status threshold, you hold that status for the remainder of the current year and the entire following year. The status thresholds are:
- Silver Medallion Status: 25,000 MQMs or 30 MQSs and $3,000 MQDs
- Gold Medallion Status: 50,000 MQMs or 60 MQSs and $6,000 MQDs
- Platinum Medallion Status: 75,000 MQMs or 100 MQSs and $9,000 MQDs
- Diamond Medallion Status: 125,000 MQMs or 140 MQSs and $15,000 MQDs
Those in favor of Delta Airlines should take advantage of earning and redeeming SkyMiles with the Delta SkyMiles® Platinum Business American Express Card. Though it comes with a $250 annual fee that isn’t waived the first year (See Rates & Fees), you earn plenty of benefits in return.
The ability to fast-track to Delta elite status is where this card shines. In addition, the annual companion certificate you receive is also very valuable and this can help offset your card’s high annual fee.
However, if you can’t see yourself using these benefits or flying Delta, you can check out other credit card promotions that may better suit your needs.
Other Credit Cards To Consider
The Chase Ink Business PreferredSM Card offers 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®.
You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards.
This card does come with a $95 annual fee but does not have any foreign transaction fees.
The Capital One® Spark® Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening.
Your miles won't expire for the life of the account, and there are no categories to limit where or what you buy and you can earn 2 miles per $1 on every purchase. And 5X miles on hotel and rental car bookings through Capital One TravelSM using a Spark Miles card
There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions.
The American Express® Business Gold Card offers 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
You'll earn more rewards: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month** (**4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*). In addition, you'll get an airline bonus; 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
This card does carry a $295 annual fee, but no foreign transaction fees. (See Rates & Fees) *Terms Apply.
The Best Bank Offers are updated here. See the below pages to get started with some of the best offers:
• Chase Bank Offers. Chase offers a range of attractive Checking, Savings and Business Accounts. Chase has a great selection of sign-up bonuses in comparison to other big banks.
• HSBC Bank Offers. HSBC Bank routinely has offers for several of their Personal Checking and Business Checking accounts. They also have a good referral program.
• Huntington Bank Offers. Huntington Bank has high bonus amounts available through their Checking and Business Checking. Huntington also offers a Business Premier Money Market Account.
• Discover Bank Offers. Discover Bank offers top cashback, savings, money market accounts and CD rates for you to take advantage of. Discover has industry leading selections to cater to your banking needs.
• TD Bank Offers. TD Bank consistently offers a fantastic selection of checking accounts to cater to your banking needs. However, savings account offers are less frequently available.
|Chase Business Checking||$300 Cash||Review|
|Chase Total Checking®||$200 Cash||Review|
|Chase SavingsSM||$150 Cash||Review|
|Chase Private Client||$2,000 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|HSBC Advance Checking Member FDIC||$200 Cash||Review|
|HSBC Advance Checking Member FDIC||Up To $240||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington 25 Checking||$500 Cash||Review|
|Huntington 5 Checking||$200 Cash||Review|
|Huntington Asterisk-Free Checking®||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Ally Invest||Up to $3,500 Cash||Review|